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WorksheetsBusiness Technology
Total questions: 10
Worksheet time: 3mins
Wholesale banking refers to doing banking business with
Individuals
Only Companies registered the Companies Act
Large borrowers irrespective of their category
Industrial and business entities-including government and public sector companies
Who fixes the base rate for lending in Indian banks.
RBI
IBA
Bank Boards
ALCO of the bank
In which year CIBIL was incorporated?
2000
2001
2003
2005
Which of the following refers to financial services conducted among banks and financial services companies?
Merchant Banking
Retail Banking
Commercial Banking
Wholesale Banking
Which of the following is the provision of services by a bank to individual consumers, rather than to companies, corporations and other banks?
Retail Banking
Merchant Banking
Wholesale Banking
Commercial Banking
In which trade goods are purchased in bulk quantity.
Retail trade
Wholesale trade
In India which among the following, determines the prices of banking products.
Govt. of India
Reserve bank of India
Policy formulation by IBA
Policy formulation by boards of concerned banks
Which one of the following is not carried out by retail bankers as part of core banking?
Offering and making loans to customers
Buying and selling shares
Processing cheques and direct debits
Taking deposits from customers and paying interest on them
Which one of the following is not used to reduce a bank’s lending risk?
Lending to a company which does not offer any collateral
Covenants preventing the sale of a borrowing company assets
A personal guarantee from one or more of the company's executives
Obtaining an assessment of the borrower's creditworthiness
Who issues participatory notes?
RBI
Foreign Companies
SEBI
Foreign Institutional Investor (FII)
