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WorksheetsAGM1
Total questions: 119
Worksheet time: 3570secs
Name
Class
Date
1.
A company has made sales of Rs.300 lacs. It has Net Profit of Rs.30 lacs. In Notes to Account we find Profit includes interest income of Rs.10 lacs from Investment. It has Depreciation Rs.5 lacs.
What is "Cash Profit" of the company form Operation only?
a)
Rs.30 lacs
b)
Rs.20 lacs
c)
Rs.25 lacs
d)
Rs.15 lacs
e)
Rs.35
lacs
2.
The following information is available from the balance sheet of a unit,
Total liabilities - 20 lacs, Current liabilities -7 lacs, Term liabilities -4 lacs, what will be DE Ratio?
a)
4.5
b)
3.15
c)
2.26
d)
1.22
e)
0.95
3.
A company has purchased the Raw Material of Rs.100 lacs on Credit from Suppliers. what will be the impact on the Balance Sheet?
a)
Only Assets will increase by Rs.100 lacs
b)
Only Liabilities will increase by Rs.100 lacs
c)
Both Assets and Liabilities will increase by Rs.100 lacs
d)
Neither Assets and Liabilities will increase by Rs.100 lacs
4.
A company has total Book-Debts of Rs.200 lacs as on 31.03.2022 and during financial year 2022- 2023 it has realized the Book-Debts of Rs.50 lacs. What will be the impact on the Balance Sheet of the Company as on 31.03.2023?
a)
Total Current Assets of the company will increase by Rs.50 lacs.
b)
Total Assets of the company will increase by Rs.50 lacs.
c)
Total Liability of the Company will reduce by Rs.50 lacs
d)
There will not be change on the Assets & Liabilities of the Company.
5.
A company has total Inventory holding level of 35 days as on 31.03.2022 which has been increased to 60 days as on 31.03.2023. Which of the following is the best indicator of increase in Inventory Holding Level?
a)
The company requires more working capital now.
b)
The company is improving its business model.
c)
The company requires less working capital
d)
The debtors holding level mostly increases due to increases in Sales
6.
A company has purchased Plant & Machinery of Rs.100 lacs by availing a Term Loan of Rs.75.00 lacs and remaining Rs.25 lacs will be brought in as Cash Margin from his capital. What will be the impact on the Balance Sheet of the Company?
a)
Total Assets side will increase by Rs.100 lacs
b)
Total Liability side will increase by Rs.100 lacs
c)
Total Assets side will increase by Rs.75 lacs
d)
Total Liability side will increase by Rs.25 lacs
7.
A company approaches you for a loan and you find that it has total Cash of Rs.55 lacs and out of which Rs.30 lacs lying in current account is marked lien by the bank due to attachment order by Income Tax Dept. How you will treat Rs.30 lacs in CMA?
a)
As Current Assets
b)
As Non-Current Assets
c)
We will remove the cash Balance of Rs.30 lacs from Assets side
d)
It will be treated as Contingent Liability
8.
A company has made an advance payment of Rs.200 lacs for purchase of Plant and Machinery. As a Banker where you will treat such advance payment to supplier in CMA data?
a)
Fixed Assets
b)
Non Current Assets
c)
Current Assets
d)
In footnote of Balance sheet
9.
A company has total NPV of fixed Assets of Rs.150 lacs. It has term loan of Rs.100 lacs, Networth of Rs.25 lacs, Current Liability of Rs.25 lacs and Non- Current Assets of Rs.50 lacs. How much is FACR (Fixed Assets Coverage Ratio) of this company?
a)
1.50 times
b)
1.20 times
c)
1.00 times
d)
2.00 times
10.
A Company delas with SBI. It has book-debts of Rs.100 lacs under LC issued by BOB. Now, Book- Debts of Rs.100 lacs is discounted by SBI after getting confirmation from BOB. Where you will find such Book-Debts outstanding details in Company's Financials?
a)
Under Current Assets as Book-Debts Outstanding
b)
Under Non-Current Assets as the company has got the money against Book- Debts from SBI
c)
Under Foot-note or notes to the account of the Company Financials
d)
It will not appear anywhere in the Balance Sheet as SBI will get money from BOB.
11.
A company has total Book-Debts of Rs.200 lacs, Stock of Rs.300 lacs, Investment in Subsidiary of Rs.100 lacs. On study of Balance Sheet you observe debtors of Rs.50 lacs disputed and stock of Rs.50 lacs obsolete. How you will define the company position?
a)
The company's net worth will be impacted.
b)
The liquidity of the company will be impacted
c)
The Company Debts Equity Ratio will be deteriorate
d)
The company's interest coverage ratio will deteriorate
12.
