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EPF 6.04 The Federal Reserve

Total questions: 20

Worksheet time: 10mins

Name
Class
Date
1.

The Federal Reserve System is...

a)

The world central bank

b)

the U.S. central bank

c)

a place stocks and bonds are sold

d)

All of the above

2.

The Federal Reserve was first created because our nation

a)

didn't trust banks

b)

wanted complete control over all banks

c)

experienced several banking panics and crisis

d)

none of the above

3.

What services does the Fed provide to the banks?

a)

provides cash and lends money to banks

b)

processes payments and electronic money transfers

c)

check clearing

d)

all of the above

4.

Who decides when and which of three monetary tools should be in an effort to manage the economy?

a)

The President

b)

Congress

c)

The Fed Chief

d)

The Federal Open Market Committee

5.

When the Federal Reserve wants to encourage the economy to grow, what does it do with money supply?

a)

increase the money supply

b)

decrease the money supply

c)

sell all of its asset

d)

none of the above

6.

Match the following

a)

_____ is the price that borrowers pay to borrow money

1.

interest rate

b)

_____ is how much money each bank is required by the Fed to keep on hand

2.

reserve requirement

c)

_____ is the interest rate the banks charge their best customers

3.

prime rate

d)

_____ is the amount of money circulating in the economy

4.

money supply

7.

True or False: Individuals and small businesses are allowed to have bank accounts or do banking with the Fed.

a)

True

b)

False

8.

True or False: The Fed is able to influence the economy by increasing or decreasing the money supply using three key monetary tools.

a)

True

b)

False

9.
There are _______ Regional Federal Reserve Banks, and one Federal Reserve Board of Governors.
a)
50
b)
4
c)
12
d)
52
10.
To much money in our economy leads to 
a)
Inflation
b)
Recession
11.

The Fed provides financial services to who?

a)

Citizens

b)

Banks

c)

Federal Government

d)

Reserve banks

12.
What does Inflation do to the value of money?
a)
Makes it go up.
b)
Makes it go down.
c)
Makes it stay the same.
13.
In a recession, the Fed would likely
a)
Increase the supply of money in the economy
b)
Decrease the supply of the money in the economy
14.
The Federal Reserve can increase __________, which makes banks more selective when loaning out money
a)
Reserve Requirements
b)
Percentage/Earnings Ratios
c)
Dividends
d)
Blue Chip Stocks
15.
If the economy is expanding too quickly, the Federal Reserve will institute which type of monetary policy?
a)
Expansionary
b)
Contractionary
c)
Equanimitous
d)
Whole Dollar
16.

The tools and strategies used by the Fed to stabilize the economy are called...

a)

Fiscal policy

b)

Monetary policy

c)

Tight Money

d)

Easy Money

17.

What is the FOMC?

a)

A Federal Reserve agency that controls all banks and prevents consumer choice.

b)

A Federal Reserve agency that specializes in monetary policy making.

c)

A Federal Reserve agency specializing in ensuring the nation's economic stability.

d)

Making legislation, declaring war, and interacting in foreign trade.

18.

How many members of the FOMC are from the Board of Governors?

a)

10

b)

7

c)

0

d)

5

19.

The federal government's overall approach to spending and taxes is called

a)

Physical Policy

b)

Fiscal Policy

c)

вежба

d)

Monetary Policy

20.

Which of the following is NOT a job of the Fed?

a)

monitoring member bank reserves

b)

clearing checks

c)

issuing paper currency

d)

printing and minting currency