WorksheetsJAG Final Exam Review
Total questions: 35
Worksheet time: 19mins
Why is it important to establish positive credit history?
Higher credit scores result in lower interest rates on loans
You are more likely to be offered a loan by a bank
Positive credit history results in higher credit scores
All of the apply
How long will a negative credit action usually remain on a credit report?
4 years
11 years
7 years
15 years
What is important in establishing good credit?
Making payments on time
Being late on payments
Spending 100% of your credit limit
Missing a payment
Another name for credit bureau is ...
reporting agency
credit reporting agency
credit history
credit union
All Apply
A Soft Credit Inquiry is...
Occurs where you check your own credit or a lender checks your credit to pre-approve you
Occurs when a lender checks your credit in order to make a lending decision
Occurs when a lender pulls your credit using silk gloves
A Hard Credit Inquiry is...
Occurs where you check your own credit or a lender checks your credit to pre-approve you
Occurs when a lender checks your credit in order to make a lending decision
Occurs when a lender pulls your credit using a hammer
The person who agrees to pay back a loan if the borrower is unable to do so; people without an established credit rating need one.
cosigner
principal
collateral
life insurance
What is a credit report?
A detailed report of an individual's credit history prepared by a credit bureau and used by a lender in determining a loan applicant's creditworthiness
A detailed report of a bank's credit history prepared by a credit expert and used by consumers in determining a bank's creditworthiness
A report which shows which credit cards are better than others
A report invented by Allan Greenspan and credited to Al Gore
Why do lenders request to look at your credit report before you can borrow money?
They can interpret your values and character based on your everyday purchases and assess your creditworthiness
They want to see how much money you have money you have in savings for the product you want to purchase
They want personal information, such as your high school and college GPAs, to deem creditworthiness
They want to see how responsible you are in making payments on existing debt
This leader offers little or no guidance and leaves decision- making up to the group.
Autocratic
Democratic
Open/Laissez-Faire
A leadership style characterized by individual control over all decisions and little input from group members is:
Paternalistic leadership
Autocratic leadership
Democratic leadership
Situational leadership
When working in a team, what is it called when you all come up with as many ideas as you can and don't think about how good or bad the ideas are?
Team Building
Group Decision Making
Brainstorming
Sorting Ideas
Things in life that are important or meaningful to you are called
identities
lifestyles
values
central life activities
Leadership is best defined as ________.
the ability to merely project one's abilities in the lack of actual accomplishments
the ability to reduce the dependence of team members on each other
the ability to induce the team members to focus on individual goals rather than collective goals
the ability to influence a group toward the achievement of a vision or set of goals
Assigning tasks and/or responsibilities to group member is called
defining
deassigning
describing
delegating
How is GPA calculated?
Total number of points received from grades in each class
Total number of points received from grades in each class
Average percentage grade from each class
Total number of GPA points divided by the number of classes
A course that is more difficult is worth more points toward your GPA . This is known as what type of GPA?
advance
weighted
accelerated
unweighted
On a standard grading scale, a final grade of a "C" equates to how many numerical points?
(a)
What is a "Class Rank?"
the measure of a student's academic performance compared to other students in his or her class
All Apply
It gives me a cumulative total of all my grade
It tells me my GPA average
On a standard grading scale, a final grade of an "F" equates to how many numerical points?
(a)
This is based solely on the grades and not the difficulty of the courses.
GPA
Unweighted GPA
Weighted GPA
class rank
Outlines the expectations of a course.
course syllabus
course outline
course objective
course policies
A number added to letter grades to calculate your GPA.
Semester GPA
Points
Grade Points
a) Grade Point Average
Represents the overall GPA of all your classes throughout high school.
Weighted Average
Cumulative Grade Point Average
Semester Average
Grade Point Average
People with a ________ believe that some things should come easily for some people. They believe that someone who has a natural ability toward something will not have to work hard.
Fixed Mindset
Both a fixed and growth mindset
Positive Mindset
Growth Mindset
What information do you add together and divide to identify your semester average?
Q1 & F1
Q1 & R1
Q1 & Q2
Q1 & S1
Provides an official permanent record of a learner's academic performance for high school credit courses over four years.
cumulative record
grade point average
syllabus
transcript
A type of letter written by someone who can vouch for an individual's work or academic performance.
formal
business
recommendation
signature
Behavior that gets in the way of achieving a goal.
self-discipline
self-defeated
self-advocacy
self-regulated
People with a _________ believe that effort and hard work is a way to improve and be good at something.
Fixed Mindset
Positive Mindset
Fix & Growth Mindset
Growth Mindset
When do you start building your GPA?
Your GPA begins the last day of your middle school year.
Your GPA begins the first day of your senior year.
Your GPA begins your (9th grade) freshman year of high school
Your GPA begins your (10th grade) sophomore of high school
