It is the knowledge of how to behave and treat other people in a way that is morally upright, just and equitable

Unequal Access to opportunities

Evenly distributed tools and assistance.

Custom tools that identify and address inequality.

Fixing the system to offer equal access to both tools and opportunities

thoughts, speech, actions, and motivations that adhere to a standard of right and wrong.

refers to speech, actions, and behaviors that are in-line with a fixed standard of justice.

A system that promotes and rewards good and at the same time punishes wrongdoing.

Are the speech, actions, behaviors, and decisions that treat others fairly, regardless of background or circumstances

Range from the ability to initiate, maintain, and end a conversation to reading social signals to more complex skills such as solving problems and resolving conflicts.

Children with social skill deficits can be taught these skills directly by parents, teachers, and/or professionals using_________, __________, and _________

________________have trouble knowing when to talk and when to listen.

The first step in social interaction is

In order to initiate conversation, a child must be able to initiate, maintain and close conversation appropriately. It requires_________

(select all correct choices)

A socially adept child quickly and unconsciously identifies and categorizes his listener, measures what he/she has planned to say against the anticipated response of the listener, and then proceeds, alters, or avoids what she has planned to say.

means that one is able to feel what the other person feels.

It allows one to really connect with other people.

____________are the hints and signals that guide us to the next thing to say or do.

__________ can be verbal or nonverbal. Good detectives pay very close attention to nonverbal cues.

Conversation also require that one previews or thinks about what effect the words or actions may have on the listener before she says or does them.

_________cannot be avoided and are often necessary to “clear the air”

____________is a sign of humble and mature character where one commits mistakes.

____________typically play the major role in teaching children social skills.

______________ can directly teach social skills by modeling, role-playing, and providing opportunities for their child to rehearse and practice new skills.

_______________typically intervene only when children are having substantial social difficulty with peers.

Is the place where children spend majority of their time with peers.

While teachers do not have to teach a class social skills, they can take advantage of every opportunity to help children improve their social skills.

Teachers should be alert to teasing and bullying and aware of children that are rejected or ignored by peers

The modern age calls for young professionals to develop situational awareness and social intelligence in both technological and traditional communications to succeed in their academic and career endeavor.

Peers and Friends play a formative role on the social skills development of children

__________ and __________ are considered subjective and open to individual interpretation.

When the standard of measure between good and bad changes, this gives us license to change as well and opens the gates to all kinds of abuse.

____________has taught us that the inherent goodness of humanity is, at best, unreliable.

We insist that others be judged according to a fixed moral standard, but invoke a subjective one when our own behavior is questioned.

We demand_________ when we perceive ourselves to be victims of wrongdoing, but we surround ourselves with excuses when we do wrong.

We insist that others treat us equitably, but are reluctant when treating others with equity costs more that we expected.

The ability to read, analyze, manage, and communicate about the personal financial conditions that affect material well-being.

The ability to discern financial choices, discuss money and financial issues without discomfort, plan for the future, and respond competently to life events and affect everyday financial decisions, including events in the general community.

known as the “economic and Financial Literacy Act”, mandates DepEd to “ensure that economic and financial education becomes an integral part of formal learning”.

e.g., a stock vs. a bond, fixed vs. adjustable rate mortgage);

e.g., inflation, compounding, diversification, credit scores

One’s level of financial literacy affects one’s financial behavior

Increased personal financial literacy affects one’s financial behavior.

________________ study in 2014 estimated 20 million Filipinos saved money but only half had bank accounts.

________________ study in 2015 revealed that PH does not have a national strategy for financial education and literacy.

In 2016, _____________ released the national strategy for financial inclusion, stating that while institutions strive to broaden financial services, financial literacy should also complement such initiatives.

More than ______ percent of the working middle class have no formal financial plan.

________________seek financial security by living below their means and saving money.

____________use money to bring pleasure to themselves and to others. They are more likely to spend than to save.

Some people use money to express their social status. They like to purchase and “show off” their branded items.

Some people place very little importance on having money and would rather grow their own food and craft their own clothes. It is as if having too much money makes them nervous and uncomfortable.

______________use money to express power or control over others

People who spend money for self-worth value how much they accumulate and tend to judge others based on the amount of money they have.

When one buys the same item daily, weekly, or monthly.

_____________occurs when one mindlessly purchases items that he/she does not need. Many people are often enticed by monthly sales at the malls with the attitude that they may lose the items the following day.

____________ remain the same year-round.

_____________ occur regularly but the amount you pay varies.

_____________starts with the ability to recognize whether expenses are needs or wants, and followed by ability to prioritize needs over wants.

Needs are essential to our survival.

___________are things that you would like to have but you can live without

_____________ are essential to our survival.

can be measured in weeks and can provide instant gratification and feedback.

should be accomplished with in 1 to 6 months. These goals provide opportunity for reflection and feedback and require discipline and consistency.

can take years to achieve.

keep a record of what you spend

analyze the information and decide what to do

do something about what you have written down.

you will need savings/investments to take the place of income you will no longer receive when you retire.

you need to save for future events like weddings, birthdays, anniversaries, and travels so as not to sacrifice your fixed expenses.

pensions from social security should only serve as supplementary and not the primary source of income after retirement