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D.R.P.F. Ch.10 Post-test

Total questions: 23

Worksheet time: 12mins

Name
Class
Date
1.

Withholdings and deductions are

a)

Examples of deficit spending

b)

Expenses that are taken out of your paycheck

c)

Categories of a good budget

d)

Money that the government gives back to you

2.

The tax on the purchase of goods or services is called

a)

Goods and services tax

b)

Income tax

c)

Purchase tax

d)

Consumption tax

3.

The money you earn hourly for your time and effort at work is called your

a)

Income tax

b)

Minimum wage

c)

Salary

d)

Wages

4.

What does the Form W-4 estimate?

a)

How many tax returns you need to submit

b)

How much money you'll spend in that fiscal year.

c)

How much tax you'll owe based on your personal situation.

d)

How much income you should be making.

5.

Every American who earns an income must file a _________ each year.

a)

Federal tax return

b)

Tax extension

c)

Paycheck

d)

Tax deduction

6.

When you make ____ money, you will pay _____ in taxes.

a)

More; the same amount

b)

yes

c)

Less; more

d)

More; more

7.

When you buy clothes or check out at the grocery store, you will pay _____________

a)

Income tax

b)

Excise tax

c)

Sales tax

d)

With your tax credit card

8.

A fixed, annual rate of pay that doesn't change by working more or fewer hours is called ____.

a)

Commission

b)

Passive income

c)

Hourly wages

d)

Salary

9.

When someone says they need to file their taxes, they're talking about filling out a

a)

Tax bracket

b)

Tax liability

c)

Form W-4

d)

Federal tax return

10.

What is the main IRS form that most Americans use to file their taxes?

a)

Form 1099-DIV

b)

Schedule C

c)

Form I-9

d)

Form 1040

11.

Property tax, inheritance tax, estate tax, and gift tax are all examples of __________.

a)

Income tax

b)

Family tax

c)

Paycheck tax

d)

Wealth tax

12.

There are two general types of taxes. Taxes on the money you _________ and taxes on the money you ___________.

a)

Earn; spend

b)

Have; want

c)

Budget; don't budget

d)

Give; save

13.

When you buy specific items like cigarettes, alcohol, airline tickets or gas, you will pay

a)

Excise tax

b)

Tax liability

c)

Sales tax

d)

Income tax

14.

Renting out property or selling content on a blog are examples of ______________.

a)

Portfolio income

b)

Salary

c)

Active income

d)

Passive income

15.

The deadline for filing your income tax return usually falls on (a)   .

16.

Which of the following is most likely to need the help of a tax professional?

a)

Salaried workers

b)

Minimum-wage workers

c)

College graduates

d)

Self-employed people

17.

Only a few states have inheritance tax, which . . .

a)

Is a tax on land, homes, and business property that's paid every year

b)

Requires you to pay tax on an asset you receive when someone passes away

c)

Is applied to a gift over $15,000

d)

Is paid if you sell an inherited gift, like a house

18.

Net income is also called your _________.

a)

Gross income

b)

Discretionary spending

c)

Take-home pay

d)

Fiscal year

19.

You can produce ____________ by buying and selling stocks, bonds, mutual funds, and real estate.

a)

Portfolio/investment income

b)

HSAs

c)

Tax deductions

d)

A large income

20.

Wealth taxes are often dependent on _________, so it's a good idea to understand the tax rules ___________.

a)

If you went to trade school; in your particular field of study

b)

Your community; of your neighborhood

c)

Where you live; in your state

d)

Your age; for your generation

21.

Consumption tax pays for things everyone gets to enjoy, like . . .

a)

A thicker wallet

b)

Parks, libraries, and zoos

c)

Health insurance premiums

d)

Private schools

22.

What is the total tax a person or business has to pay called?

a)

Tax liability

b)

Tax day

c)

Income taxes

d)

Tax return

23.

Always keep your filed taxes for at least three years in case the IRS decides to ______ your tax return.

a)

Submit

b)

Reject

c)

Review

d)

Audit