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CFA Test Chpt. 6

Total questions: 40

Worksheet time: 33mins

Name
Class
Date
1.

There are three (3) main types of business organizations: sole proprietorships, partnerships, and corporations.

a)

True

b)

False

2.

About half of all businesses in the United States are sole proprietorships.

a)

True

b)

False

3.

Income from a corporation is taxed twice.

a)

True

b)

False

4.

A major disadvantage of owning a sole proprietorship is that the owner has limited liability.

a)

True

b)

False

5.

An advantage of owning a partnership is that banks are more often more willing to lend money to partnerships than to sole proprietorships.

a)

True

b)

False

6.

The most common type of business in the United States are

a)

corporations.

b)

sole proprietorships.

c)

partnerships.

d)

“mom and pop” stores.

7.

A dividend is

a)

the cost of a share of stock.

b)

a tax paid by stockholders.

c)

the money made as a result of owning a share of stock.

d)

the money lost on a share of stock.

8.

Unlimited liability means

a)

the owner is responsible for only accidents that occur on business property.

b)

the owner is responsible for the company’s debts.

c)

the owner must have insurance.

d)

the owner shares the liability with the company’s stockholders.

9.

An advantage of a partnership is

a)

that the partners make decisions together.

b)

that banks are often more willing to lend money to a partnership than to a sole proprietorship.

c)

that the partners often bring different skills and talents to the business.

d)

all of the above.

10.

In order to start a corporation, the first thing one must do is

a)

obtain a corporate charter from the state government.

b)

hire an accountant and an attorney.

c)

hire employees.

d)

start bank accounts.

11.

One disadvantage that corporations face is

a)

competition.

b)

environmental laws.

c)

the cost of raw materials.

d)

double taxation.

12.

Nonprofit organizations

a)

focus on providing services rather than making a profit.

b)

outnumber sole proprietorships in the United States.

c)

must still pay taxes.

d)

do not register with the government.

13.

An example of a franchise is

a)

a McDonald’s restaurant

b)

a “mom and pop” grocery store.

c)

a Sears department store.

d)

a Wal-Mart superstore.

14.

Processed goods include all of the following except

a)

organic vegetables.

b)

white sugar.

c)

steel.

d)

gasoline.

15.

Retailers get their goods from

a)

consumers.

b)

dealers.

c)

wholesalers.

d)

partnerships.

16.

The process of planning, pricing, promoting, selling, and distributing ideas, goods, and services is known as

a)

financing.

b)

procurement.

c)

accounting.

d)

marketing.

17.

Companies benefit when all functional areas

a)

operate independently.

b)

monitor each other.

c)

work together.

d)

belong to a union.

18.

The process of achieving company goals by planning, organizing, directing, controlling, and evaluating the effective use of resources is called

a)

production.

b)

management.

c)

marketing.

d)

procurement.

19.

Consumers usually deal directly with

a)

manufacturers.

b)

retailers.

c)

wholesalers.

d)

distributors.

20.

Cooperatives were formed to

a)

save money on the purchase of certain goods and services.

b)

sell more products.

c)

promote each other.

d)

help people cooperate.

21.

There are three main types of business organizations: sole proprietorships, partnerships, and

a)

corporations

b)

organizations

22.

Partners share ____________________ legal and financial liability.

a)

unlimited

b)

limited

23.

Corporations pay taxes on their income and stockholders pay taxes on dividends received. This is called _________________________.

a)

taxed

b)

double taxation.

24.

In return for your investment, franchise fees, and a share of the profits, a franchiser offers a well-known name and a _________________________.

a)

marketing strategy

b)

business plan

25.

Manufacturers turn raw or processed goods into _________________________.

a)

finished goods

b)

sold goods

26.

Why is it easier for partnerships to obtain capital than it is for sole proprietorships?

4 lines
27.

What is the major advantage of a corporation? Why is this an advantage?

4 lines
28.

List three industries that produce raw goods.

4 lines
29.

List the five main functions involved in the operation of all types of businesses.

4 lines
30.

Explain the difference between finance and accounting.

4 lines
31.

A business that moves goods from one business to another

a)

nonprofit organization

b)

intermediary

c)

business

d)

travel

32.

The business or art of money management

a)

production

b)

banks

c)

finance

d)

accounting

33.

The owner is responsible for the company’s debts

a)

liability

b)

relative

c)

ownership

d)

unlimited liability

34.

Also known as distributors

a)

wholesaler

b)

distributes

c)

retail

d)

sale

35.

The process of creating, expanding, manufacturing, or improving goods and services

a)

exspantion

b)

production

c)

building

d)

creative

36.

A type of business that focuses on providing a service, not on making a profit

a)

growth

b)

profit

c)

nonprofit organization

d)

management

37.

An organization that is owned and operated by its members

a)

cooperative

b)

partners

c)

friends

d)

organization

38.

The buying and reselling of goods that have already been produced

a)

procurement

b)

buying

c)

selling

d)

reselling

39.

The process that involves getting consumers to buy a product or service

a)

business

b)

management

c)

Finance

d)

marketing

40.

A contractual agreement to use the name and sell the products or services of a company in a designated geographic area

a)

Saler

b)

Franchise

c)

Owner

d)

Buyer