A new company has total sales of Rs.500 lacs in the first year. Total Cost of Production of Rs.400 lacs.
Closing Balance of Finished Goods is Rs.50 lacs. Total investment in Associate of Rs.30 lacs. How much the profit of the company?
a)
Rs.50 lacs
b)
Rs.100 lacs
c)
Rs.150 lacs
d)
No Profit & No Loss
e)
Rs.20
lacs
13.
A company has Raw Material of Rs.30 lacs, Book Debts of Rs.50 lacs, Cash of Rs.5 lacs, Investment in subsidiary of Rs.10 lacs and Sundry Creditor of Rs.20 lacs. How much is the Working Capital Gap of the company?
a)
Rs.75 lacs
b)
Rs.60 lacs
c)
Rs.55 lacs
d)
Rs.65 lacs
e)
Rs.50
lacs
14.
A company had purchased Plant & Machinery of Rs.100 lacs on 01.01.2022 and as on 31.03.2022 the Plant & Machinery was still under installation stage. The investment in Plant & Machinery will shown under which head of the Balance Sheet?
a)
Fixed Assets
b)
Non-Current Assets
c)
In the foot note of Balance Sheet
d)
Capital Work in Progress
15.
A company had purchased a Plant & Machinery of Rs.1,80,000/- and the scrap value of the same is Rs.20,000/- and the life value of the Plant & Machinery is 5 years. What will be the depreciation amount each year under Straight Line Method?
a)
Rs.56,000/-
b)
Rs.36,000/-
c)
Rs.40,000/-
d)
Rs.32,000/-
16.
A company has purchased Plant & Machinery for Rs.9.50 lacs, It incurred freight charges of Rs.50,000/-, Installation Charges of Rs.2.50 lacs and Repair & Maintenance Charges of Rs.1.00 lacs. What is "Gross Value of the Plant & Machinery" in Balance Sheet?
a)
Rs.9.50 Lacs
b)
Rs.10.00 lacs
c)
Rs.12.50 lacs
d)
Rs.13.50 Lacs
17.
Which of the following is NOT a Cash Expenses transaction in Profit and Loss Account?
a)
Amortization
b)
Depreciation
c)
Writing off Preliminary Expenses
d)
All of the above
18.
The company has total Investment in its Associate Firm of Rs.100 lacs as on 31.03.2021. It has withdrawn the investment of Rs.20 lacs during FY 2021-22. While preparing the Fund Flow Statement, how you will treat the withdrawal of Investment?
a)
Long Term utilization of Rs.20.00
b)
Long Term Sources of Rs.20.00
c)
Short Term utilization of Rs.20.00
d)
Short Term Sources of Rs.20.00
19.
A company debtors level has decreased from Rs.70 lacs as on 31.03.2021 to Rs.50 lacs as on 31.03.2022. While preparing the Cash Flow Statement, how you will classify the above transaction?
a)
Cash outflow from operation Rs.20 lacs
b)
Cash Inflow from operation Rs.20 lacs
c)
Cash outflow from investment Rs.20 lacs
d)
Cash inflow from investment Rs.20 lacs
e)
Cash outflow from Financi ng Rs.20 lacs
20.
Total Assets of a partnership concern is Rs 80 lakh. Its net worth and term liabilities are Rs 15 and 20 lakh respectively. Its current liabilities are....
a)
Rs 35 lakh
b)
Rs 45 lakh
c)
Rs 115 lakh
d)
Rs 65 lakh
21.
The firm had total profit of Rs.50 lacs during a year. On study of Balance Sheet & net worth we find that the firm has withdrawn Rs.85 lacs during the same year for purchase of plot in the name of a individual partner. What will be impact on Balance Sheet?
a)
Reduce both Assets and Owner’s Equity
b)
Reduce Assets and increase Liabilities
c)
Reduce Owner’s Equity and increase Liabilities
d)
Have no effect on the Balance Sheet
22.
Which of the following is "NOT" an assets side of a Balance Sheet for a Company?
a)
Pre-Operative Expenses
b)
Accumulated Loss
c)
Accumulated Profit
d)
Deferred Expenses
23.
Accounts payable, accruals and notes payables are listed on balance sheet as
a)
accrued liabilities
b)
current liabilities
c)
accumulated liabilities
d)
noncurrent liabilities
24.
The financial analysts use to say that trend of the particular compnay is highly leveraged? Could you explain, what it indicates?
a)
The company is making good amount of SALES year after year.
b)
The company is making good amount of PROFIT year after year.
c)
The company liquidity is increasing year after year.
d)
The company borrowing level is increasing year after year.
25.
