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WorksheetsPRE PROMOTION-DAY II
Total questions: 60
Worksheet time: 30mins
Name
Class
Date
1.
Minimum rating Category of a contractor under Cent Contractor scheme to avail the loan is
a)
A rating
b)
A+ rating
c)
B rating
d)
B+ rating
2.
To avail the loan under Cent Contractor Scheme, A contractor should have at least ____ of experience in the same field
a)
1 Year
b)
2 Year
c)
3 Year
d)
4 Year
3.
Maximum repayment tenure for Term Loan under Cent Contractor scheme is.
a)
72 Months Including moratorium.
b)
60 Months Including moratorium.
c)
120 Months Including moratorium.
d)
84 Months Including moratorium.
4.
Maximum quantum of loan under Cent Contractor scheme is.
a)
2 Cr
b)
5 Cr
c)
10 Cr
d)
25 Cr
5.
Minimum margin for TERM LOAN under Cent Contractor scheme is.
a)
0.05
b)
0.15
c)
0.2
d)
0.25
6.
Which of the following entity is not eligible to avail loan under Cent Business vehicle scheme?
a)
LLP
b)
LTD Co.
c)
HUF
d)
Partnership firms
7.
What type of facility can be sanctioned under Cent Business vehicle scheme?
a)
TL
b)
CC
c)
OD
d)
All
8.
Maximum repayment tenure under Cent Business vehicle scheme is
a)
60 months
b)
72 months
c)
84 months
d)
120 months
9.
Maximum quantum of loan under Cent Business vehicle scheme is
a)
20 Million
b)
30 Million
c)
10 Million
d)
50 Lakh
10.
Target Group under Cent JEEVAK Scheme is.
a)
FMCG Sector
b)
Agriculture Sector
c)
Healthcare sector
d)
Mining Sector
11.
What type of facility can be sanctioned under Cent JEEVAK scheme?
a)
Term Loan
b)
CC
c)
Bank Guarantee & Letter of Credit.
d)
All of these
12.
Maximum repayment tenure for Term Loan under Cent JEEVAK scheme is
a)
60 months
b)
72 months
c)
84 months
d)
120 months
13.
Minimum & Maximum quantum of loan under Cent JEEVAK scheme is.
a)
₹ 10 Lakhs ₹ 100 Cr
b)
₹ 20 Lakhs ₹ 100 Cr
c)
₹ 50 Lakhs ₹ 100 cr
d)
₹ 01 Cr ₹ 100 Cr
14.
Risk rating up to ____ can be considered for takeover of loans under Cent JEEVAK Scheme is
a)
CBI-7
b)
CBI-6
c)
CBI-5
d)
CBI-4
15.
Which of the following is not eligible to avail loan under Cent Shop scheme ?
a)
LLP
b)
Companies
c)
Propritership
d)
NBFC
16.
What type of facility can be sanctioned under Cent Shop scheme ?
a)
TL
b)
CC
c)
LC/BG
d)
All
17.
Maximum Moratorium under Cent Shop Scheme is.
a)
06 Months
b)
09 Months
c)
12 Months
d)
18 Months
18.
What type of facility can be sanctioned under Cent Healthcare Scheme ?
a)
Term Loan & Cash Credit
b)
Term Loan & Letter of Credit
c)
Letter of Credit & Cash Credit
d)
All
19.
Maximum quantum of loan under Cent Healthcare scheme including Term Loan & Letter of credit is.
a)
₹ 100 Lakhs
b)
₹ 200 Lakhs
c)
₹ 300 Lakhs
d)
₹ 1000 Lakhs
20.
While assessing the overdraft limit under cent Business loan scheme which of the following criteria to be considered.
a)
25% of actual turnover
b)
35% of credit summation during last 1 year in the A/C.
c)
Lower of A Or B
d)
Higher of A Or B
21.
