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WorksheetsPPT quiz day 6 Baroda Academy AHMEDABAD
Total questions: 125
Worksheet time: 1hrs 3mins
Name
Class
Date
1.
Which of the following is not one of the pillars of New Education Policy 2022?
a)
Integrity
b)
Equity
c)
Quality
d)
accountability
2.
Famous book "Banking on it. How I disrupted an industry" is written by -----------
a)
Anne Boden
b)
Michael Porter
c)
Fred Ehrsam
d)
John Collins
3.
Which among the following branch of economics deals with the performance, structure, and behavior of the economy of the entire community?
a)
Micro Economics
b)
Macro Economics
c)
Heterodox Approach
d)
None of the above
4.
Who is the founder of the Indian Statistical Institute in Kolkata?
a)
Amartya Sen
b)
C D Deshmukh
c)
P.C.Mehalonibis
d)
Jagdish Chandra Bose
5.
Which of the following is a subject matter of micro-economics?
a)
National Income
b)
Gross Domestic Product
c)
Level of Employment
d)
Consumer Equilibrium
6.
In the short run, when income increases, what will generally be the average propensity to consume?
a)
Rises
b)
Falls
c)
Remains unaltered
d)
None of the above
7.
Ayushman Bharat scheme launched by the Government of India provides medical coverage up to Rs.__ lacs
a)
1
b)
2
c)
5
d)
10
8.
Which Ministry has recently developed a user-interactive dashboard for user associations to provide suggestions for the government?
a)
Ministry of MSME
b)
Ministry of Commerce and Industry
c)
Ministry of Finance
d)
Ministry of Corporate Affairs
9.
‘Rashtriya Poshan Maah’ is observe every year during which month?
a)
September
b)
October
c)
November
d)
December
10.
Alappuzha, which recently became a fully digital banking district, is in which state?
a)
Telangana
b)
Andhra Pradesh
c)
Tamilnadu
d)
Kerala
11.
Dr Bhupen Hazarika, a famous singer belongs to which state?
a)
West Bengal
b)
Bihar
c)
Odisha
d)
Assam
12.
What is the name of the national electric freight platform launched by NITI Aayog recently?
a)
e-FAST
b)
e-nergy
c)
e-FREIGHT
d)
e-TRANSPORT
13.
Which state/UT launched ‘Mukhyamantri Govansh Mobile Chikitsa Yojana’?
a)
Gujarat
b)
Chhattisgarh
c)
Madhya Pradesh
d)
Assam
14.
Which state was India’s top investment destination in the first seven months of 2022, as per the recent DPIIT report?
a)
Maharashtra
b)
Uttar Pradesh
c)
Andhra Pradesh
d)
Gujarat
15.
Which organisation released ‘Guidelines on mental health at work’?
a)
WHO
b)
UNESCO
c)
UNDP
d)
World Bank
16.
In which year, the Securities and Exchange Board of India (SEBI) was founded?
a)
1986
b)
1988
c)
1992
d)
1993
17.
Which type of crowdfunding is illegal in India?
a)
Donation Based
b)
Reward based
c)
Equity Based
d)
Debt Based
18.
Which of the following Development Financial Institution in India is a Non-Banking Finance Company?
a)
NABARD
b)
SIDBI
c)
IFCI
d)
EXIM Bank
19.
In which year, Export-Import Bank of India Act was passed to establish EXIM Bank?
a)
1980
b)
1981
c)
1982
d)
1983
20.
Which of the following was predecessar of NABARD?
a)
Agriculture Refinance & Development Corporation
b)
Indian Agriculture Lending Soc.
c)
Bank of Agriculture Refinance
d)
Agriculture & Rural Development Inst.
21.
Minimum paid-up capital requirements for Small Finance Banks is Rs. ---------- crores
a)
1000
b)
500
c)
250
d)
200
22.
Who was declared as "Player of the Tournament", in ICC Men's T20 World Cup 2022
a)
Sam Curran
b)
Ben Stokes
c)
Shaheen Afridi
d)
Virat Kohli
23.
Jan Samarth Portal was launched in the year ----------
a)
2020
b)
2021
c)
2022
d)
Will be officiailly launched in 2023
24.
