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PSL GB TDS

Total questions: 50

Worksheet time: 25mins

Name
Class
Date
1.

For the purpose of computation of achievement of the sub target, Small & Marginal Farmers, loans up to ---- lakh to individual solely engaged in allied activities without any accompanying land holding criteria will be considered

a)

2.5

b)

1.5

c)

5

d)

0.20

2.

Loans up to ---- per borrowing entity to FPOs/FPCs undertaking farming with assured marketing to their produce at a pre-determined price is calssified under priority sector, i.e. Agriculture Farm Credit

a)

50 lakhs

b)

10 crores

c)

5 lakhs

d)

50 crores

3.

Loans up to -----crore to start ups, as per the definition of MOCI, GOI that are engaged in Agriculture and allied services, confirm to the definition of MSME and are engaged in activities other than agriculture or MSME will be classified under priority sector

a)

25 cr

b)

100 cr

c)

50 cr

d)

5 cr

4.

Bank loans up to a limit of....crore to borrowers for renewable energy based power generators and for renewable energy based public utilities will be eligible for priority sector classification

a)

25 cr

b)

35 cr

c)

50 cr

d)

40 cr

5.

Under Social Infra, lending loans up to a limit of ------per borrower for buidling health care facilities including under AYUSHMAN BHARAT in Tier II to Tier VI centres is now classified under priority sector

a)

12 cr

b)

1 cr

c)

5 cr

d)

25 cr

6.

Loans to individuals for educational purposes, including vocational courses, not exceeding Rs..... will be considered as eligible for priority sector classification

a)

20 lakihs

b)

25 lakhs

c)

50 lakhs

d)

200 lakhs

7.

Housing loans up to Rs....... in metropolitan centers above 50 Lakh of population and up to Rs..... lakh in other centers of less than 10 Lakh for repairs to damaged dwelling units, conforming to the overall cost of the dwelling unit will be considered as eligible for priority sector classification.

a)

15 lacs & 10 lacs

b)

12 lacs & 10 lacs

c)

10 lacs & 6 lacs

d)

5 lacs & 2 lacs

8.

Loans against pledge/hypothecation of agricultural produce (including warehouse receipt other than NWRs/eNWRs) for a period not exceeding 12 months subject to a limit up to ....for an individual to be classified as priority sector

a)

50 lakhs

b)

60 lakhs

c)

75 lakhs

d)

100 lakhs

9.

Revised Priority sector guidelines issued by RBI are operational with effect from....

a)

01.01.2025

b)

01.02,2025

c)

01.03.2025

d)

None of the above

10.

Bank credit to registered NBGCs(other than MFIs) towards lending for TERM LENDING COMPONENT UNDER AGRICULTURE will be allowed up to.....under priority sector

a)

10 lakhs

b)

100 lakhs

c)

25 lakhs

d)

50 lakhs

11.

Bank credit to registered NBFCs(Other than MFIs) towards on lending for Term lending component under Micro and Small Enterprises will be allowed up to ..... under priority sector

a)

1 million

b)

10 million

c)

1 billion

d)

2 million

12.

Loans to individuals up to ..... lakhs in centres with population less than 50 lakh and more than 10lakh for purchae/construction of a dwelling unit per family provided the overall cost of the dwelling unit does not exceed.....lakh

a)

35 lakhs & 44 lakhs

b)

45 lakhs & 63 lakhs

c)

45 lakhs & 57 lakhs

d)

35 lakhs & 57 lakhs

13.

Bank loans to HFCs for on lending up to.... for individual borrowers, for purchase/construction of individual dwelling units classified as priority sector

a)

10 lacs

b)

20 lacs

c)

25 lacs

d)

50 lacs

14.

Bank loans up to a limit of ---- per borrower for setting up schools, drinking water facilities and water improvement at household level(social infra) under priority sector

a)

1 crore

b)

5 crores

c)

8 crores

d)

10 crores

15.

Priority sector loans to the following borrowers are not considered as lending under weaker section category

a)

Individual women beneficiaries up to 2 lakh per borrower

b)

Artisians, village and cottage ind where individual credit limkits done not exceed 2 lakh

c)

OD availed by Jan Dhan Account Holder

d)

Loans up to 2.00 lakh to individuals solely engaged in allied activities any accompanying land holding criteria

16.

The cumulative target for priority sector lending is-----per cent of ADJUSTED NET BANK CREDIT(ANBC) or CREDIT EQUIVALENT OF OFF BALANCE SHEET EXPOSURES(CEOBE) for commercial banks

a)

45

b)

50

c)

40

d)

45

17.

The ROI on bank loans on priority sector will be as per the directives issued by ....from time to time

a)

RBI

b)

Individual Banks

c)

Govt of India

d)

NABARD

18.

No loan related and ad hoc service charges/inspection charges should be levied on priority sector loans up to ....

a)

25000

b)

50000

c)

10000

d)

1 lac

19.

The mandated target of small and marginal farmers is increased to---% of ANBC f

a)

10%

b)

8%

c)

9%

d)

12%

20.

The mandated of weaker sections is increased to ....% of ANBC

a)

10%

b)

8%

c)

9%

d)

12%

21.

What is the taraget for ME under MSME....% of ANBC or CEOBE, whichever is higher

a)

8

b)

7.5

c)

10

d)

12

22.

Loans not exceeding Rs.... per borrower provided directly by banks to individuals and individuals member of SHG/JLG for activities other than agriculture or MSME,viz., loans for metting social needs, construction or repair of house, construction of toilets or any viable common activity started by the SHGs are eligible for PS classification.

a)

2.5

b)

2

c)

1.5

d)

1

23.

Loans for Food and Agro processing up an aggregate sanctioned limit of Rs......per borrower from the banking system

a)

40 crores

b)

25 crores

c)

100 crores

d)

50 crores

24.

For the purpose of computation of achievement of targets and sub targets sin PSL sub target, farmers with landholding of up to 1 hectare are considered to be

a)

Small

b)

Marginal

c)

Medium

d)

Tenant

25.

Loans for Agriculture Infrastructure will be subject to an aggregate sanctioned limit of Rs......Crore per borrower from the banking system

a)

25

b)

50

c)

75

d)

100

26.

How many categories are available under PSL

a)

6

b)

7

c)

8

d)

10

27.

loans against pledge/hypothecation of agricultural produce(including warehouse receipts) to individual farmers for a period not exceeding 12 months subject to a limit up ....lakh against NWRs/e-NWRs will be treated as PSL

a)

50

b)

60

c)

80

d)

None of these

28.

Foreign banks with < 20 branches, total Priority sector target is 40% of ANBC or CEOBE whichever ;is higher, out of which up to...% can be in the form of lending to Exports and not less than...%can be any other priority sector

a)

40 & 0

b)

32 & 8

c)

25 & 15

d)

18 & 12

29.

Total Priority sector target of RRBs and SFBs....% of ANBC or CEOBE whichever is higher

a)

40

b)

50

c)

75

d)

60

30.

A service enterprise with investment of Rs. 25 cr in Equipments and turnover of Rs,. 100 cr will be classified as

a)

Micro

b)

Small

c)

Medium

d)

Tiny

31.

PSLC certificates are traded at which CBS platform

a)

TREDS

b)

E KUBER

c)

BSE

d)

NSE

32.

Out of the following PSLC certificaes, which is not permkitted by RBI

a)

PSLC EXPORT

b)

PSLC AGRICULTURE

c)

PSLC SF/MF

d)

PSLC MICRO ENTERPRISES

33.

How many eligible categories of PSLC certificates are presently available

a)

3

b)

2

c)

5

d)

4

34.

MSME units will continue to enjoy the priority sector lending status up to----after they grow out of the MSME category concerned

a)

6 months

b)

1 year

c)

2 years

d)

3 years

35.

FY 2024-25 onwards, to address regional disparities in the flow of priority sector credit at the district level, a higher weight.....% would be assigned to the incremental priority sector credit in the identified districts where the credit flow is comparatively lower(per capital PSL less than

a)

125% & Rs 9000

b)

90% & Rs. 25000

c)

125% & Rs. 25000

d)

90% & Rs. 6000

36.

Farmers with a landholding more than 1 hectare and up to 2 hectares are classified as

a)

Small Farmers

b)

Marginal Farmers

c)

Tiny Farmers

d)

Medium Farmers

37.

Validity of Priority Sector Lending Certificate is every year till...

a)

30th June

b)

31st March

c)

30th September

d)

31 st December

38.

What ;is the age group to whom the PMSBY is available

a)

18 to 40 yrs

b)

18 to 50 yrs

c)

18 to 70 yrs

d)

18 to 60 yrs

39.

Up to what age of the girl child can an account under SSY be opened

a)

8 yrs

b)

9 yrs

c)

10 yrs

d)

12 yrs

40.

For how many years can deposits be made in an account under SSY

a)

10 YRS

b)

12 YRS

c)

15 YRS

d)

21 YRS

41.

What is the maximum number of accounts in a natural or legal guardian can open for his girl children under SSY

a)

1

b)

2

c)

3

d)

4

42.

Minimum & Maximum deposit under SCSS 2004

a)

1 lac & 15 lac

b)

1000 & 15 lac

c)

1000 & 1 lac

d)

No minimum & maximum

43.

What is the amount of minimum initial deposit in PPF account

a)

100

b)

200

c)

500

d)

1000

44.

Withdrawals allowed in PPF ACCOUNT from year.......

a)

8th yr on completing 7 yrs

b)

7th yr on completing 6 yrs

c)

6th yr on completing 5 yrs

d)

no such facility

45.

What is the interest on loan against PPF account

a)

2%

b)

3%

c)

1%

d)

5%

46.

From the .......financial year,loan against PPF account can be availed

a)

2nd

b)

3rd

c)

4th

d)

5th

47.

Validity of Government bill

a)

up to 10 days

b)

up to 10 days or till the end of the month which ever is earlier

c)

up to end of the moth

d)

up to 10 working days or till the end of the month which ever is ealier

48.

Exemption limit on interest on Terms Deposits for senior citizens under Income Tax

a)

10000

b)

2000-

c)

50000

d)

100000

49.

TDS to deducted when aggregate rent in a financial year exceeds Rs. .....

a)

1.80 lac

b)

2.50 lac

c)

6.00 lac

d)

2.40 lac

50.

If the value of purchase of goods from a resident exceeding Rs...... then TDS under.....section 194 Q is to be deducted

a)

10 lac & 0.5%

b)

10 LAC & 0.1%

c)

50 lac & 0.5%

d)

50 lac & 0.1%