Minimum & Maximum quantum of loan under Cent Business Loan Scheme
a)
₹ 2 Lakh &100 Lakh
b)
₹ 5 Lakh & 200 Lakh
c)
₹ 2 Lakh & 300 Lakh
d)
₹ 2 Lakh & 500 Lakh
22.
Minimum quantum of loan under Cent Pragati scheme is.
a)
₹ 100 Lakh
b)
₹ 75 Lakh
c)
₹ 50 Lakh
d)
₹ 25 Lakh
23.
What is the outlay amount o government in PMFME
a)
8000 Cr
b)
10000 Cr
c)
13000 Cr
d)
20000 Cr
24.
In case of SHG, who are undertaking food processing activities, seed capital of Rs…….. Provided under this scheme.
a)
10000
b)
20000
c)
30000
d)
40000
25.
How much amount paid to resource person for support provided by them in sanction of loan ?
a)
10000
b)
20000
c)
30000
d)
40000
26.
What is the quantam of loan under PMFME
a)
50 Lakh
b)
01 Cr
c)
02 Cr
d)
05 Cr
27.
The loans under PMFME scheme is classified under
a)
Priority sector- Agriculture Infrastructure
b)
Priority sector- Anciliary Services
c)
Priority sector- MSME (Micro)
d)
Priority sector- MSME (Small)
28.
The initial layout fund under PM-Vishwakarma is :
a)
10000 Cr
b)
11000 Cr
c)
12000 Cr
d)
13000 Cr
29.
Under PM-Vishwakarma, Compensation of Rs…….. Paid per day during the training.
a)
250
b)
500
c)
750
d)
1000
30.
Under PM-Vishwakarma, what is the incentive amount paid to beneficiary for purchase of toolkits ?
a)
5000
b)
10000
c)
15000
d)
20000
31.
Advance by a bank against its own shares is restricted as per which act
a)
Sec 20 of BR act
b)
Sec 20 (a) of BR act
c)
Sec 19 (2) of BR act.
d)
Sec 13 of BR act
32.
EASE 1.0 was launched in
a)
Feb. 2021
b)
Jan. 2020
c)
Jan. 2021
d)
Jan. 2018
33.
Dial a loan & PSB loans in 59 minutes.com were introduced in ……..
a)
EASE 1.0
b)
EASE 2.0
c)
EASE 3.0
d)
EASE 4.0
34.
In EASE Reform Agenda for PSB's how many Action Points Across 6 themes?
a)
20
b)
30
c)
35
d)
40
35.
A centralised Receipt & processing centre has been set up by RBI at which place for Receipt & initial processing of physical & e-mail complaints in any prescribed language.
a)
Delhi
b)
Mumbai
c)
Chandigarh
d)
Kalkatta
36.
Appointment of tenure of ombudsman & Deputy ombudsman by RBI for a period not exceding …………
a)
One year
b)
Two years
c)
Three years
d)
Five years
37.
What is the Rank of Nodal Officer representing the regulated entity & furnishing information in respect of complains filed by customers against the regulated entity?
a)
DGM in a PSB or equivalent
b)
General Manager in PSB of equivalent
c)
AGM in a PSB or equivalent
d)
None of the above
38.
The first State to introduce the a law on Right to information was ?
a)
Tamil Nadu
b)
Rajasthan
c)
Maharashtra
d)
Gujarat
39.
A person, who desires to obtain any information under RTI Act, shall make a request in writing or through electronic means in which language?
a)
English
b)
Hindi
c)
official language of the area in which the application is being made
d)
All the above
40.
What is the normal time limit for disposal of the RTI request from the date of its receipt?
a)
15 days
b)
20 days
c)
30 days
d)
45 days
41.
The periodicity of settlement of deceased claim case as per BCSBI NORMS
a)
7 days
b)
15 DAYS
c)
30 DAYS
d)
60 DAYS
42.
