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Insurance Quiz

Total questions: 30

Worksheet time: 15mins

Name
Class
Date
1.

Why is health insurance important?

a)

medical costs are very high

b)

braces are not covered

c)

liability only covers part

2.

My landlord can require renter's insurance.

a)

True

b)

False

3.

What 3 papers do drivers need in their car at all times?

a)

license, proof insurance, and registration

b)

proof insurance, state ID, license

c)

registration, license, credit card

4.

Renter's Insurance will pay for damage caused by.... (hint: choose all that are correct)

a)

Smoke

b)

wind or hail

c)

friends

d)

Theft

5.

What happens if you don't get car insurance? (hint: choose 2 answers)

a)

license suspended

b)

get good grades

c)

government pays you

d)

go to jail

6.

How can you reduce car insurance costs? (hint: choose all that are correct)

a)

don't drink and drive

b)

go the speed limit

c)

ride the bus

d)

have health insurance

7.

Car insurance prices depend on... (hint: choose all that are correct)

a)

driving history

b)

age

c)

maturity

d)

gender

8.

What is a deductible?

a)

money you pay before insurance pays

b)

contract between you and the insurance company

c)

request for insurance to pay for something

9.

What is a monthly premium?

a)

A fee for paying my bill late

b)

a payment you make to have insurance

c)

maximum amount insurance will pay

10.

Health Insurance plans always include dental and vision insurance?

a)

yes

b)

no

11.

If I owe money on my car, I must have...

a)

full coverage insurance

b)

renter's insurance

c)

liability insurance

12.
Of the four parts of auto insurance coverage, which part protects only the other person involved in an accident?
a)
Liability
b)
Comprehensive
c)
Collision
d)
Medical Payments/Bodily Injury
13.

Of the four parts of auto insurance coverage, which part protects your from acts of nature?

a)

Comprehensive

b)

Liability

c)

Collision

d)

Medical Payments/Bodily Injury

14.
Of the four parts of auto insurance coverage, which part will pay for repairing your car?
a)
Liability
b)
Comprehensive
c)
Collision
d)
Medical Payments/Bodily Injury
15.
Of the four parts of auto insurance coverage, which part will pay for injuries to passengers or pedestrians and funeral expenses?
a)
Medical Payments/Bodily Injury
b)
Collision
c)
Comprehensive
d)
Liability
16.
The color of your vehicle can increase the cost of your insurance premiums.
a)
True
b)
False
17.
The amount of money you have to pay out of your own pocket before the insurance pays is called the _____________
a)
Premium
b)
Estimate
c)
Deductible
d)
Co-Pay
18.
The amount you pay for an insurance policy.
a)
Rider
b)
Premium
c)
Deductible
d)
Co-Pay
19.
Which of the following is a way to reduce the cost of your insurance premium?
a)
Good grades
b)
Number of miles you drive
c)
Where you live
d)
All answers are correct
20.

Which of the following does NOT effect the cost of your car insurance?

a)

Your Age

b)

Gender

c)

Driving Record

d)

Drivers Test Score

21.

Which of the following is a way to lower your insurance premium?

a)

have a good driving record

b)

be involved in sports

c)

have a parent with you at all times

d)

buy a sports car

22.

Car B is not insured, what is one way Car A can have the damages paid for.

a)

If car A has liability coverage

b)

If car A has Under-insured Motorist coverage

c)

If car A has Uninsured Motorists coverage

d)

If car A has Comprehensive coverage

23.

What kind of insurance would cover you if you hit a deer? The only damage is to your car.

a)

Liability

b)

Bodily Injury

c)

Comprehensive

d)

None

24.

Who needs auto insurance?

a)

Nobody

b)

People that think they will get into an accident.

c)

All people who drive cars.

d)

People who can afford it.

25.

This type of coverage protects you from other drivers who have NO liability coverage.

a)

liability

b)

Uninsured Motorist

c)

Underinsured Motorist

d)

Towing and Roadside Assistance

26.

This type of coverage protects other drivers from property damage and bodily injury if YOU are at fault in an accident.

a)

liability

b)

Towing and Roadside Assistance

c)

Collision

d)

Comprehensive

27.

Jack Black has Arizona auto insurance, and his liability coverage limits are $50,000/$100,000. What is the maximum amount his insurance will pay out per accident?

a)

$50,000

b)

$100,000

c)

$150,000

d)

infinite

28.

This type of coverage protects you against weather damage, Acts of God, theft and animal damage.

a)

liability

b)

Towing and Roadside assistance

c)

Collision

d)

Comprehensive

29.

This type of coverage protects you from other drivers who do not have enough liability coverage.

a)

liability

b)

Uninsured Motorist

c)

Underinsured Motorist

d)

Towing and Roadside Assistance

30.

This type of coverage protects you against rollovers, crashes and collisions of all kind, including you driving into posts, walls, etc.

a)

Liability

b)

Comprehensive

c)

Collision

d)

Towing and Roadside Assistance