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Worksheets

Checks

Total questions: 8

Worksheet time: 3mins

Name
Class
Date
1.

What is a check?

a)

Is a document that orders a person to pay an amount of money

b)

Is a document that orders an institution to pay an amount of money

c)

Is a document that orders a bank to pay an amount of money

d)

Is a document that orders a store to pay an amount of money

2.

Personal checks are guaranteed by the financial institution

a)

True

b)

False

3.

Parts of the check

a)

I.D. number, amount of money, checking account number

b)

DOB's owner, amount of money, routing number

c)

Payee's name, amount of money, routing number

d)

Checking account number, amount of money, cellphone number

4.

Cashier’s checks are ideal for larger purchases, such as a down payment on a home or car, or a large repair or renovation.

a)

True

b)

False

5.

Which of the following does not belong to eChecks?

a)

Electronic checks issued through online banking via ACH.

b)

Used in both personal and business bank accounts.

c)

Are often no-fee transactions, as opposed to online credit card payments.

d)

May bounce if the bank account holder has insufficient funds for the amount of the check.

6.

For certified checks, the bank or credit union will verify the account holder’s signature and confirm there’s enough money in their bank account to cover the transaction.

a)

True

b)

False

7.

Which of the following does not correspond to Traveler's check?

a)

Can be easily replaced by the issuing financial institution in case they are lost or stolen.

b)

May take a few business days to obtain.

c)

Paper checks for international travel to pay for goods and services or exchange for local currency.

d)

Less common and aren't offered by all financial institutions

8.

In bussiness check may bounce if the account holder has insufficient funds for the amount of the check.

a)

True

b)

False