PM SVANidhi Scheme 2.0 is the initiative of which ministry?
a)
Finance
b)
Commerce & Industries
c)
Urban Infrastructure
d)
Housing & Urban Affairs
25.
Which is the densest state/union teritory of India?
a)
Maharashtra
b)
Delhi
c)
Bihar
d)
UP
26.
Kanha National Park is in the state of --------
a)
Maharashtra
b)
Madhya Pradesh
c)
Karnataka
d)
Odisha
27.
High Court of Andhra Pradesh is in which city?
a)
Vijaywada
b)
Vizag
c)
Hyderabad
d)
Amaravati
28.
Sultanpur Bird Sanctuary is in which state?
a)
Haryana
b)
U.P.
c)
Punjab
d)
M.P.
29.
Famous Lonar Lake is in which state?
a)
Maharashtra
b)
Karnataka
c)
Tamilnadu
d)
Kerala
30.
Famous Girnar peak is in which state?
a)
Maharashtra
b)
Gujarat
c)
Tamilnadu
d)
Rajasthan
31.
first woman Deputy Governor of the Reserve bank of India was ----------
a)
Usha Thorat
b)
Shyamala Gopinath
c)
KJ Udeshi
d)
None of the above
32.
When a loan is granted for only one day, it is called _________?
a)
Notice Money
b)
Immediate Bill
c)
Treasury Bill
d)
Call Money
33.
Which of the following cities is not in Meghalaya?
a)
Shillong
b)
Tura
c)
Agartala
d)
Mairang
34.
Which of the following is not one of the principles of Insurance?
a)
Utmost Good Faith
b)
Profit making
c)
Loss Minimization
d)
Indemnity
35.
Find odd man out of the following:-
a)
Kotak Mahindra Bank
b)
Sonali Bank
c)
Federal Bank
d)
DCB Bank
36.
Recently, who is appointed as first woman president of Indian Olympic Association (IOA)?
a)
Anju Bobby George
b)
Dipika Pallikal
c)
Mary Kom
d)
P T Usha
37.
The birth anniversary of which National leader is being observed as Rashtriya Ekta Diwas?
a)
Sardar Vallabhbhai Patel
b)
Jawaharlal Nehru
c)
Mahatma Gandhi
d)
VD Savarkar
38.
November 26 is celebrated as the National Milk Day, to commemorate the birth anniversary of which Indian personality?
a)
P C Mahalanobis
b)
M S Swaminathan
c)
C N R Rao
d)
Verghese Kurian
39.
When is the Indian Navy Day celebrated every year?
a)
1st Decemeber
b)
4th Decemeber
c)
9th Decemeber
d)
10th Decemeber
40.
‘Maitri Diwas’ is celebrated every 6th December by India, to commemorate the diplomatic ties with which country?
a)
Sri Lanka
b)
Pakistan
c)
Nepal
d)
Bangladesh
41.
As per SARFAESI Act, during auction, the highest bidder has to pay ___% (inclusive of earnest money deposited) of the Sale Price in terms of the sale notice on the date of sale or on the immediate following working day and the balance ___% of the sale price to be paid within ___ days of sale confirmation letter issued by the branch.
a)
25, 75, 15
b)
15, 85, 15
c)
25, 75, 30
d)
15, 85, 30
42.
Before entering compromise, two valuations are to be obtained in case of property value of _______.
a)
Rs 2.00 Crores and above
b)
Above Rs 2.00 Crores
c)
Above Rs 5.00 Crores
d)
5.00 Crores and above
43.
Changing the Pattern of debt service obligation from equal installment to ballooning without any enhancement in tenure and outstanding is called ____________.
a)
Rescheduling
b)
Rephasement
c)
Restructuring
d)
None of the Above
44.
In case an account in doubtful category-III with secured assets i.e. for more than 36 months, the provision to be made is :
a)
0.2
b)
0.25
c)
0.5
d)
1
45.
In case of standard asset the general provision to be made against the total outstanding of direct agricultural loans and direct loans to Micro & Small Enterprise is ______%.
a)
1
b)
0.25
c)
0.4
d)
No provision
46.
Legal action of NPA account involving below Rs……… shall be filed with Civil Court
a)
Rs.1.00 lac
b)
Rs.5.00 lacs
c)
Rs.10.00 lacs
d)
Rs.20.00 lacs
47.
