WorksheetsDigital Banking
Total questions: 20
Worksheet time: 10mins
A Centralized system established by Banks which allows customers to conduct their business irrespective of bank's branch, enabling 'anywhere' banking for customers is known as….........
Core Banking
RTGS
NEFT
IMPS
Radha a customer of IDBI Bank, Indira Nagar Branch, wants to transfer Rs. 50,000/- to her mother. Her mother is having acccount in SBI. She can transfer the fund through
RTGS
NEFT / IMPS
Clearing
Funds transfer
….......................... is the initiative taken by RBI to reduce cheque related frauds.
Positive Pay
CTS
Google Pay
Razorpay
After getting his first Salary, Sourav has invested Rs.2000/- in a SIP and filled a NACH form. What is the activation time for NACH?
15 days
25 days
10 days
30 days
On the ocassion of her birthday, Shreya's aunt Piya wants to send her Rs.5000/- as birthday gift. Piya asked Shreya to share her VPA, so that she can transfer the money. Through which mode Piya will transfer the money?
UPI
NEFT
RTGS
Phone Banking
National Financial Switch…...........................all ATMs in the country.
Differntiate
Open
Interconnects
Close
…................allows payment to merchants using Aadhar Card and finger print authentication.
BHIM Aadhar Pay
UPI
IMPS
BBPS
Pupose of Digital Channels is to improve…..
Cost, cash, power, channel
Time, Date,Power , Experience,
channel, chain,cost, service
Cost, Control, Convenience, Customer Experience
NPCI was initiated by
IDBI and SBI
RBI & IBA
SIDBI & RBI
Government of India
Under CTS, Cheques are cleared in
T+1
T+2
T+3
Same Day
Shriyan is booking movie ticket from Book My Show , which interface is he using ?
PPI
UPI
API
Bhim UPI
Neeta's bank is far from her house. She is taking the help of biometric and bank correspondent for cash withdrawal. Which payment method is being used
UPI
USSD
UPI123
AEPS
Bharat QR is developed by _________ along with ___ , _____, __________ .
.RBI , Visa , MasterCard , American Expreses.
NPCI , RBI , SEBI , IBRDT
NPCI , Visa , MasterCard , American Expreses.
IBRDT , Visa , MasterCard , American Expreses.
___________ is the enhanced version of ECS.
NACH
RECS
NECS
NETC
Rahul wants to deposit cash on Sunday in his account on urgent basis. Which option he will use?
MFK
CDM
SSPBP Kiosk
ATM Machine
Raunak transferred Rs. 5000/- to his friend through IMPS using MMID(Mobile Money Identifier). MMID is a…....digit number.
7
9
11
15
As paper based instruments occupy an important place in the country , RBI introduced _______________ technology for speeding up and bringing efficiency in the clearing.
CTS
MICR
CBS
UPI
Sarita has a Nokia 1100. She can dial _______________ to avail banking services on her phone.
99
*99#
#99*
#99#
Mudit wants to transfer Rs 25 lacs to his brother's account in Yes Bank. What are the available payment options through which he can make the transfer?
RTGS and NEFT
IMPS
UPI
NACH
Shyam's grandfather is having account with IDBI Bank. He wants to update his passbook on Sunday evening on urgent basis. What he will do now?
Update via MFK
Update via CDM
Update via SSPBP Kiosk
Wait till Monday .