A company has total plant & machinery of Rs.100 lacs as on 31.03.2022. It has sold Rs.20 lacs of Plant & machinery at Rs.25 lacs during FY 2022-
23. What will be impact on the Balance Sheet of the company as on 31.03.2023
a)
Assets and Liability side of the company will increase by Rs.25 lacs
b)
Only Assets side of the company will increase by Rs.25 lacs
c)
Only liability side of the company will increase by Rs.25 lacs
d)
Liability & Asset side of the balance sheet will increase by Rs.5 lacs
26.
As a banker, you have received a proposal for cash credit limit of Rs.100 lacs. On verification of balance sheet you find that some of the debtors are doubtful in nature of Rs.30 lacs. How will treat that debtors of doubtful nature in credit assessment?
a)
As Current Assets
b)
As intangible assets
c)
As current liability
d)
As Non-Current Assets
e)
As continge nt liability as it may or may not realize
27.
A company has total investment of Rs.150 lacs in its Associate Concerns. It has redeemed Rs.50 lacs out of Rs.150 lacs investment. What will be the immediate impact on the Financial Standing of that Company just after redemption?
a)
The DE Ratio of the company will improve.
b)
The current ratio of the company will improve.
c)
The Fixed Assets Coverage Ratio of the company will imp
d)
The networth of the company will improve as the company will receive Cash from sale proceeds.
28.
An organization is said to be liquid if –
a)
It has sufficient cash to meet its total outside liabilities
b)
90% of its source of funds constitute as owner’s stake
c)
It can meet its current liabilities out of its current assets.
d)
all the current assets are fully liquid in nature
29.
A company has total capital of Rs.200 lacs. It also has investment in its associate concern of Rs.30 lacs, Fixed Assets of Rs.20 lacs, Intangible Assets of Rs.10 lacs and loss of Rs.5 lacs. HOW MUCH IS THE TANGIBLE NETWORTH OF THE COMPANY?
a)
Rs.200 lacs
b)
Rs.170 lacs
c)
Rs.160 lacs
d)
Rs.195 lacs
e)
Rs.155
lacs
30.
A Debtors holding level (period) means better trade credit management and implies prompt payment by debtors
a)
Longer
b)
Average
c)
Shorter
d)
Exceptionally Longer
31.
A company has total debtors of Rs.300 lacs as on 31.03.2022. It has realised the debtors of Rs.100 lacs during FY 2022-23. What would be the impact on the balance sheet as on 01.03.2023?
a)
There will be reduction in Total Current Assets of Rs.100 lacs
b)
There will be reduction in Current Assets of Rs.100 lacs but increase in Net worth of Rs.100 lacs
c)
There will be no change in Total Current Assets
d)
There will increase in Networth of Rs.100 lacs
32.
Which of the following is true?
a)
The payment of a Liability causes an increase in Owner’s Equity
b)
The collection of an Account Receivable will cause Total Assets to increase
c)
The accounting equation may be stated as: Assets+
Liabilities = Owners’ equity
d)
The purchase of an asset for cash or on credit, does not
change the Owners’ Equity
33.
A company had opening Debtors of Rs.50 lacs as on 31.03.2022. It sold goods of Rs.400 lacs in Cash and Rs.100 lacs in credit during FY 2022-23. It had realised the debtors of Rs.110 lacs during FY2022-
23. What will be outstanding Debtors as on 31.03.2023?
a)
Rs.150 lacs
b)
Rs.40 lacs
c)
No Debtors Outstanding as on 31.03.2023 (it
should be negative)
d)
Rs.140 lacs
34.
Which of the following will not be treated as part of total Net-worth of a company?
a)
Paid-up Capital
b)
Share-Premium
c)
Reserve & Surplus
d)
Authroized Capital
35.
What process should branches follow to avoid frauds while lodging CPPS requests for Govt. accounts?
a)
Obtain telephonic confirmation with the respective Govt. official
b)
Attend to individual CPPS requests received on email
c)
Process the requests manually in Finacle
d)
Prepare a data file in notepad/txt format
36.
Do branches need to prepare a txt file for bulk CPPS upload on behalf of Govt. account?
a)
Yes
b)
No
c)
Only if the request is received in scanned application form
d)
Only if the request is received through email
37.
What is the purpose of the unique registration number generated for each cheque record being lodged for CPPS confirmation?
a)
To identify the branch that lodged the request
b)
To track the status of CPPS lodgement inquiry in Finacle CPPS menu
c)
To avoid frauds
d)
To notify the respective customer in case of mismatch in the provided data
38.
What are the two grounds for extending Joint/Associate BC Agent facility?
a)
Medical grounds/illness of BC for more than 5 days and Business improvement
b)
Medical grounds/illness of BC for more than 7 days and Business improvement
c)
Medical grounds/illness of BC for more than 10 days and Business improvement
d)
None of the above
39.