Special Mention account (SMA) is the period falling between the following
a)
Substandard and Doubtful category-I
b)
Standard and sub-standard category.
c)
Doubtful-III and Loss category.
d)
Loss account and written off account.
48.
Which of the following credit facilities are not reported in PSR to our higher authority?
a)
Home Loan
b)
Education Loan
c)
Auto Loan
d)
Staff loan
49.
Private Treaty for sale of property with value upto Rs 1 Crore can be resorted after failure of auction for ___ times.
a)
2
b)
1
c)
3
d)
No such guidelines
50.
Publication of willful defaulters in newspapers is applicable for accounts with outstanding _____
a)
Above Rs 25.00 Lacs
b)
Rs 25.00 Lacs and Above
c)
Rs 20.00 Lacs and above
d)
Rs 1.00 Crore and above
51.
What is the Name of Bank of Baroda's IPG facility
a)
Baroda e Gateway
b)
Baroda i Gateway
c)
Baroda DigiGateway
d)
Bob world gateway
52.
What are the service charges for usage of WhatsApp banking?
a)
Rs. 10 + GST
b)
NIL
c)
Rs. 20 + GST
d)
Rs. 2 + GST
53.
Which of the mode of operation is NOT valid for WhatsAPP banking?
a)
E or S
b)
Sole Propertiorship
c)
Self
d)
Jointly
54.
Which of the following services is not offered in SMS banking facility?
a)
Balance Enquiry
b)
Mini Statement
c)
Cheque Status
d)
Apply ATM
55.
New to bank customers can open B3 digital account on bobWorld platform. What is meant by B3?
a)
bobWorld Bonus Bonanza
b)
bobWorld Bonus Benefits
c)
bobWorld Benefit Bonus
d)
bobWorld Benefits Bonanza
56.
Manisha is working as house help at Ahmedabad. She is having her SB account SB 115 at her village. She needs to apply for cheque book . What is the most convenient way for her to do it?
a)
Go to village and apply for cheque book
b)
Go to ATM and apply for cheque bok
c)
Apply cheque book through Wats App banking number
d)
Send letter to base branch to issue cheque book
57.
What is the Maximum period the account can remain in sub standard category?
a)
36 months
b)
24 months
c)
48 months
d)
12 months
58.
Which of the following is not true about IMPS?
a)
Available 24*7*365
b)
Available through BOB World Internet
c)
Available through *99# facility
d)
Available only on working day
59.
Branch to destroy undelivered PCBs in physical as well as in finacle after ____ days of receipt at branch as per bank's guidelines.
a)
45
b)
60
c)
90
d)
No such guideline
60.
The term SWIFT stands for:
a)
society for world-over international financial transfers
b)
society for world-wide interbank financial transfers
c)
society for world-wide interbank financial telecommunication
d)
society for worldwide interest-earning financial transaction
61.
Instead of BCSBI RBI has come out with
a)
Charter of Customer Rights
b)
Charter of Customer service standard
c)
Customer service Charter
d)
Customer relationshio Charter
62.
Charge created on LIC Policy is:
a)
Hypothecation
b)
Pledge
c)
Assignment
d)
Mortgage
63.
Out of the following, in which the limitation period is not three years in respect of
a)
A Demand Promissory Note
b)
An Hypothecation Agreement
c)
A Mortgage Deed
d)
An Acknowledgement of Liability
64.
Identify the mortgage which is/ are not popular with bankers while obtaining immovable properties as security.
a)
Mortgage by way of Conditional Sale
b)
Usufructuary Mortgage
c)
Equitable Mortgage
d)
Both a & b above
65.
A Bill of Exchange has been defined under section -------- of N.I. Act:-
a)
10
b)
131
c)
5
d)
4
66.
The trail commission earned by our Bank from sale of ELSS in
B-30 cities is
a)
0.60% to 1.75%
b)
0.60% to 3.75%
c)
3% to 5%
d)
10% to 12%
67.
Radiance customers are offered ______ Card variants through BOB Financial Solutions Ltd on
complimentary basis.
a)
Eterna
b)
Prime
c)
BPCL
d)
Select
68.
