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BMNG5122: Financial Management

Total questions: 26

Worksheet time: 23mins

Name
Class
Date
1.

Liquidity:

a)

"The ability of a business to meet its ST obligations."

b)

“The relationship between 2 items (or groups of items) in the financial statements.”

2.

Solvency:

a)

"The ability of a business to meet its short-term obligations ."

b)

"The ability of a business to repay its debt."

3.

True/False:

Current Ratio = (Current Assets-Inventory)/Current Liabilities

a)

True.

b)

False.

4.

Which Concept explains this statement the best?

"How much money do the owners’ receive based on the net profit of the company."

a)

Return on Owners Equity.

b)

Net profit margin.

c)

Return on total capital.

5.

What does this statement best align with?

"Business look at its activities afresh annually. Historical results are not taken into account."

a)

Zero-base budgeting.

b)

Traditional budgeting.

6.

Which 2 aspects below are costs of holding stock?

a)

Interest.

b)

Trasnportation cost.

c)

Insurance costs.

d)

Obsolescence.

7.

When do you accept a project based on the Net Present Value calculation.

a)

Positive NPV.

b)

Negative NPV.

c)

NPV = 0.

8.

Money Markets are "funds required for long-term investment".

a)

True.

b)

False.

9.

Pick the 2 types of short term financing available to organisations.

a)

Bank overdraft.

b)

Accruals.

c)

Loans.

d)

Financial Leasing.

10.

You are allowed to invest in shares of listed companies on the Johannesburg Stock Exchange (JSE).

a)

True.

b)

False.

11.

Financial Management is one Function of an Organisation.

a)

True.

b)

False.

12.

You should not think about long-term financial decisions if you are only a student.

a)

True.

b)

False.

13.

Finance functions are

a)

Planning for funds

b)

Raising of funds

c)

Allocation of funds

d)

All of the above

14.
Which of the following assets is not considered as current asset: 
a)
Stock
b)
Furniture 
c)
Cash
d)
Goodwill
15.

In a financial market, the price to borrow money is called the?

a)

Deposit

b)

Interest Rate

c)

Credit

d)

Cost

16.

______________ is money supplied by investors, banks, or owners of a business.

a)

Equity

b)

Capital

c)

Income statement

d)

Property

17.

The primary goal of Financial Management is

a)

To minimise costs

b)

To minimise the risk

c)

Profit maximisation

18.

A CFO is responsible for all financial activities of the company

a)

True

b)

False

19.

_______________ is the area of finance concerned with the activities of buying and selling financial assets such as stocks and bonds.

a)

Investments

b)

Corporate finance

c)

International finance

d)

Financial markets and institutions

20.

Stocks are bought and sold in ________ markets.

a)

equity

b)

debt

c)

derivatives

d)

foreign exchange

21.

Bonds are bought and sold in ________ markets.

a)

equity

b)

debt

c)

derivatives

d)

foreign exchange

22.

The process of planning, evaluating, selecting, and managing the financing of long-term operating projects of the company is termed ________.

a)

capital budgeting

b)

capital structure

c)

accounts receivable management

d)

working capital management

23.

The purpose of studying financial statements is ________.

a)

to mechanically build portfolio analysis

b)

to understand those portions of the statements that have relevance for financial decision making

c)

to primarily investigate all portions of the statements that have relevance for dividend policy

d)

to mechanically learn how to read and understand footnotes

24.

What has the same meaning as positive cash flow?

a)

Surplus

b)

Deficit

25.

Pool of institutions and procedures that facilitate transactions in all types of financial claims refer to

a)

Banking institutions

b)

Financial market

c)

Money market

d)

Ministry of finance

26.

_______ are relatively liquid, and are expected to be converted to cash within a year.

a)

Current liabilities

b)

Non-current liabilities

c)

Current assets

d)

Non-current assets