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Leasing vs Buying a Home Quiz

Total questions: 18

Worksheet time: 14mins

Name
Class
Date
1.

What is an advantage of leasing a home?

a)

Flexibility and easier relocation

b)

Long-term stability

c)

Ownership of property

d)

Lower monthly payments

2.

What is an advantage of buying a home?

a)

No need for a long-term commitment

b)

Builds equity over time

c)

Increases monthly expenses

d)

No maintenance required

3.

Which option is a disadvantage of buying a home?

a)

Maintenance and repair costs

b)

Higher upfront costs

c)

Financial commitment and responsibility

d)

Limited flexibility in location

4.

What is one advantage of leasing a home?

a)

Ownership

b)

Flexibility

c)

Long-term stability

d)

Lower monthly payments

5.

A ___________ deposit refers to money held to cover possible damage in an apartment.

a)

Cleaning

b)

Security

c)

Telephone

d)

Utilities

6.

The agreement between a renter and a landlord is:

a)

Security Deposit

b)

Mortgage

c)

Lease

d)

Deed

7.

A common flexible expense associated with renting an apartment is:

a)

A security deposit

b)

Apartment insurance

c)

Electricity

d)

Rent

8.
Which of the following is an advantage to renting a place to live?
a)
Limited expenses for maintainance.
b)
Limited expenses for utilities
c)
Limited options for size and location
d)
Limited rights for redecorating
9.
Renting an apartment should involve
a)
making an emotional decision because you want to be happy where you live
b)
setting a strategy to get what you need for the amount you can afford
c)
setting a strategy to get what you want, even though it is more than you can afford
d)
making a decision based only how much it will cost to live there
10.
A landlord can refuse to rent you an apartment if which of the following is true?
a)
You are married.
b)
You are of Irish descent.
c)
You own a cat and a dog.
d)
You are a Buddhist.
11.
The expenses in addition to the purchase price including escrow fees and real estate commission
a)
Deed
b)
Closing Cost
c)
Down Payment
d)
Equity
12.

down payment

a)

An initial cash payment made when something is bought on credit.

b)

A percentage of the sale price that goes to the seller's and buyer's agents. Usually paid by the seller.

c)

The proportion of the loan that is charged with interest to the borrower.

13.

What is a security deposit?

a)

A sum of money paid by a landlord to a tenant for renting their property

b)

A sum of money paid by a tenant to a landlord or property owner before moving in to cover any damages or unpaid rent at the end of the lease term.

c)

A payment made by a landlord to a tenant for vacating the property before the lease term ends

d)

A fee paid by a tenant to a landlord for using the property's amenities

14.

How can a lease be renewed?

a)

Extending the lease without any documentation

b)

Allowing the lease to automatically renew

c)

Signing a new lease agreement

d)

Renewing the lease verbally

15.

What is the process of terminating a lease?

a)

Returning the keys to the landlord without notice

b)

Ignoring the lease agreement instructions

c)

Giving notice to the landlord and following lease agreement instructions

d)

Selling the leased property to someone else

16.

What should a tenant do before signing a lease agreement?

a)

Sign the lease without reading it, it is probably okay

b)

Thoroughly read and understand the terms and conditions of the lease, inspect the property for any damages or issues

c)

Don't ask any questions or clarify concerns

d)

Ignore any damages or issues with the property

17.

Who is the person who owns the apartment complex?

a)

Landlord

b)

Tenant

c)

Apartment Manager

d)

Subletter

18.
The terms of a lease should include all of the following EXCEPT the
a)
amount of the rent and any late fees
b)
names of the persons who live next door
c)
policies you are expected to follow
d)
names of all roommates and the landlord