What does TRV mean with reference to Radiance customer
a)
Total Relationship value
b)
Top Relationship volume
c)
Total relationship volume
d)
Top Relationship valuable
69.
TRV Balances under Baroda Radiance does not includes which of the following
a)
Avg Quarterly Balance of SB
b)
Mutual Funds/Alternate AUM
c)
Credit card outstanding balances
d)
Demat AUM held in our Dem
70.
Call center No of Baroda Radiance is
a)
1800 258 4555
b)
1800 120 44 55
c)
1800 120 44 55
d)
1800 258 44 55
71.
The term ‘LORO Account’ means
a)
your account with
us
b)
their account with
them
c)
none of the abo
d)
our account with
you
72.
Which of the following are not part of Foreign Exchange Reserves
a)
Foreign currencies bank deposit
b)
Foreign currency bank notes
c)
Money with foreign government approved companies
d)
Special drawing rights
73.
The largest foreign exchange market in the world is
a)
Newyork
b)
London
c)
Japan
d)
Swiss
74.
GJEPC stands for
a)
Gujarat Export promotion council
b)
Gems and Jewlery Export promotion council
c)
Greater jab Export promotion council
d)
Gems and Jewlery Export promotion council
75.
Foreign trade policy is being implemented by
a)
RBI
b)
DGFT
c)
Bank
d)
MOF
76.
What is the validity of pre-approved home loan?
a)
3 months
b)
4 months
c)
6 months
d)
12 months
77.
Builders must submit proof that %of the total payment must be deposited by them into discrete escrow A/c for becoming RERA compliant.
a)
60
b)
65
c)
70
d)
75
78.
As per the guideline of RBI, each spell of additional moratorium allowed for education loan as a part of restructuring must not exceed months each
a)
2
b)
3
c)
6
d)
8
79.
Maximum Baroda Home Loan Limit for purchasing a property in Urban Centres is
a)
Rs.3.00 Crore
b)
Rs.5.00 Crore
c)
Rs.7.50 Crore
d)
Rs.20.00 Crore
80.
What is the maximum allowable Moratorium period for loan for purchase of flat on 8th floor?
a)
12 months
b)
18 months
c)
24 months
d)
36 months
81.
Ruchita, was eligible for Pre approved personal loan of Rs.3.00 lacs. However she availed loan upto Rs.1.50 lacs. After a period of 12 months, she wanted to avail the remaining amount of personal loan of Rs.1.50 lacs. Can she get the loan?
a)
Yes, as she was eligible for the loan earlier she can avail it
b)
Yes, subject to approval of deviation by RMCC
c)
No, once the pr- approved limit is availed, no further loan can be granted irrespective of utilization level
d)
Yes, subject to closure of the 1st loan that was sanctioned
82.
Under Baroda Top-Up loan to existing Home Loan customers, the bank has increased the sanctioning power of branches from ________ to _________
a)
Rs.10 Lacs to Rs.15 Lacs
b)
Rs.10 Lacs to Rs.20 Lacs
c)
Rs.10 Lacs to Rs.25 Lacs
d)
Rs.10 Lacs to Rs.30 Lacs
83.
The digital journey for DSAs/dealers for home loan and car loan on Digital lending platform can be accessed through ___
a)
DSA portal
b)
Banking partners interface
c)
Partner Interface
d)
Tie up partners portal
84.
Customers CANNOT apply loan on digital lending platform through which of the following channels?
a)
Website
b)
BOB world
c)
BHIM Baroda Pay
d)
Baroda Connect
85.
What is the maximum limit that can be sanctioned under Baroda Auto loan Pre-owned car?
a)
Rs. 25 lacs
b)
Rs. 50 lacs
c)
Rs, 1.00 cr
d)
Rs. 2.00 cr
86.
Maximum limit under Scheme for financing micro units engaged in Export credit is ____
a)
Rs.5 crores
b)
Rs. 7.5 crores
c)
Rs. 10 crores
d)
Rs. 15 crores
87.
As per latest PMEGP guidelines maximum cost of the project/unit admissible under business/service sector is ___
a)
Rs. 25 lacs
b)
Rs. 50 lacs
c)
Rs. 1 crores
d)
Rs. 20 lacs
88.
