the action or process of allocating or distributing something

it means distributing and investing a company's financial resources in ways that will increase its efficiency, and maximize its profits

the capital raised by a business or corporation through the issue

and subscription of shares and is being paid through dividends to

stockholders.

certificate of debt issued sold by institution, company or by

the government as a means of borrowing long-term funds

This transfer can take place in three (3) ways:

Occurs when a business sells its stocks or bonds directly to savers,

without going through any type of financial institution.

An underwriter facilitates the issuance of securities. The company sells its

stocks or bonds to the investment bank, which then sells these same

securities to savers.

The financial intermediary such as bank, insurance company, or a mutual

fund obtains funds from savers in exchange for its securities.

is a term for matters regarding the creation, study and

management of money and investments.

refers to a place where potential buyers and sellers get together to

trade goods and services, as well as the transactions between them.

is a market where buyers and sellers

trade commodities, foreign exchange and financial securities.

also called as “tangible” or “real” asset

markets; these are for products such as wheat, autos, real estate,

computers, and machinery.

deals with stocks, bonds, notes, and mortgages and derivative securities

markets in which assets are brought or sold for “on-the-spot" delivery (literally, within a few days).

markets in which participants agree today to buy or

sell an asset at some future date.

markets for short-term highly liquid debt securities.

markets for intermediate-term or long-term debt and corporate stocks.

markets in which corporations raise new capital. The

corporation selling the newly created stock receives the proceeds from the sale

in a primary market transaction.

markets in which existing, already outstanding securities

are traded among investors.

It also acts as an intermediary that take funds from the people who

save and lend it to people who have productive investment

opportunities.

an organization that underwrites and

distributes new investment securities and helps businesses obtain

financing.

the traditional department store of finance

serving a variety of savers and borrowers.

firms that offer a wide range

of financial services, including investment banking, brokerage

operations, insurance and commercial banking

These deposits mature after a considerable long period like 1

year or more than that the rate of interest is fixed.

These are mainly maintained by business community to

facilitate frequent transaction with big amounts.

It is kind of demand deposits which is generally kept by the people for the sake of safety

In case of recurring deposit the fixed amount is

deposited in a bank every month for a fixed period of time.

These loans are called back at any time. Normally, these loans are taken by

bill brokers or stock brokers

These are sanctioned for a period up to 1 year

These are sanctioned for the period varying between 1 and 5 years.

These loans are sanctioned for a period of more than 5 years

The bank grants overdraft facility to its reliable and respectable depositors.

Under this facility, the bank allows the borrower to withdraw cash against

certain security.

The bank provides funds to their customers by purchasing or

discounting bills of exchange.

is an organization which underwrites securities for companies

advises in various activities

It refers to the renting out

of immovable property by the bank to the businessmen.

is to mobilize the savings of the general public and in

vest them in stock market and money market.

is financial capital provided to early-stage, high-potential, high risk, growth start-up companies.

The customers can withdraw money easily and quickly 24 hours a day.

g is a throwback to the days when people would call into a central number

at their bank/financial institution in order to get balance.

allow a person to buy goods and services up to a certain limit without

immediate payment. The amount is paid to the shops, hotel, etc. by the commercial

banks.

Under this service, lockers are provided to the public in various sizes on payment of fixed rent.

Offering protection coverages to its existing clients (life and non-life)

corporations that accept money from savers and

then use these funds to buy stocks, long-term bonds, or short-term debt instruments issued by businesses or government units

take savings in the form of annual

premiums; invest these funds in stocks, bonds, real estate, and

mortgages, and make payments to the beneficiaries of the insured

parties.

retirement plans funded by corporations or

government agencies for their workers and administered primarily by the

trust departments of commercial banks or by life insurance companies.

cooperative associations whose members are

supposed to have a common bond, such as being employees of the

same firm. Members’ savings are loaned only to other members,

generally for auto purchases, home improvement loans, and home

mortgages.

Not typically covered by homeowners insurance

policies

For potential claims of damage or harm that result from a product. Coverage can be tailored to specific types of products, such as toys or machinery.

Necessary if using company-owned vehicles. If you or employees use personal vehicles for business, personal insurance provides coverage in case of an accident.

Covers your business in the event you have to limit or shut down because of disaster or catastrophic event. The insurance compensates a business for financial losses.

Also known as errors and omissions (E&O) insurance. It protects you against negligence claims arising from harm that results from mistakes or failure to perform

Necessary whether you rent or own the property. Property

insurance typically covers equipment, signage, inventory and furniture in the

event of storm, theft or fire. Mass destruction events, such as tornadoes, floods

and earthquakes, are not usually covered under a general policy. You may need

to get a separate policy if these are likely in your area.

Should be added with the hiring of your

first employee to cover medical expenses as well as disability and death benefits.

Even if employees perform low-risk work, such as in an office, claims could result

from slip-and-fall injuries or repetitive motion injuries such as carpal tunnel

syndrome