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Ramsey Chapter 2 vocab

Total questions: 12

Worksheet time: 6mins

Name
Class
Date
1.

A cash-flow plan that assigns an expense to every dollar of your income; the goal is for the total income minus the total expense to equal zero

a)

Budget

b)

Cash-Flow Statement

c)

Zero-Based Budget

d)
  1. Fixed Expense

2.
  1. Income that comes in at different amounts or at different times, or both

a)

Intermittent Expense

b)
  1. Irregular Income

c)

Net Income

d)

Emergency Fund

3.
  1.  What a person earns after payroll taxes and other deductions are taken out; often referred to as take-home pay

a)

Net Income

b)

Irregular Income

c)

Commission

d)

Income

4.

Expense for things you don’t need

a)

Variable Expense

b)

Intermittent Expense

c)

Fixed Expense

d)

Discretionary Expense

5.
  1. Expense that occurs at various times throughout the year and tends to be in large, lump sums

a)

Variable Expense

b)

Nonessential Expenses

c)

Intermittent Expense

d)

Fixed Expense

6.
  1. The amount you earn before taxes and other payroll deductions

a)

incomeq

b)

gross income

c)

net income

d)

net worth

7.
  1. Money received for work, as a gift, or though investments

a)

Commissary

b)
Income
c)

Gross income

d)

Commision

8.

A written plan for giving, saving, and spending

a)

Zero-based budget

b)

budget

c)

income

d)

fixed expense

9.
  1.  Expense that remains the same from month to month

a)

Variable Expense

b)

Intermittent Expense

c)

Fixed Expense

d)

Emergency Expense

10.

A record that summarizes all of the income and outgo (spending) over a certain time period

a)

Cash-flow statement

b)

Commission

c)

Commissary

d)

Ledger

11.

Expense that varies in dollar amount from month to month, but that you can expect to have every month

a)

Commission

b)

Fixed Expense

c)

Intermittent Expense

d)

Variable Expense

12.

Earnings based on a percentage of the sales made.

a)

Commissary

b)

Commission

c)

income

d)

Gross income