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WorksheetsBaroda Gyani Quiz Nov 2022
Total questions: 40
Worksheet time: 13mins
Name
Class
Date
1.
Vigilance commission was set up on the recommendations of
a)
Narasimam Committee
b)
Rangarajan Committee
c)
Santhanam Committee
d)
Tandon Committee
e)
None
2.
With respect to reseduling which of the following statement is not correct?
a)
The existing repayment period is retained
b)
The outstanding exposure is not exceeded
c)
Interest can be funded in the form of Funded Interest Term Loan
d)
Nature of facility is not changed
e)
None
3.
SARFAESI Act 2002 does not deals with, which of the following aspects:
a)
Securitisation of Financial Assets
b)
Declaring the borrower as wilful defaulter
c)
Authority to enforce without the intervention of the court
d)
Setting up of Central Registry
e)
None
4.
Under which section of SARFAESI Act, 2002, the bank seeks DM/CMM permission for help in taking possession of the property?
a)
13
b)
14
c)
15
d)
17
e)
None
5.
What is the maximum moratorium period allowable in the scheme for Financing under Animal Husbandry Infrastructure Development Fund?
a)
2 Years
b)
3 Years
c)
0.5 Years
d)
1 Years
e)
None
6.
Loans up to a limit of Rs.______will be eligible for interest subvention for financing under Agriculture Infrastructure fund?
a)
Up to Rs. 1 Crore
b)
Up to Rs. 2 Crore
c)
Up to Rs. 5 Crore
d)
Up to Rs. 10 Crore
e)
None
7.
Maximum loan period is ___________ years in case of financing the units engaged in under “Food & Agro Based scheme” (Agriculture).
a)
5
b)
7
c)
15
d)
12
e)
None
8.
In case of Loan for Mini Dairy Unit, inspection of the unit should be done within________from the date of disbursement.
a)
Week
b)
Fortnight
c)
Month
d)
Quarter
e)
None
9.
For opening a Baroda Startup Current account entity should not be more than_______old
a)
5 Year
b)
1 Year
c)
2 Year
d)
3 Year
e)
None
10.
Under Baroda Government Bodies saving account cash withdrawal from home Branch is restricted up to Rs.
a)
100000
b)
25000
c)
50000
d)
20000
e)
None
11.
Under Baroda Military Salary Package to AGNIVEER recuited under AGNIPATH scheme Free Personal Accidental death Insurance cover on duty is availabe upto Max
a)
105 Lakh
b)
200 Lakh
c)
90 Lakh
d)
75 Lakh
e)
None
12.
_____is an internet scam done by cyber-criminals where the user is convinced digitally to provide confidential information.
a)
DoS attack
b)
Phishing attack
c)
Website attack
d)
MiTM attack
e)
None
13.
Conditional Bank Guarantees are to be issued, only after obtaining the approval of_____________
a)
GM - Credit Department, BCC
b)
GM - Trade & Fx. BCC
c)
GM - Zonal Office
d)
Regional Head
e)
None
14.
Which method used by hackers is also called “Password Cracking” and can repeatedly guess different passwords to get access to your accounts?
a)
Phishing
b)
Brute-Force
c)
Clamming
d)
Steam-Rolling
e)
None
15.
Which of the following is not a type of Alternative Reference Rate or benckmarks in lieu of LIBOR?
a)
SONIA
b)
TONAR
c)
EURIBOR
d)
SORF
e)
None
16.
Maximum Loan limit under Baroda Home Loan Scheme for property situated in Mohali city is Rs._____Cr
a)
1
b)
3
c)
5
d)
7.5
e)
None
17.
Entities who undertake large value transactions of Rs.__________and above under FEMA, 1999 will have to submit LEI number for such cross border transactions with effect from 01.10.2022
a)
Rs. 5 Crore
b)
Rs. 25 Crore
c)
Rs. 50 Crore
d)
Rs. 100 Crore
e)
None
18.
Name of newly launched co-branded credit card with Indian Navy is -
a)
Varunah
b)
Garudah
c)
Suryah
d)
Sitalah
e)
None
19.
What is the Finacle menu used to open account under (SPICe+) Platform in Branch?
a)
HOPNACCT
b)
SPICE
c)
MAT
d)
BDMS
e)
None
20.
Which menu is to be used for issuance of inland LC in Finacle10?
a)
HODCM
b)
ODCM
c)
HIDCM
d)
HLCISSUE
e)
None
21.
