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Credit Vocab

Total questions: 10

Worksheet time: 10mins

Name
Class
Date
1.

Annual Percentage Rate (APR)

a)

Home loan with an interest rate that stays the same

b)

The cost you pay each year to borrow money, in a percentage

c)

A home loan with an interest rate that can vary

d)

 The maximum amount of credit that a person can borrow

2.

Credit Card

a)

The maximum amount of credit that a person can borrow

b)

A numerical rating calculated on someone’s ability to pay back the money they borrowed

c)

A card that allows a person to pay for things on credit

d)

Home loan

3.

Credit Limit

a)

Unfair and sneaky tactics some use to trick people into taking out loans

b)

The amount of money owed on an account

c)

The smallest amount you can pay back each month on a loan or credit card

d)

The maximum amount of credit that a person can borrow

4.

Credit Score

a)

A numerical rating calculated on someone’s ability to pay back the money they borrowed

b)

A card that allows a person to pay for things on credit

c)

A sum of money that is borrowed

d)

The amount of money you originally agreed to pay back on a loan

5.

Interest Rate

a)

The cost you pay each year to borrow money, in a percentage

b)

The price one pays to borrow money

c)

The amount of money owed on an account

d)

Part of a loan that is charged as interest, in the form of a percentage

6.

True or False: Best way to not get interest is to pay the monthly minimum payment each month.

a)

True

b)

False

7.

The amount you must pay on a claim before the insurance company will pay.

a)

Premium

b)

Policy

c)

Loss

d)

Deductible

8.

A payment made monthly, twice a year, or yearly, for an insurance policy.

a)

Premium

b)

Copay

c)

Tax

d)

Benefit

9.
The type of insurance that provides protection against financial loss from medical bills is called
a)
health insurance
b)
coinsurance
c)
life insurance
d)
premium
10.

Robbie broke his arm. How much would this cost him for a doctor's appointment?

a)

$25

b)

$40

c)

$65

d)

Information not found on card