Which right of customers is not included in the BCSBI codes?
a)
Right to fair treatment
b)
Right to transparency and honest dealing
c)
Right to suitability
d)
Right to safety
43.
Under COPRA, the minimum age of forum member of a district forum should be
a)
30
b)
40
c)
35
d)
65
44.
Who shall be the Chairman of District Consumer Protection Council
a)
District Judge
b)
Collector of the district
c)
President of District Panchayath
d)
District Labour Commissione
45.
For appointing as member of the consumer dispute redressal forum/ commission, at least .................. Years experience in dealing with problems relating to economics, law, commerce, accountancy, industry, public affairs or administration is
required?
a)
15 years
b)
5 years
c)
10 years
d)
7 years
46.
Classification of Corporate accounts for the purpose of applicability of Rate of Interest, Individual / Group exposure of
>Rs 10 Crore and <Rs
100.00 Crore from
Banking Industry will fall in category
a)
Large Corporate (LC)
b)
Mid Corporate (MC)
c)
Others
d)
None of these.
47.
In terms of Loan Policy , Registered Trust are categorized under which category of borrower ?
a)
Corporate
b)
Non Corporate
c)
Individ ual
d)
Non of these
48.
Legal Audit of security documents for accounts to be
done by Bank’s Law Officer in case of
a)
Rs.1.00 crore& above
b)
Rs.50.00 Lacs& above
c)
More than Rs.5.00 Crore
d)
None of the above
49.
Permission to release part of primary or collateral security for accounts falling up the powers of ZLCC is vested with
a)
Regional Manager
b)
RLCC
c)
Zonal Manag er
d)
ZLCC
50.
The outlook will be treated as "Neutral" till the exposure to any industry reaches to _____________
a)
Rs 500 Crores
b)
Rs 50 Crores
c)
Rs 100 Crores
d)
None of the above
51.
Non individual borrowers enjoying aggregate exposure of _____________ and above from Banks and Financial Institutions shall submit Legal Entity Identifier (LEI) Code
a)
Rs.5.00 Crore
b)
Rs.25.00 Crore
c)
Rs.10.00 Crore
d)
Rs.50.00 Crore
52.
The validity periods of sanctions for Credit facilities sanctioned under consortium lending arrangement (where our bank is a Leader or Member)
a)
Up to 6 months
b)
Up to 12 months
c)
Up to 18 months
d)
Up to 9 months
53.
Which of the following is a part of Due Diligence of borrower?
a)
Interview/discus sion with the applicant
b)
Market Information Of applicant
c)
Confide ntial Opinion from existing Banker
d)
All of these
54.
Which of the following is incorrect?
a)
CBI-1- Highest safety
b)
CBI-2- High safety
c)
CBI -4-Adequa te Safety
d)
CBI-5-Moderate Safety
55.
The Risk hurdle rate for take over of Loans
a)
CBI IV
b)
CBI V
c)
CBI VI
d)
No hurdle rate
56.
External rating is required to be done for all accounts with limits
a)
Rs.5.00 cr and above
b)
Rs.10.00 cr and above
c)
Rs.15.0
d)
Rs.25.00 cr and above
57.
TEV report from Bank’s empaneled TEV Consultant shall be insisted and the same should be studied independently for term loans of
a)
More than Rs.5.00 crore
b)
More than Rs.10.00 crore
c)
More than Rs.25 Crore
d)
None of these.
58.
Working Capital requirements of Small borrowers in the trade sector availing limits up to Rs.5.00 crore are to be assessed
a)
On the basis of turnover method.
b)
On the basis of MPBF method
c)
On the basis of Cash Budget method
d)
None of these
59.
The Bank while entering the Consortium, a minimum threshold for participating in Consortium loans will be
a)
0.1
b)
0.15
c)
0.2
d)
0.25
60.
Margin on Fixed deposits in the name of the third party is
a)
0.1
b)
0.15
c)
0.2
d)
0.25
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