When the branch receives the locker cabinet at the branch, all the lockers and keys are to be created in the system by using which of following menu?
a)
HLKKM
b)
HLKTRM
c)
HLKRCM
d)
HLKTM
e)
None
22.
Lower Break Even Point in green field projects means
a)
Lower margin of safety
b)
Higher margin of safety
c)
Margin of safety equal to BEP
d)
The company will not be able to generate profit
e)
None
23.
For the Secured portion of advances which has remained doubtful for 10 months, provisioning requirement is________%.
a)
25
b)
20
c)
10
d)
15
e)
None
24.
________is usually targeted by nature where the emails are exclusively designed to target any exact user.
a)
Algo-based phishing
b)
Vishing
c)
Domain Phishing
d)
Spear phishing
e)
None
25.
TEV study is required for advances with project cost of Rs_____Crore and above.
a)
10
b)
50
c)
25
d)
15
e)
None
26.
Power of Attorney (PoA) executed by NRI/ PIO is to be registered in India within________ days
a)
30
b)
60
c)
90
d)
120
e)
None
27.
Incase of FCNR & NRE accounts NRIs are permitted to open joint accounts with resident close relatives .The mandate must be
a)
Either or Survivor
b)
Former or survivor
c)
Anyone can operate
d)
Both Either or Survivor and Former or survivor
e)
None
28.
All branches to report the confirmation related to Bulk deposit of Rs._____to Money Market Desk at Specialised Integrated Tresury Branch,Mumbai.
a)
Rs.1 crore
b)
Rs. 10 crore
c)
Rs. 5 crores
d)
Rs.25 crores
e)
None
29.
In Baroda Ashray loan maximum amount resticted to Rs. 1 Cr initially payment shall be made for _________ .
a)
10 years
b)
15 years
c)
20 years
d)
5 years
e)
None
30.
Advance against their own share are not allowed by the bank because these are prohibited under
a)
RBI Act
b)
Negotiable Instrunment Act
c)
Banking Regulation Act
d)
SEBI Act
e)
None
31.
Rs. 1.50 lacs amount of overdraft limit that can be sanctioned by _________under loan against Kisan Vikas Patra (including e KVP) baroda loan against securities scheme
a)
Branch Head
b)
Regional Head
c)
Zonal Head
d)
BCC
e)
None
32.
What is the maximum loan limit under the scheme for financing to Farmer Producer Companies/ organisation
a)
Rs. 10 Lakh
b)
Rs. 1 Crore
c)
Rs. 5 Crore
d)
Rs. 10 Crore
e)
None
33.
Bank has option of Life Insurance Coverage to most of SB Schemes. What is maximum age of availing such insurance
a)
60
b)
65
c)
70
d)
75
e)
None
34.
Umbrella assayer charges for Initial appraisal of gold ornaments/ jewellery at the time of sanction of loan is_____paise per Rs. 100 net assayed value of gold ornaments.
a)
Ten
b)
Thirty
c)
Fifty
d)
Seventy Five
e)
None
35.
An account will be NPA,if the instalment of principal or interest thereon remains overdue for______crop seasons in case of short duration crops.
a)
One
b)
Two
c)
Three
d)
4
e)
None
36.
Maximum loan limit for new car loan financed under Baroda Auto Loan Scheme is Rs.________for Non Individual borrower
a)
5 Crore
b)
3 Crore
c)
2 Crore
d)
1 Crore
e)
None
37.
CGTMSE has recently allowed Member Lending Institutions to obtain guarantee coverage anytime during the tenure of loan if the credit facility is not restructured and the account has not remained on_________status in last 1 year from the date of submission of application in portal.
a)
SMA 0
b)
SMA 1
c)
SMA 2
d)
NPA
e)
None
38.
In case of un-authorized debit card transactions , the insurance claim should be lodged with insurance co. within a maximum period of__________ days from date of occurance of transaction
a)
45
b)
90
c)
120
d)
180
e)
None
39.
Under customer protection policy , the timeline for resolving all complaints related to unauthrised transactions is__________days from the date of receipt of complaint from the customer
a)
65
b)
75
c)
95
d)
85
e)
None
40.
What is the helpline number for reporting cyber crime as per Ministry of Home Affairs?
a)
12240
b)
9999900000
c)
18001032233
d)
155260
e)
None
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