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Budgeting

Total questions: 15

Worksheet time: 30mins

Name
Class
Date
1.

What is the purpose of a budget?

a)

A budget allows you to go to the movies and buy popcorn.

b)

A budget allows you Mom & Dad to save money for you.

c)

A budget allows you to keep track of the money you make and the money that you spend.

d)

A budget allows you to tell your boss that you are not able to come into work.

2.

Do you feel that you've had good money habits modeled for you?

4 lines
3.

Marie wants to decrease the amount of money she spends on food. Which of the following will help her?

a)

Going to the grocery store with a list

b)

Going to the grocery store whenever she needs one or two items

c)

Deciding what she will have for lunch/dinner that same day

4.
Budgeting is crucial to your financial success.
a)

True

b)

False

5.

If an expense can NOT be removed from your budget to save money, it is considered a _____.

a)

Income

b)

Want

c)

Need

d)

Savings

6.
Preparing a budget includes
a)
Income, Expenses, Saving
b)
Only listing your expenses
c)
Only listing your debts
d)
Only listing your income
7.

Which one is a fixed (same amount, same time) payment?

a)

food

b)

power

c)

mortgage

d)

petrol

8.
Car Payment
a)

Fixed Expense

b)

Variable Expense

9.

Fixed or variable expense: Groceries

a)

Fixed

b)

Variable

10.

Fixed or variable expense: Rent?

a)

Fixed

b)

Variable

11.

Which of the following is a want?

a)

Food

b)

Water

c)

Shelter

d)

Video game

12.

Justine's part-time job pays her $8 per hour. She works for 10 hours this pay period. How much is her gross pay?

a)

$8.00

b)

$80.00

c)

$80.00, minus any taxes she has to pay

d)

$80.00, plus any taxes she has to pay

13.

Marshawn is trying to determine if an item at the mall is a NEED or a WANT. Which question will be most helpful?

a)

Will something bad happen if I don't have this?

b)

Do any of my friends have this item?

c)

How happy will this item make me?

d)

Will my teachers be excited if I buy this item, or will they be disappointed?

14.

What is income?

a)

The money that you earn

b)

The money that you spend

c)

Making a withdrawal

d)

Making a phone call

15.

What is a budget?

a)

A calendar used to plan out your activities for the month

b)

A plan for spending and saving your money

c)

A plan to manage your time for the day

d)

A type of savings account