What is the menu in Finacle to capture Udyam Registration certificate details of Regulatory/ MSME units?
a)
INVESTO
b)
UDYAMC
c)
URCLNK
d)
HBAIM
89.
What is the revised margin to be brought in by borrower under Stan up India scheme?
a)
0.25
b)
0.3
c)
0.15
d)
0.2
90.
Which of the following type of property can be accepted as security under BOB premium LAP?
a)
Commercial
b)
Industrial
c)
Plot of land
d)
Petrol pump
91.
Note has to be submitted to the Board on “Code of Fair Disclosure and Conduct (Formerly known as Code of Conduct for Prohibition of Insider Trading)” on _____
a)
Monthly Basis
b)
Bi monthly Basis
c)
Quaterly Basis
d)
Half Yearly Basis
e)
Yearly Basis
92.
The name of snippet published by Compliance department is
a)
Anubhuti
b)
Anuvritti
c)
Anubandhan
d)
Anusmriti
93.
Loan review mechanism (LRM) has been introduced in fresh sanctioned accounts with limit of Rs. ___ & Above but below Rs. ____
a)
10 lacs,25 cr
b)
25 lacs, 10 cr
c)
10 lacs,10 cr
d)
25 lacs, 25 cr
94.
___ Campaign is ongoing to make Internal audit systems robust & enhance compliance culture in our bank
a)
Grow with abidance
b)
Grow with compliance
c)
Mission Compliance
d)
Cherish Compliance
95.
BC audit Is to be done on
a)
Monthly Basis
b)
Quarterly basis by branch
c)
Half yearly basis
d)
All the above
96.
Which of the following Finacle menu option is used for calculating loan amount as well as linking security with Loan Account?
a)
GOLDRTM
b)
GOLDRT
c)
GLDRATE
d)
GLDRTM
97.
What is the minimum and maximum loan limit under Gold Loan- BKCC?
a)
Rs. 1.60 Lakh & Rs. 50 Lakh
b)
Rs. 1.61 Lakh & Rs. 50 Lakh
c)
Rs. 1.60 Lakh & Rs. 25 Lakh
d)
Rs. 1.61 Lakh & Rs. 25 Lakh
98.
Under Gold Loan- BKCC scheme, the weight of specially minted gold coins should not exceed ____ grams per borrower.
a)
10
b)
25
c)
50
d)
100
99.
In case of gold loan, reassaying is one of the important tool for monitoring. To digitally strengthen the monitoring mechanism for Gold Loan accounts our bank has introduce a new code ________ in finacle.
a)
GLDRPT
b)
JWLRPT
c)
REASSAY
d)
GLDLN
100.
What is the minimum margin to be contributed by borrower in case of Term Loan upto Rs 1.00 Lack Under investment line of credit?
a)
NIL
b)
0.1
c)
0.15
d)
0.25
101.
What is the maximum loan amount for family maintainance can be given to Gold category borrower under BKCC?
a)
35 % of drawing Power or Maximum Rs 2.00 Lacs
b)
25 % of crop production expenses or maximum Rs 2.00 Lacs
c)
35 % of crop production expenses or Maximum Rs 1.00 Lac
d)
25 % of Drawing Power or Maximum Rs 1.00 Lac
102.
Validity of limit under BKCC is for _____ yrs subject to annual review.
a)
3 yrs
b)
5 yrs
c)
7 yrs
d)
10 yrs
103.
Up to what limit, incentive paid to the farmers for prompt repayment of his BKCC/loan?
a)
Rs 0.50 Lac
b)
Rs 1.00 Lac
c)
Rs 2.00 Lac
d)
Rs 3.00 Lac
104.
Under New BKCC scheme minimum loan may be sanctioned to an eligible farmer is
a)
Rs 5000
b)
Rs 10000
c)
Rs 25000
d)
Rs 50000
105.
Mini Dairy scheme is to establish new small dairy units with how much milch animals
a)
2 to 10
b)
4 to 10
c)
No ceiling
d)
5 to 10
106.
