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1st Semester Exam (CCR)

Total questions: 83

Worksheet time: 54mins

Name
Class
Date
1.

What is a benefit of going to college and having a college degree?

a)

Lower lifetime earnings

b)

Lower interest rates on future loans

c)

Expanded professional and social netowrk

d)

Guaranteed starting salary of $50,000 after graduation

2.

All of the following are costs of going to college EXCEPT...

a)

Tuition and fees

b)

Room and board

c)

Textbooks and school supplies

d)

Scholarships and grants

3.

When does the FAFSA filing period open every year?

a)

January 1st

b)

June 1st

c)

October 1st

d)

December 1st

4.

Why should you file the FAFSA as early as possible?

a)

It can help your chances of being accepted into schools

b)

Aid is given out on a first-come, first-serve basis

c)

You're guaranteed to get more merit-based scholarships

d)

You'll get a lower interest rate on federal student loans

5.

How do scholarships and grants differ?

a)

Scholarships are need-based; grants are merit-based

b)

Grants are private forms of aid; scholarships are federal

c)

Grants are need-based; scholarships are merit-based

d)

They're not different; they are one and the same

6.

What do you need to file your FAFSA if you're a dependent?

a)

Just your tax forms

b)

Your high school student ID number

c)

Your and your parents' tax forms from 2 years priors

d)

A pay stub if you had a job in the past year

7.

Which is TRUE about the FAFSA?

a)

You only need to file the FAFSA 1x in your college career

b)

Your parents must earn below a set amount for you to apply

c)

You need to file it at the start of every quarter/semester

d)

There is no cost to file the FAFSA

8.

Which of the following is the correct flow of submitting/receiving these documents?

a)

SAR > FAFSA > Financial Aid Package

b)

Financial Aid Package > SAR > FAFSA

c)

FAFSA > Financial Aid Package > SAR

d)

FAFSA > SAR > Financial Aid Package

9.

What are two things you will need to do if you accept a Federal student loan?

a)

Agree to an official credit check by the government

b)

Complete entrance counseling

c)

Pay a refundable deposit to secure your loan

d)

Sign a Master Promissory Note

10.

Which of the following is TRUE about federal and private student loans?

a)

Private loans may be subsidized; federal ones are not

b)

Both types offer the same repayment plans

c)

Private loans always offer fixed interest rates

d)

Fed. loans don't have prepayment penalties; private ones may

11.

How can you lower the total amount you in pay in student loans?

a)

Choose a repayment plan with a longer term

b)

Accept private loans first, then federal ones

c)

Make interest payments during your grace period

d)

Accept loans with variable interest rates, not fixed ones

12.

If you select a repayment plan with a longer term for your loans...

a)

You will have a larger monthly pyament

b)

You will have a smaller monthly payment

c)

You will pay less in interest

d)

You will pay the same amount in interest

13.

Which is TRUE about loan payments?

a)

$ goes 1st towards the principal, then the accrued interest

b)

Interest rate has little impact on total cost of the loan

c)

Payments are not split between interest and principal

d)

Interest can be added to the principal if it goes unpaid

14.

What can happen if you don't make payments towards your student loans? (hint: choose 2 correct answers)

a)

You will owe all interst in full after 270 days

b)

Your loan balance may become due in full, but no interest

c)

Your loan servicer will contact you via phone, email, etc.

d)

Your credit score may suffer

15.

When looking at a financial aid award letter, which type(s) of aid would you have to pay BACK?

a)

Federal Pell Grant

b)

Direct Subsidized Loan

c)

Merit Scholarship

d)

Federal Work-Study

16.

In what order should you accept different types of financial aid?

a)

Work-study, scholarships, federal loans, private loans

b)

Private loans, scholarships, work-study, federal loans

c)

Scholarships, work-study, federal loans, private loans

d)

Scholarships, work-study, private loans, federal loans

17.

A  goal set for 1 year to 5 years what type of goal

a)

short term

b)

mid term

c)

long term

18.
One of the 4C's of 21st century is
a)
Computer
b)
Competence
c)
Collaboration
19.
21st century skills require media and _______ literacy.
a)
creative
b)
information
c)
language
20.

A 21st century learner should constantly be learning, growing and ______ for a fast changing world.

a)
adapting
b)
communicating
c)
experiencing
21.

When learners are able to understand how reliable the source of some news they found on Facebook is , this is related to

a)

Information literacy

b)

Media literacy

c)

technology literacy

22.

The following are examples of life skills except:

a)

flexibility

b)

creativity

c)

productivity

d)

leadership

23.

The following are examples of literacy skills except:

a)

information

b)

social

c)

media

d)

technology

24.

This refers to generating questions, evaluating information and reasoning.

a)

communication

b)

collaboration

c)

creativity

d)

critical thinking

25.

They are broken up into three categories

a)

Learning skills, literacy skills and life skills

b)

Technology skills, mathematics skills and literacy skills

c)

Group skills, literacy skills and maths skills

26.

Learning skills are known as:

a)

The 3 c's

b)

The 4 c's

c)

Flips

d)

IMT's

27.

