Which nature of credit help creditors to identify the scope of an individual's ability to pay off debt?

What nature of credit relatively affects the price and amount of the credit transaction that happened in two different country?

This nature of credit looks out for soundness and fairness of policies of the government of its business partner.

This is a service insurance company that was set up to make sure that all government workers in the Philippines will be able to manage a pension plan in the future.

This NBFI is a branch of the Philippine government, seeks to support private firms in creating partnerships and alliances in order to address agricultural concerns, socioeconomic challenges, etc., during economic downturns. 

This is an approved government repository institution. Because of this, it not only provides financial services to government agencies and businesses that the government controls, but also to local government entities.

Under what credit program, a regular active member is qualified for the loan if they have at least 20 months of paid premiums? 

It is the most common and biggest source of merchandise credit in the Philippines. 

It's an institution that lends money in return for valuable items that the institution may sell if the customer fails to pay the debt on the agreed upon due date. 

They are also known as Savings and Loans Association. They accumulate the savings of their members as stockholders and employing such accumulations, coupled with their capital in the case of stock corporations, for loans and/or investments in the securities of productive businesses or in the securities of the Government, or any of its political subdivision, instrumentalities, or corporations which are another source of credit.

These types of lenders offer no collateral when lending their money though may offer higher interest rates in order to earn more. 

Its main goal is to provide financial services, with a focus on small and medium-sized businesses, to meet the medium- and long-term demands of agricultural and industrial firms.

Also known as investment houses, serve as a link between people who have extra money but don't know where to put it and people who really need it.

Financial Institution that the primary source of revenue comes from the contracts they sign with people who want to protect themselves against unforeseen events like fire or death.

Given a supportive regulatory environment, ______ can efficiently mobilize resources required for profitable investments.

Bank transaction is defined as the ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future

Investment is the first requirement in conducting the process of credit.

Economic Conditions affects the grants of credit

Financial institutions could decline credit and loans when the current economy will more likely come to decline and the economic conditions are unfavorable in getting their money back.

Under the Policy Loan Program on the other hand, qualified active members may apply for a loan amount NOT equivalent to the cash value of their life insurance policy. They may avail of this loan, which bears an 8% interest rate, if they are insured for at least one year.

If the loan in SSS is not paid off in full by the end of the term, interest and penalties will continue to be added to the unpaid principal balance until the loan is paid off in full.

The Home Development Mutual Fund (HDMF) was set up to give its non members a great way to save money as well as affordable housing options.

According to the Central Bank of the Philippines, stated in part of Republic Act No. 7353that without a Certificate of Authority from the Monetary Board of the Central Bank, no rural bank may be run.

In accordance with R.A.'s Amended Insurance Code, According to 10907 Section 204, a life insurance company may lend any of its policyholders the amount that may be determined in accordance with the terms of the policy in exchange for the value of the policy as security.

Prior to the passage of Republic Act No. 720 which often known as the Development Banks Act, such types of banks were unheard of in this nation, and to support cooperatives while fostering the growth of the rural economy in an orderly and efficient manner by giving rural residents the tools they need to facilitate and improve their productive activities.

Finance companies shares with the government the common objective of building a strong and healthy financial system

Commercial banks offer personal loans that require the borrower to give written assurance that the contract will be faithfully completed from two or more responsible parties. These two or more parties then could be held accountable in the event that the borrower cannot pay his debt on the due date.

Commercial Paper House is a form of long-term secured debt that is used by businesses to pay for their long-term or non-current liabilities. 

Commercial papers take forms in promissory notes, drafts, checks and certificates of deposits.