What is the mandatory target for weaker section advances to be achieved by domestic commercial banks in FY 2022-23?
a)
11% of ANBC
b)
11.50% of ANBC
c)
12% of ANBC
d)
12.50% ofANBC
107.
which insurance company is insurance partner of our banck with respect to the rupay premium cards?
a)
New India Assurance Co. Ltd
b)
Tata Aig general Insurance Co.
c)
National Insurance Co. Ltd
d)
Chola Mandalam
108.
Which among the following scheme of FDRs, where partial withdrawal is allowed?
a)
Fixed Deposit RIRD
b)
Baroda Advantage Fixed Deposit
c)
Bob Suvidha
d)
In all FD accounts partial withdrawal is allowed
109.
When cheque book is not delivered to customer, it gets returned to the BRANCH. When BRANCH receives the cheque book, branch has to invoke menu option ______ in finacle and add account number and cheque start number
a)
HUNCREQ
b)
HCREQ
c)
CHQUN
d)
UNCHQ
110.
What is the FINACLE menu for changing the rights for Corporate customer in BOB World Internet?
a)
UCMR
b)
HDCR
c)
ACUID
d)
HREGPW
111.
Under Baroda Flexible Fixed Deposit Scheme BOB SUVIDHA Every deposit receipt under the scheme will be issued for a minimum of Rs _______ only.
a)
500
b)
1000
c)
5000
d)
10000
112.
To ease the burden of our employees due to transfer posting and to facilitate admission of their children, our Bank has entered into a tie-up arrangement with one of the reputed group of schools viz. '___________________________’ which is a leading K-12 (Kinder Garden to12th Class) chain of schools in India and abroad.
a)
Orchids International
School
b)
Amity International
School
c)
Greenwood High
International School
d)
Ryan International
Group of Institutions
113.
The claims can be lodged with the insurance company within a maximum period of ______ days from the date of occurrence of unauthorised/ fraud debit card transactions
a)
270
b)
180
c)
90
d)
45
114.
On pre-matured withdrawal of your deposits, interest will be calculated at % below the rate applicable for the period of deposits.
a)
1
b)
2
c)
0.5
d)
0.25
115.
For rupay PMJDY customer eligibility criteria to get insurance cover is, minimum one financial/non financial transaction at any of the bank channel within ____ days prior to the accident
a)
60
b)
30
c)
90
d)
45
116.
What is the maximum loan amount under Baroda Personal loan under Group C (gold category)?
a)
10 lacs
b)
15 lacs
c)
20 lacs
d)
no maximum limit
117.
What is the minimum quantum of limit under Baroda Contractor Scheme?
a)
Rs. 5 lacs
b)
Rs. 10 lacs
c)
Rs. 25 lacs
d)
Rs. 50 lacs
118.
Who is present Chief Vigilance officer of Bank of Baroda?
a)
Mr. Shiv Narain Kaushik
b)
Mr. Suresh Pai
c)
Mr. Surendra kumar Dixit
d)
Mr. Ashok Kumar Pradhan
119.
Our Bank has obatined insurance from which company for covering the fraudulent UPI transactions for the current year?
a)
National Insurance co ltd
b)
United India Insurance co ltd
c)
New India Asssurance co ltd
d)
TATA AiG general Insurance co
120.
What is the minimum initial set up cost of Baroda UPI invoice point? (Excluding GST)
a)
Rs. 15000
b)
Rs. 25000/-
c)
Rs. 100000/-
d)
Rs. 150000
121.
In case of an unsecured loan in substandard category, the provision to be made against that account ______% of the total exposure
a)
10
b)
25
c)
12.5
d)
100
122.
Lok Adalat can settle cases involving amount upto Rs __________.
a)
20.00 Lacs
b)
25.00 Lacs
c)
30.00 Lacs
d)
No limit
123.
Reserve Price of E-Auction can be reduced by ____ after failure of 2nd auction.
a)
10% from Original Reserve Price
b)
10% from preceding Reserve Price
c)
20% from Original Reserve Price
d)
20% from preceding Reserve Price
124.
Right to Recompense can be exercised only after ____ years.
a)
5 years
b)
3 years
c)
5 years, unless no dividend is declared
d)
3 years, unless no dividend is declared
125.
The borrower who thwarts lenders’ efforts taken for recovery of the dues are called:
a)
Defaulter
b)
Willful Defaulter
c)
Non-Cooperative
d)
Insolvent
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