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DB 1

Total questions: 40

Worksheet time: 20mins

Name
Class
Date
1.

Which of these customer requests can not be raised through Net Banking?

a)

Demand Draft Issuance

b)

ATM card issuance

c)

Cheque Book Issuance

d)

Cash Withdrawal

2.

Full form of AEPS?

a)

Aadhar Enabled Payment System

b)

App Enabled Payment System

c)

All Electronic Payment System

d)

Aadhar Enabled Presenting System

3.

Which payment framework is being used while transfer of money between two parties through UPI?

a)

RTGS

b)

IMT

c)

IMPS

d)

NEFT

4.

Which Card is not linked to your OD account?

a)

Debit Card

b)

Pre paid Card

c)

Credit Card

d)

Travel Card

5.

Who establised INFINET?

a)

IDBRT

b)

NCPI

c)

RBI

d)

TCS

6.

Timings of RTGS

a)

9am to 8pm except on Saturday & Sunday

b)

24X7X365

c)

9am to 6pm

d)

9am to 7pm

7.

What is the full form of MMS?

a)

Middle Mandate System

b)

Middle Management System

c)

Mandate Management System

d)

Management Mandate System

8.

Which one is India's own initiative for Card Payments?

a)

Rupees

b)

Visa

c)

Master

d)

Rupay

9.

Full form of GSM 

a)

Global System for mobile Communication

b)

Global Service for Mobile Communication

c)

Government System for Mobile Communication

d)

Government Service for Mobile Communicatiion

10.

What is the monthly spend limit  under YES Bank Pre Paid Wallet?

a)

Rs 1000

b)

Rs 1 lac

c)

Rs 20000

d)

Rs 10000

11.

USSD stands for _______

a)

Ultra Smart Sequence Data

b)

Unified Supplementary Service Data

c)

Unstructured Supplementary Service Data

d)

Unstructured Supplementary Sequence Data

12.

Up to what amount MSME business loans available on Online Orientation Platform?

a)

Rs 50 lacs

b)

Rs 5 crore

c)

Rs 2 Crore

d)

Rs 1 Crore

13.

What is the purchase protection limit under Yes Bank On Board Offers for opening account on line?

a)

Rs10000

b)

Rs 50000

c)

Rs25000

d)

Rs 1lac

14.

What is the YES Rewards points for account opening?

a)

500

b)

1000

c)

100

15.

What is the Personal Accident Cover under Yes Bank On Board Offers for opening account on line?

a)

Rs25000

b)

Rs5 lac

c)

Rs 2lac

d)

Rs1 lac

16.

Which one of the following facility is not available in YES Bank on on line facilities?

a)

Execute redemption request

b)

Invest in SIP

c)

Investment in KVP

d)

Purchase of Mutual Fund

17.

What is the maximum loan limit through On line platform against LI Policy?

a)

Rs 5 lac

b)

Rs 1 lac

c)

Rs2 lac

d)

Rs20 lac

18.

What  is the minimum loan through On line platform against NSC?

a)

Rs 5 lac

b)

Rs 1 lac

c)

Rs25000

d)

Rs50000

19.

What is the charges for pledge in case of on lien platform loans?

a)

Rs100

b)

Rs200

c)

Rs500

d)

Rs150

20.

What will be the sale of security charges in the event of default?

a)

2% of Security value subject to maximum of Rs.5,000/=, brokerage, transaction charges 

b)

1% of Security value subject to maximum of Rs.10,000/=, brokerage, transaction charges

c)

2% of Security value subject to maximum of Rs.10,000/=, brokerage, transaction charges

d)

1% of Security value subject to maximum of Rs.5,000/=, brokerage, transaction charges

21.

Reason for emergence of Digital Banking in India?

a)

To ensure customer satisfaction & retention

b)

for development of banking services and delivering products through electronic channels, like the ATM, the Telephone, the Internet

c)

Customers expect quick and accurate transaction services with out any waiting time

d)

All of these

22.

Full form of BHIM?

a)

Bharatiya Internet for Money

b)

Bharat Interface for Money

c)

Bharat Internet for Money

d)

Bharatiya Interface for Money

23.

Which Card allows customers to borrow funds within a pre-approved credit limit

a)

Credit Card

b)

Debit Card

c)

Prepaid Card

d)

Travel Card

24.

Which CBS platform TCS designed?

a)

  ALPM

b)

Flexcube

c)

Finacle

d)

BaNCs

25.

In which product of NPCI, Netting and in batches settlement takes place?

a)

IMPS

b)

NEFT

c)

RTGS

d)

IMT

26.

When NPCI was incorporated?

a)

Nov-08

b)

Dec-08

c)

Dec-09

d)

Nov-09

27.

Full form of NACH?

a)

    New automated Clearing House

b)

National Aggregate Clearing House

c)

National Automated Clearing House

d)

Natinal Automated Clearing Home

28.

Which Service Product of YES bank works without internet?

a)

RTGS

b)

NEFT

c)

IMPS

d)

*99#

29.

Full form of ALPM?

a)

Additional Leader Posting  Machine

b)

Additional Ledger Posting Machines

c)

Advanced Ledger Posting Machines

d)

Advanced Ledger positioning Machine

30.

If the recipient is a Wallet user, what will be the charges to the sender while transferring the funds?

a)

0.25% of transfer amount

b)

Nil

c)

2.5% of transfer amount

d)

1% of transfer amount

31.

What you mean by Alternate Delivery Channel?

a)

Branch Banking

b)

channel Delivering alternately and traditionally

c)

Channels that expand the reach of services beyond the traditional bank branch

d)

Channels that expand the reach of services within the traditional bank branch channel

32.

NPCI is mainly promoted by how many banks?

a)

10

b)

11

c)

12

d)

15

33.

How many partner banks are involved in Digital Loan Orientation Platform?

a)

Twenty one

b)

Twelve

c)

Fifteen

d)

Ten

34.

What is the daily transaction limit under Yes Bank On Board Offers for opening account on line?

a)

Rs1 lac

b)

Rs50000

c)

Rs30000

d)

Rs25000

35.

What is the YES Rewards points for every SIP transaction?

a)

100

b)

250

c)

500

d)

150

36.

Which one of the following facility not available in YES Bank in on line facilities?

a)

Execute redemption request

b)

Invest in SIP

c)

Purchase of Mutual Fund

d)

Investment in NSE

37.

What is the minimum loan through On line platform against LI Policy?

a)

Rs 2lac

b)

Rs 1 lac

c)

Rs 50000

d)

Rs 5 lac

38.

What  is the maximum loan through On line platform against NSC?

a)

Rs20 lac

b)

Rs 1 lac

c)

Rs 50000

d)

Rs 5 lac

39.

What is the charges for release of pledge in case of on lien platform loans?

a)

Rs200

b)

Rs500

c)

Rs100

d)

Rs150

40.

Under Loan against securities what is NSC/KVP Maturity Collection charges ?

a)

         Rs1000 per certificate minimum Rs1000 maximum Rs5000  

b)

Rs500 per certificate minimum Rs1000 maximum Rs5000

c)

Rs500 per certificate minimum Rs1000 maximum Rs10000

d)

Rs1000 per certificate minimum Rs1000 maximum Rs10000