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Personal Finance Unit 1 Test Prep

Total questions: 24

Worksheet time: 13mins

Name
Class
Date
1.

A ___________is a fundamental belief or practice about what is desirable, worthwhile, and important to an individual.

a)

Want

b)

Need

c)

Value

2.

A _______is a necessity required for life.

a)

Want

b)

Need

c)

Value

3.

A ______ is something unnecessary but desired.

a)

Want

b)

Need

c)

Value

4.

True or False:  A want is something that is needed and is necessary for us to live and function 

a)

True

b)

False

5.

Which of the following is not an example of a need?  

a)

Water

b)

Shelter

c)

Brand New Car

d)

Food

6.

True or false- Well being is feeling good about oneself

a)

True

b)

False

7.

All of the following are domains of well being, except:

a)

Emotional

b)

Intellectual

c)

Social

d)

Physical

e)

Exercise

8.

Eating well is an example of __________ domain of well being.  

a)

Intellectual

b)

Physical

c)

Emotional

d)

Social

9.

Learning at school is an example of ______ domain of well being.  

a)

Emotional

b)

Social

c)

Intellectual

d)

Financial

10.

Writing in a journal is an example of the _______ domain of well being.  

a)

Social

b)

Emotional

c)

Physical

d)

Financial

11.

Keeping a budget is an example of the _______ domain of well being.  

a)

Financial

b)

Social

c)

Emotional

d)

Intellectual

12.

Going to the movies with friends is an example of the _______ domain of well being.  

a)

Emotional

b)

Intellectual

c)

Social

d)

Physical

13.

All of the following statements are true about why financial well being is important ..... (more than 1 answer)

a)

Helps us to feel confident in planning our future

b)

Improves the other parts of our well being so that we are happier and more secure

c)

Makes us feel safe and plan better for our future

d)

Managing money is not important to our well being

14.

True or False. Money can have both a negative and positive impact on our lives at different times.  

a)

True

b)

False

15.

The end result of something a person intends to acquire, achieve, do, reach, or accomplish sometime in the near or distant future can best be defined as a _________.  

a)

Object

b)

Goal

c)

Intent

d)

Happiness

16.

What are 3 ways that goal setting can help you? (3 answers) 

a)

Creates a path and provides guidance for the future

b)

Helps with decision making

c)

Will not impact your future

d)

Helps make the life you want a reality

17.

Stating exactly what is to be done for your goal can best apply with which part of the SMART goal 

a)

Specific

b)

Measurable

c)

Attainable

d)

Realistic

e)

Timebound

18.

Determining exactly when you will know that the goal is met is which part of the SMART goal 

a)

Specific

b)

Measurable

c)

Attainable

d)

Realistic

e)

Timebound

19.

The step by step plan outlining your goal in SMART is...

a)

Specific

b)

Measurable

c)

Attainable

d)

Realistic

e)

Timebound

20.

Thinking through the trade-offs and opportunity costs to analyze the consequence of your goal to make sure it is attainable best relates to this part  SMART 

a)

Specific

b)

Measurable

c)

Attainable

d)

Realistic

e)

Timebound

21.

Specifically stating when the goal is going to be reached is which part of SMART

a)

Specific

b)

Measurable

c)

Attainable

d)

Realistic

e)

Timebound

22.

____________ is a state of being wherein a person can fully meet current and ongoing financial obligations, can feel secure in their financial future and is able to make choices that allow them to enjoy life.

a)

Emotional wellbeing

b)

Financial wellbeing

c)

Social wellbeing

d)

Physical wellbeing

23.

_______________refers to the state of being in control of one's financial situation, feeling secure and confident about current and future financial stability, and being able to meet personal financial obligations without undue stress.

a)

Financial Wellbeing

b)

Financial Freedom

24.

_________________ is the ability to live life without being constrained by financial limitations or worries. It means having enough resources to comfortably meet your current needs and desires, while also being able to plan for the future.

 

a)

Financial Wellbeing

b)

Financial Freedom