wayground logo

Free Printable Worksheets

NEW

Font size

S
M
L
XL
Worksheets

W!se Review - Employment and Taxes

Total questions: 30

Worksheet time: 15mins

Name
Class
Date
1.

Which of the following statements is true about education and lifetime earnings?

a)

Generally, the more education you receive, the higher your lifetime earnings will be.

b)

There is no relationship between the level of education received and lifetime earnings.

c)

Generally, the less education you receive, the higher your lifetime earnings will be.

d)

Generally, the more education you receive, the lower your lifetime earnings will be.

2.

Generally, _____________ you receive, the higher your lifetime earnings will be.

a)

the less education

b)

the more education

c)

the lower the score on standardized tests

d)

the higher the score on standardized tests

3.

Generally, the more education you receive, the ________________ will be.

a)

lower your lifetime earnings

b)

lower your electricity bills

c)

higher your food bills

d)

higher your lifetime earnings

4.

What is net pay?

a)

The amount of pay earned for the total number of hours worked.

b)

The amount of money you're paid after all taxes and deductions are taken out of your paycheck.

c)

The amount of money you're paid before all taxes and deductions are taken out of your paycheck.

d)

Your gross pay plus any bonuses.

5.

What is the difference between gross and net pay?

a)

Gross pay is after taxes are subtracted but net pay is before taxes are taken out.

b)

Gross pay is before taxes are subtracted but net pay is after taxes are taken out.

c)

Gross and net pay are basically the same things.

d)

Net pay is a salary and gross pay is from hourly wages.

6.

The amount of money you're paid, after all taxes and deductions are taken out of your paycheck is called ________.

a)

gross pay

b)

net pay

c)

total pay

d)

year-to-date pay

7.

Which of the following is NOT a possible tax or deduction that could be withdrawn from your paycheck?

a)

Restaurant tax

b)

Federal income tax

c)

FICA

d)

Contributions to retirement savings

8.

Which of the following is NOT a possible tax or deduction that could be withdrawn from your paycheck?

a)

State income tax

b)

Contributions to retirement savings

c)

FICA

d)

Sales tax

9.

Which of the following is NOT a possible tax or deduction that could be withdrawn from your paycheck?

a)

FICA

b)

Overtime pay

c)

Federal income tax

d)

Contributions to retirement savings

10.

What is the purpose of the W-4 form?

a)

To file your tax return.

b)

To determine how much your gross pay should be.

c)

To inform your employer of how much federal income tax to withhold from your paychecks.

d)

To avoid paying income taxes on your paychecks.

11.

The W-4 tax form is used to ___________.

a)

tell your employer how much federal income tax to withhold from your paychecks to send to the IRS.

b)

determine how much your gross pay should be.

c)

file your tax return.

d)

avoid paying income taxes on your paychecks.

12.

When you start a new job, you fill out a W-4 form to _________.

a)

determine how much your gross pay should be.

b)

file your tax return.

c)

avoid paying income taxes on your paychecks.

d)

to determine how much federal income tax your employer should withhold from your paychecks.

13.

Your employer sends you a _______ form that tells you how much you've made and how much you've paid in taxes in the last year.

a)

1040

b)

W-2

c)

W-4

d)

W-9

14.

What does the W-2 form tell you?

a)

How much you've earned and how much taxes you've paid in the last year.

b)

When to file your tax return.

c)

How much federal income tax your employer will withhold from your paycheck.

d)

How often your employer will be paying you.

15.

The W-2 form is a form that tells you _______.

a)

how often you will be paid.

b)

how much taxes you owe to the federal government.

c)

how much taxes to withhold from your paycheck.

d)

how much taxes you've paid in the last year based on how much you've earned.

16.

Which of the following statements is true about taxes?

a)

Taxes pay for schools first responders and roads.

b)

Taxes pay toll road fees and office buildings.

c)

Taxes are only collected by the federal government.

d)

Taxes are only collected by state governments.

17.

What do taxes pay for?

a)

Privately-owned businesses

b)

Operation of financial institutions

c)

Schools, government departments, roads, and emergency services

d)

None of the above

18.

How does the government pay for roads, schools, and emergency services?

a)

They are funded through non-profits.

b)

They are funded through taxes.

c)

They are funded through charitable donations.

d)

None of the above

19.

Why might preparing taxes be different for people living in different states?

a)

Everyone must file state taxes but depending on where you live, you may not need to file federal taxes.

b)

Everyone must file federal taxes, but each state has different tax laws.

c)

It's not different. All states have the same tax laws.

d)

State taxes are due January 1st but federal taxes are due April 15th.

20.

Each year, you must file ____________________.

a)

only your federal taxes since state taxes get filed every other year

b)

only your state taxes since federal taxes are filed every four years

c)

your federal taxes and state taxes if your state requires it

d)

your federal, state, county, and town taxes

21.

To file your federal and state taxes you ____________

a)

must prepare the same tax forms for both

b)

can use tax preparation software for federal taxes, but can't for state taxes

c)

can use tax preparation software for state taxes, but can't for federal taxes

d)

must prepare different forms for each type of government (if your state requires it)

22.

Tax preparation software can help prepare and file your taxes by _________.

a)

making an appointment with a tax expert for you

b)

posing questions to collect necessary information

c)

calculating your taxes based on your savings account balance

d)

providing you with blank tax forms you can fill out

23.

Why is it necessary to have a W-2 or 1099 form when using tax preparation software?

a)

They highlight job performance which can reduce your tax rate.

b)

They include passwords for tax preparation software.

c)

These forms report income which needs to be used to file taxes.

d)

They show how much you have donated to charities.

24.

Why is it useful to have your bank account and routing numbers when using tax preparation software?

a)

To indicate where tax refunds should be sent.

b)

To show how much interest you have earned over the year.

c)

To use as additional forms of identification.

d)

To show much money you have paid in taxes.

25.

Deductions and credits can _______ what you owe in taxes each year.

a)

increase

b)

reduce

c)

double

d)

share with others

26.

If you have to decide to claim a credit or deduction on your taxes which should you take?

a)

Claim only deductions since credits are charged to you can result in big bills later.

b)

Claim all deductions and credits that you are eligible for since they both can reduce your taxes.

c)

Only claim credits since deductions reduce the amount of money in your tax refund.

d)

Claim both since they document how much in taxes you have paid.

27.

When preparing your taxes, what can possibly help reduce the amount of taxes that you owe?

a)

Stock and savings interest

b)

Sharing what you earned on a W-2 or 1099 form

c)

Having stock dividends

d)

Credits and deductions

28.

Your salary is one thing to consider when reviewing a job offer but benefits are also important. Which of the following would NOT be a part of your benefits package?

a)

Free technology equipment

b)

Disability Insurance

c)

Paid time off

d)

Healthcare insurance

29.

Your salary is one thing to consider when reviewing a job offer but benefits are also important. Which of the following would NOT be a part of your benefits package?

a)

disability insurance

b)

matching contributions to a retirement account

c)

FICA

d)

healthcare insurance

30.

Healthcare, paid time off, disability insurance, and matching contributions to a retirement account are all types of _________ available from your employer.

a)

benefits

b)

pensions

c)

deductions

d)

allowances