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SC Consumer Ed Chapter 1-6 Review

Total questions: 62

Worksheet time: 2hrs 4mins

Name
Class
Date
1.

Your income can change

a)

True

b)

False

2.

_________ is the amount of money you earn working for 1 hour.

a)

Period

b)

Wage

3.

Having a job means you earn a paycheck

a)

True

b)

False

4.

Bi-weekly is an example of a pay period.

a)

True

b)

False

5.

Income is money

a)

True

b)

False

6.

A pay period is a length of time between paycheck.

a)

True

b)

False

7.

Net pay is how much money you earn after taxes are subtracted.

a)

True

b)

False

8.

When you deposit your paycheck into your check account, you are ______ money

a)

Adding

b)

Subtracting

9.

An hourly rate is how much money you earn for working 1 hour

a)

True

b)

False

10.

A pay period is how much money you earn for working 1 week.

a)

True

b)

False

11.

How many hours do you work a week if you are part time?

a)

0-2

b)

4-35

12.

What is the lowest amount of money that an employer can pay you for working 1 hour?

a)

Minimum Wage

b)

Pay Rate

13.

Income is money you earn from working

a)

True

b)

False

14.

The money you earn from working is given to you through a

a)

Pay rate

b)

Paycheck

15.

How many hours per week is full time?

a)

4-35 hours

b)

36-40 hours

16.

Gross pay is the money you earn _________ taxes are subtracted.

a)

Before

b)

After

17.

You only need a budget when

you have a big amount of

money to spend

a)

True

b)

False

18.

It is okay to overspend when

you are working with a

budget.

a)

True

b)

False

19.

A budget is a plan for how to

spend…

a)

True

b)

False

20.

Where would you use a budget?

a)

Mowing the Lawn

b)

Restaurant

21.

Net pay is money you get..

a)

After taxes

b)

Before taxes

22.

Where would you use a

budget?

a)

Movie Theater

b)

Cleaning the house

23.

A budget is a ...

a)

Plan

b)

Bank

24.

Where would you use a

budget?

a)

Running

b)

Grocery Store

25.

Can a budget help you

manage your money?

a)

Yes

b)

No

26.

Do budgets help you to spend

more money?

a)

Yes

b)

No

27.

Budgets can be big or small

a)

True

b)

False

28.

You can use a budget to help

you spend your income every

month.

a)

True

b)

False

29.

What operation do you use

when deciding if you are

within budget?

a)

Division

b)

Addition

30.

What expense would be in

your monthly budget?

a)

Exercise Schedule

b)

Food

31.

A budget helps you to not

overspend.

a)

True

b)

False

32.

Using a budget is a good way

to manage your money.

a)

True

b)

False

33.

Everyone should save money

from each paycheck.

a)

True

b)

False

34.

You can open a savings

account at a ___.

a)

Bank

b)

Business Office

35.

Savings accounts earn

interest.

a)

True

b)

False

36.

People should save __ of their

income.

a)

10%

b)

15%

37.

How old do you have to be to

open a savings account?

a)

18

b)

21

c)

Any Age

38.

Interest is money you

give the bank for having your

money in an account there.

a)

True

b)

False

39.

You can withdraw money from

a checking account and

deposit it in a savings

account

a)

True

b)

False

40.

Convert this percent to a

decimal 10%

(a)  

41.

You should record all deposits

and withdraws on to your

account register.

a)

True

b)

False

42.

To find the % of an amount

you should 1st convert the %

into a decimal.

a)

True

b)

False

43.

If you ___ money, then you

are adding it to the account

a)

Deposit

b)

Withdraw

44.

Find 10% of $34.98

(a)  

45.

A savings account will not

keep your money safe.

a)

True

b)

False

46.

To find the % of an amount,

you should multiple the

decimal value by the starting

amount.

a)

True

b)

False

47.

A check is a _______ form of

payment

a)

Paper

b)

Plastic

48.

Which section is NOT found on

a paper check?

a)

Time of Purchase

b)

Payee

49.

Which section is NOT found on

a paper check?

a)

Signature

b)

Cashier's Name

50.

Which term means- money

goes into the account?

a)

Deposit

b)

Withdraw

51.

Which term means- money

comes out of the account?

a)

Deposit

b)

Withdraw

52.

How many times do you have to write the amount of money you are paying out on a check?

a)

Once

b)

Twice

53.

Can an ATM give you cash from your checking account?

a)

YES

b)

NO

54.

Can an ATM deposit a paycheck into your checking account?

a)

YES

b)

NO

55.

Are debit cards linked to checking accounts?

a)

YES

b)

NO

56.

What is the purpose of a check register?

a)

Record transactions

b)

Show organization skills

57.

The person you are writing a check to is called the …

a)

Payee

b)

Recipient

58.

Online banking can help you pay your bills online from your checking account.

a)

Yes

b)

No

59.

If your money is in a checking account at a bank then it is safe.

a)

True

b)

False

60.

After you write a check you don’t always have to complete the check register.

a)

True

b)

False

61.

Your signature should be written in cursive.

a)

True

b)

False

62.

A checking account and savings account are the same thing.

a)

True

b)

False