Literacy skills are called the IMT skills which stand for:

a)

Information, media and technology skills

b)

Internet, media and teaching skills

28.

Flexibility is....

a)

deviating from plans

b)

motivating a team to accomplish a goal

c)

starting projects on one's own

d)

maintaining efficiency in an age of distractions

29.

Leadership is....

a)

deviating from plans

b)

motivating a team to accomplish a goal

c)

starting projects on one's own

d)

maintaining efficiency in an age of distractions

30.

Initiative is....

a)

deviating from plans

b)

motivating a team to accomplish a goal

c)

starting projects on one's own

d)

maintaining efficiency in an age of distractions

31.

Productivity is....

a)

deviating from plans

b)

motivating a team to accomplish a goal

c)

starting projects on one's own

d)

maintaining efficiency in an age of distractions

32.

Information literacy is ..

a)

understanding facts, figures and data.

b)

understanding the methods and outlets in which information is published

c)

understanding the machines that make the Information Age possible

33.

Media literacy is ..

a)

understanding facts, figures and data.

b)

understanding the methods and outlets in which information is published

c)

understanding the machines that make the Information Age possible

34.

Technology literacy is ..

a)

understanding facts, figures and data.

b)

understanding the methods and outlets in which information is published

c)

understanding the machines that make the Information Age possible

35.

Critical thinking is

a)

finding solutions to problems.

b)

thinking outside the box.

c)

working with others.

d)

talking to others.

36.

Creativity is

a)

finding solutions to problems.

b)

thinking outside the box.

c)

working with others.

d)

talking to others.

37.

Collaboration is

a)

finding solutions to problems.

b)

thinking outside the box.

c)

working with others.

d)

talking to others.

38.

Communication is

a)

finding solutions to problems.

b)

thinking outside the box.

c)

working with others.

d)

talking to others.

39.

A  goal set for 5 or more years is  what type of goal

a)

short term

b)

mid term

c)

long term

40.

4 year Colleges are :

a)

Schools offer associate degrees and workforce certification programs and are sometimes called junior or community colleges.

b)

Schools that offer bachelor’s degrees, as well as graduate degrees in many cases.

c)

Colleges or universities that are administered by a local or state government and receive funding from government sources.

d)

Schools are administered by a private organization and receive the majority of their funding from tuition, fees and donations to the school.

41.

A  goal set for a year or less is what type of goal

a)

short term

b)

mid term

c)

long term

42.

What graduation rate in important to consider when looking at the success of the students at the school.

a)

8 year graduation rate

b)

6 year graduation rate

c)

4 year graduation rate

d)

2 year graduation rate

43.

A college or university originally founded to serve the black community is called an:

a)

ABC

b)

HBCU

c)

AKA

d)

Ivy League

44.

If you are looking for a school with small classes where you can try classes in different subjects you should consider

a)

Community College

b)

Public University

c)

Liberal Arts College

d)

HBCU

45.

What is an Associate's Degree?

a)

a four-year degree from a college, university or professional school

b)

A two-year degree from a community or junior college

c)

A relatively short program of study (6-24 months) designed to prepare students for specific field of work.

d)

None of the above

46.

Which type of school offers Associate Degrees?

a)

Public Universities

b)

Private Universities

c)

Vocational Schools

d)

Community Colleges

47.
This type of college relies mainly on tuition, fees and private sources of funding. These private donations can sometimes provide generous financial aid packages.
a)
Public College/University
b)
Private College/University
c)
Liberal Arts College/University
d)
For-profit College/University
48.
This type of college offers a broad base of courses in the liberal arts, which includes areas such as literature, history, languages, mathematics and life sciences. Most are private and offer four-year programs that lead to a bachelor’s degree.
a)
Public College/University
b)
Private College/University
c)
Liberal Arts College/University
d)
For-profit College/University
49.
This type of college is larger and offers more majors and degree options—bachelor’s, master’s and doctoral degrees—than colleges. It sometimes contains several smaller colleges, such as colleges of liberal arts, engineering or health sciences.
a)
Universities
b)
Vocational Schools
c)
Community Colleges
d)
Art & Design Schools
50.
This type of college offers two-year associate degrees that prepare you to transfer to a four-year college to earn a bachelor’s degree. They also offer other associate degrees and certificates that focus on preparing you for a certain career. 
a)
Universities
b)
Vocational Schools
c)
Community Colleges
d)
Art & Design Schools
51.
This type of school offers specialized training in a particular industry or career. Possible programs of study include the culinary arts, firefighting, dental hygiene and medical-records technology. These colleges usually offer certificates or associate
degrees. 
a)
Universities
b)
Vocational Schools
c)
Community Colleges
d)
Art & Design Schools
52.
In addition to regular course work, these colleges provide training in areas such as photography, music, theater or fashion design. Most of these colleges offer associate or bachelor’s degrees in the fine arts or a specialized field.
a)
Universities
b)
Vocational Schools
c)
Community Colleges
d)
Art & Design Schools
53.
This type of college is specficially for either men or women.
a)
Gender-Specific College/University
b)
Historically Black Colleges and Universities (HBCUs)
c)
Hispanic-Serving Institutions
d)
Religious-Affiliated Schools
54.
This type of college focuses on educating African-American students.
a)
Gender-Specific College/University
b)
Historically Black Colleges and Universities (HBCUs)
c)
Hispanic-Serving Institutions
d)
Religious-Affiliated Schools
55.
This type of college is connected to a religious faith. The connection may be historic, or it may affect day-to-day life.
a)
Gender-Specific College/University
b)
Historically Black Colleges and Universities (HBCUs)
c)
Hispanic-Serving Institutions
d)
Religious-Affiliated Schools
56.

