A person who relies on the taxpayer for financial support.

This is when employers may offer employee benefits in the form of products or services that add extra value for employees beyond earned wages.

The form that determines the amount of an employee’s pay that will be withheld for federal taxes.

Amount of money earned before payroll taxes

A federal program whose main purpose is to help pay for health care for those over 65.

Amount of money left once all deductions have been taken from gross income

A check written to a worker in the amount of money earned.

A reloadable debit card onto which a worker's pay is loaded.

The regular schedule by which employers pay employees.

Outlines the deductions made to wages.

A federal government program that funds retirement accounts, financially supports citizens who have experienced profound disability, the premature death of a parent (if under the age of 18), or the premature death of a spouse in a family with children.

A written request for employment typically on a specific form provided by the potential employer.

An employment test that involves a conversation between a job applicant and a potential employer.

Pattern of changing employers every year or two because of choice.

People who can honestly say positive attributes about a person.

What does SMART stand for?

Something a person intends to acquire, achieve, or accomplish in the future.

A goal that will be attained in less than one year.

A goal that will be attained in more than one year.

Business that offers and sells financial services.

Depository Institution owned by its members.

Depository institution that offers services to both consumers and businesses.

An account that allows deposits and withdrawals using checks, debit cards and ATMs.

Authorization to access accounts.

Money either gained or lost when accessing services offered by a depository institution.

Most basic savings tools with the lowest interest.

Savings tool requiring larger deposit and earning more interest.

Savings tool earning higher interest, but requiring a specified time obligation.

Percentage used annually to determine amount gained or lost on investment.

True/False: It is important to consider opportunity cost and trade-offs when determining how to save money.

True/False: The longer an individual invests money for, the more compounding interest is produced.

True/False: An important part of the savings process is to write a savings goal.

True/False: It is important to have a low interest rate when saving.

True/False: You should have at least 6 months of expenses in your emergency savings.

This is how quickly and easily assets can be accessed and converted into cash.

This is the price of money.

This is the percentage rate paid on money invested or saved.

This is the end result of something a person intends to acquire, achieve, do, reach, or accomplish.

This is when you put money aside for your own personal use/goals before you pay any bills.

This is when you are giving up one thing for another.

Earning interest on interest is: