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WorksheetsPSL GB TDS
Total questions: 50
Worksheet time: 25mins
For the purpose of computation of achievement of the sub target, Small & Marginal Farmers, loans up to ---- lakh to individual solely engaged in allied activities without any accompanying land holding criteria will be considered
2.5
1.5
5
0.20
Loans up to ---- per borrowing entity to FPOs/FPCs undertaking farming with assured marketing to their produce at a pre-determined price is calssified under priority sector, i.e. Agriculture Farm Credit
50 lakhs
10 crores
5 lakhs
50 crores
Loans up to -----crore to start ups, as per the definition of MOCI, GOI that are engaged in Agriculture and allied services, confirm to the definition of MSME and are engaged in activities other than agriculture or MSME will be classified under priority sector
25 cr
100 cr
50 cr
5 cr
Bank loans up to a limit of....crore to borrowers for renewable energy based power generators and for renewable energy based public utilities will be eligible for priority sector classification
25 cr
35 cr
50 cr
40 cr
Under Social Infra, lending loans up to a limit of ------per borrower for buidling health care facilities including under AYUSHMAN BHARAT in Tier II to Tier VI centres is now classified under priority sector
12 cr
1 cr
5 cr
25 cr
Loans to individuals for educational purposes, including vocational courses, not exceeding Rs..... will be considered as eligible for priority sector classification
20 lakihs
25 lakhs
50 lakhs
200 lakhs
Housing loans up to Rs....... in metropolitan centers above 50 Lakh of population and up to Rs..... lakh in other centers of less than 10 Lakh for repairs to damaged dwelling units, conforming to the overall cost of the dwelling unit will be considered as eligible for priority sector classification.
15 lacs & 10 lacs
12 lacs & 10 lacs
10 lacs & 6 lacs
5 lacs & 2 lacs
Loans against pledge/hypothecation of agricultural produce (including warehouse receipt other than NWRs/eNWRs) for a period not exceeding 12 months subject to a limit up to ....for an individual to be classified as priority sector
50 lakhs
60 lakhs
75 lakhs
100 lakhs
Revised Priority sector guidelines issued by RBI are operational with effect from....
01.01.2025
01.02,2025
01.03.2025
None of the above
Bank credit to registered NBGCs(other than MFIs) towards lending for TERM LENDING COMPONENT UNDER AGRICULTURE will be allowed up to.....under priority sector
10 lakhs
100 lakhs
25 lakhs
50 lakhs
Bank credit to registered NBFCs(Other than MFIs) towards on lending for Term lending component under Micro and Small Enterprises will be allowed up to ..... under priority sector
1 million
10 million
1 billion
2 million
Loans to individuals up to ..... lakhs in centres with population less than 50 lakh and more than 10lakh for purchae/construction of a dwelling unit per family provided the overall cost of the dwelling unit does not exceed.....lakh
35 lakhs & 44 lakhs
45 lakhs & 63 lakhs
45 lakhs & 57 lakhs
35 lakhs & 57 lakhs
Bank loans to HFCs for on lending up to.... for individual borrowers, for purchase/construction of individual dwelling units classified as priority sector
10 lacs
20 lacs
25 lacs
50 lacs
Bank loans up to a limit of ---- per borrower for setting up schools, drinking water facilities and water improvement at household level(social infra) under priority sector
1 crore
5 crores
8 crores
10 crores
Priority sector loans to the following borrowers are not considered as lending under weaker section category
Individual women beneficiaries up to 2 lakh per borrower
Artisians, village and cottage ind where individual credit limkits done not exceed 2 lakh
OD availed by Jan Dhan Account Holder
Loans up to 2.00 lakh to individuals solely engaged in allied activities any accompanying land holding criteria
The cumulative target for priority sector lending is-----per cent of ADJUSTED NET BANK CREDIT(ANBC) or CREDIT EQUIVALENT OF OFF BALANCE SHEET EXPOSURES(CEOBE) for commercial banks
45
50
40
45
The ROI on bank loans on priority sector will be as per the directives issued by ....from time to time
RBI
Individual Banks
Govt of India
NABARD
No loan related and ad hoc service charges/inspection charges should be levied on priority sector loans up to ....
25000
50000
10000
1 lac
The mandated target of small and marginal farmers is increased to---% of ANBC f
10%
8%
9%
12%
The mandated of weaker sections is increased to ....% of ANBC
10%
8%
9%
12%
What is the taraget for ME under MSME....% of ANBC or CEOBE, whichever is higher
8
7.5
10
12
Loans not exceeding Rs.... per borrower provided directly by banks to individuals and individuals member of SHG/JLG for activities other than agriculture or MSME,viz., loans for metting social needs, construction or repair of house, construction of toilets or any viable common activity started by the SHGs are eligible for PS classification.
2.5
2
1.5
1
Loans for Food and Agro processing up an aggregate sanctioned limit of Rs......per borrower from the banking system
40 crores
25 crores
100 crores
50 crores
For the purpose of computation of achievement of targets and sub targets sin PSL sub target, farmers with landholding of up to 1 hectare are considered to be
Small
Marginal
Medium
Tenant
Loans for Agriculture Infrastructure will be subject to an aggregate sanctioned limit of Rs......Crore per borrower from the banking system
25
50
75
100
How many categories are available under PSL
6
7
8
10
loans against pledge/hypothecation of agricultural produce(including warehouse receipts) to individual farmers for a period not exceeding 12 months subject to a limit up ....lakh against NWRs/e-NWRs will be treated as PSL
50
60
80
None of these
Foreign banks with < 20 branches, total Priority sector target is 40% of ANBC or CEOBE whichever ;is higher, out of which up to...% can be in the form of lending to Exports and not less than...%can be any other priority sector
40 & 0
32 & 8
25 & 15
18 & 12
Total Priority sector target of RRBs and SFBs....% of ANBC or CEOBE whichever is higher
40
50
75
60
A service enterprise with investment of Rs. 25 cr in Equipments and turnover of Rs,. 100 cr will be classified as
Micro
Small
Medium
Tiny
PSLC certificates are traded at which CBS platform
TREDS
E KUBER
BSE
NSE
Out of the following PSLC certificaes, which is not permkitted by RBI
PSLC EXPORT
PSLC AGRICULTURE
PSLC SF/MF
PSLC MICRO ENTERPRISES
How many eligible categories of PSLC certificates are presently available
3
2
5
4
MSME units will continue to enjoy the priority sector lending status up to----after they grow out of the MSME category concerned
6 months
1 year
2 years
3 years
FY 2024-25 onwards, to address regional disparities in the flow of priority sector credit at the district level, a higher weight.....% would be assigned to the incremental priority sector credit in the identified districts where the credit flow is comparatively lower(per capital PSL less than
125% & Rs 9000
90% & Rs. 25000
125% & Rs. 25000
90% & Rs. 6000
Farmers with a landholding more than 1 hectare and up to 2 hectares are classified as
Small Farmers
Marginal Farmers
Tiny Farmers
Medium Farmers
Validity of Priority Sector Lending Certificate is every year till...
30th June
31st March
30th September
31 st December
What ;is the age group to whom the PMSBY is available
18 to 40 yrs
18 to 50 yrs
18 to 70 yrs
18 to 60 yrs
Up to what age of the girl child can an account under SSY be opened
8 yrs
9 yrs
10 yrs
12 yrs
For how many years can deposits be made in an account under SSY
10 YRS
12 YRS
15 YRS
21 YRS
What is the maximum number of accounts in a natural or legal guardian can open for his girl children under SSY
1
2
3
4
Minimum & Maximum deposit under SCSS 2004
1 lac & 15 lac
1000 & 15 lac
1000 & 1 lac
No minimum & maximum
What is the amount of minimum initial deposit in PPF account
100
200
500
1000
Withdrawals allowed in PPF ACCOUNT from year.......
8th yr on completing 7 yrs
7th yr on completing 6 yrs
6th yr on completing 5 yrs
no such facility
What is the interest on loan against PPF account
2%
3%
1%
5%
From the .......financial year,loan against PPF account can be availed
2nd
3rd
4th
5th
Validity of Government bill
up to 10 days
up to 10 days or till the end of the month which ever is earlier
up to end of the moth
up to 10 working days or till the end of the month which ever is ealier
Exemption limit on interest on Terms Deposits for senior citizens under Income Tax
10000
2000-
50000
100000
TDS to deducted when aggregate rent in a financial year exceeds Rs. .....
1.80 lac
2.50 lac
6.00 lac
2.40 lac
If the value of purchase of goods from a resident exceeding Rs...... then TDS under.....section 194 Q is to be deducted
10 lac & 0.5%
10 LAC & 0.1%
50 lac & 0.5%
50 lac & 0.1%