You were raised by a single parent. Your family income qualified you to receive a need-based award from the U.S. government.

a)

Work Study

b)

Scholarship

c)

Grant

d)

Loan

57.

You work 20 hours per week in the library at your college.

a)

Work Study

b)

Scholarship

c)

Grant

d)

Loan

58.

You receive a $1,000 award to help pay for college from a local community organization in recognition of your volunteer activities.

a)

Work Study

b)

Scholarship

c)

Grant

d)

Loan

59.

Your other financial aid did not cover all of your college costs, so you borrowed money from a private lender.

a)

Work Study

b)

Scholarship

c)

Grant

d)

Loan

60.

What is the difference between a Scholarship and a Grant?

a)

A scholarship needs to be paid back

b)

A grant needs to be paid back

c)

You must maintain a certain criteria throughout college to keep a scholarship

d)

You must maintain a certain criteria to keep a grant

61.

What is FAFSA?

a)

Falling Ali-corns are Flying So Awkwardly

b)

Free Application for Federal Student Aid

c)

Furry Apples Fall So i can Ask a question

d)

president obama almost had an incident but was not injured, luckily. we all hope For peace And safety in his house Forever, becauSe we wAnt him safe.

62.

What date marks the first day you can apply for FAFSA during senior year and beyond?

a)

10/01

b)

01/10

c)

10/11

d)

11/01

63.

Diploma, experience, and degrees are all examples of

a)

responsibilities

b)

career requirements

c)

both

64.

what would lead a person in any given situation to make a choice between doing something wrong or right ?

a)

standards

b)

morals

c)

values

65.

the way a person acts is an example of:

a)

character

b)

influence

c)

attitude

66.

What word describes a person's belief system?

a)

standards

b)

values

c)

ethics

67.

Creativity is ...

a)

Finding Solutions to problems

b)

thinking outside the box

c)

working with others

d)

talking to others

68.

Problem solving, Working well with others , and Creativity are all examples of which skills

a)

life skills

b)

social skills

c)

learning skills

69.

These are known as Life Skills

a)

The 4 C's

b)

Flips

c)

IMT

70.

Flexibility is ....

a)

deviating from plans

b)

motivating a team to accomplish a goal

c)

starting projects on one's on

d)

maintaining efficiency in an age of distractions

71.

These are know as Learning Skills

a)

The 4 C's

b)

Flips

c)

IMT

72.

Showing initiative is ....

a)

deviating from plans

b)

motivating a team to accomplish a goal

c)

starting projects on one's on

d)

maintaining efficiency in an age of distractions

73.

Critical thinking is ...

a)

Finding Solutions to problems

b)

thinking outside the box

c)

working with others

d)

talking to others

74.

Productivity is ....

a)

deviating from plans

b)

motivating a team to accomplish a goal

c)

starting projects on one's on

d)

maintaining efficiency in an age of distractions

75.

Schools and colleges that offer training for skilled occupations in fields such as healthcare, computer technology, and automotive technology.

a)

Internships

b)

Universities

c)

Military

d)

Vocational Technical Centers

76.

If you don't know what degree you want, you should...

a)

Not go to collge

b)

Go to college anyway

c)

Gain experience in work or go to a community college

d)

Go right into the workforce

77.

a military training camp for new recruits, with strict discipline

a)

Basic Training

b)

ASVAB

c)

Enlistment

d)

Bootcamp

78.

teachable skills that are easy to quantify: technical, computer, Office, Analytica, Presentation, Management, etc.

a)

Hard skills

b)

Soft Skills

c)

Military skills

d)

Work Skills

79.

What test must you take (and do well on in order to enlist in the U.S. Military?

a)

MET

b)

ASVAB

c)

SAT

d)

MEPS

80.

If you don't know what degree you want, you should...

a)

Not go to collge

b)

Go to college anyway

c)

Gain experience in work or go to a community college

d)

Go right into the workforce

81.

Type of formal occupation program combining on-the-job training with related instruction

a)

TRADE SCHOOL

b)

DIRECTLY TO WORK

c)

VOCATIONAL SCHOOL

d)

APPRENTICESHIP

82.
A two-year undergraduate college degree that aims to give students the basic technical and academic knowledge and transferable skills they need to earn employment or continue their education 
a)
ASSOCIATE'S DEGREE
b)
BACHELOR'S DEGREE
c)
MASTER'S DEGREE
d)
DOCTORATE
83.
A postsecondary educational institution designed to train students for a specific job in a skilled trade career 
a)
TRADE CERTIFICATE
b)
TRADE SCHOOL
c)
COMMUNITY OR JUNIOR COLLEGE
d)
WORKFORCE

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