What is the minimum education qualification required for Joint/Associate BC Agent (Sub Agent)?
a)
8th class pass
b)
10th class pass
c)
12th class pass
d)
Graduate
40.
What is the purpose of the R-menu check implemented by the Bank?
a)
To monitor transactions of Rs.
10.00 lacs and above in all accounts.
b)
To monitor transactions of Rs.
10.00 lacs and above in sensitive office
accounts.
c)
To monitor transactions of all amounts in sensitive office accounts.
d)
To monitor transactions of all amounts in all accounts.
41.
What is the Bank's stance on maintaining current accounts for internal uses?
a)
All branches can maintain current accounts for their internal uses.
b)
No branch can maintain current accounts for their internal uses.
c)
Only select branches can maintain current accounts for their internal uses.
d)
Only current accounts with customer relations can be maintained for internal uses.
42.
For Students persuing Bachelors and Masters in Medical Courses, % concession in ROI is applicable?
a)
1
b)
0.5
c)
0.25
d)
1.25
e)
0.75
43.
Hou much concession for girl student is applicable under Baroda Education Loan to students of premier institutions under Baroda Gyan?
a)
0.5
b)
1
c)
0.25
d)
0.75
e)
No Concessi on allowed
44.
All Education Loans above Rs. Lakh to be covered under Group Credit Life / Life Insurance cover?
a)
10
b)
7.5
c)
15
d)
20
e)
No such stipulatio ns
45.
CGTMSE has made URN mandatory for guarantee application lodged on or after
?
a)
'01/04/2023
b)
2023-03-31 00:00:00
c)
2023-01-16 00:00:00
d)
2023-01-31 00:00:00
e)
28.02.20
23
46.
Udyam Registration Number to be updated on CGTMSE Portal for all new and existing accounts?
a)
TRUE
b)
FALSE
47.
on 05th January 2023, Bank has entered into MOU with state police for coverage of their employees and pensioners under Baroda Defense Salary Package?
a)
Mizorum
b)
Tripura
c)
Guwahati
d)
Arunachal Pradesh
e)
Sikkim
48.
Who are eligible borrowers for the Scheme on Financing to Units/Borrowers Involved in Lab Grown Diamonds?
a)
a) Any business involved in
manufacturing of gems and jewellery
b)
b) Any business that has been in the line of activity for at least two years with at least two audited balance sheets
available
c)
c) Any business that is rated A or above by an external rating agency
d)
d) Both b and c
49.
What is the minimum external rating required for MSME Regulatory/Expanded Borrower?
a)
a) Any business involved in
manufacturing of gems and jewellery
b)
BBB
c)
B
d)
C
50.
Maximum tenure of term loan allowed under the Scheme on Financing to Units/Borrowers Involved in Lab Grown Diamonds is years?
a)
2
b)
3
c)
4
d)
5
51.
Why single escrow account used for in the Scheme on Financing to Units/Borrowers Involved in Lab Grown Diamonds?
a)
To maintain the borrower's current assets
b)
To ensure proper control over the cash flow
c)
To deposit all the proceeds/cash flows received by the borrower
d)
To create a DSRA by way of FDR
52.
What is the minimum collateral required for the scheme on Financing to Units/Borrowers Involved in Lab Grown Diamonds?
a)
50% collateral by way of mortgage on immovable property
b)
75% collateral by way of mortgage on immovable property
c)
100% collateral by way of mortgage on immovable property
d)
No Collateral Required
53.
Maximum single borrower exposure limit for BOB-6 internal rating is Crore under cheme on Financing to Units/Borrowers Involved in Lab Grown Diamonds ?
a)
50
b)
100
c)
150
d)
300
54.
What is the purpose of cash credit in the Scheme on Financing to Units/Borrowers Involved in Lab Grown Diamonds?
a)
For export sales in compliance with ECGC, FEMNA and bank guidelines
b)
For domestic working capital
c)
For purchase/import of machinery
d)
None of the above
55.
Who can take exposure under the Scheme on Financing to Units/Borrowers Involved in Lab Grown Diamonds?
a)
Any bank branch in India
b)
Mid Corporate Branch Surat, Mid Corporate Nariman Point Branch Mumbai, and SME Branch Mumbai and Surat
c)
Only SME Branch Mumbai and Surat
d)
Only Mid Corporate Branch Surat
56.
Agencies for Special Monitoring to be appointed for Banking exposure above Rs. Crores under Scheme on Financing to Units/Borrowers Involved in Lab Grown Diamonds?
a)
50
b)
25
c)
75
d)
100
57.
Branch Officers can undertake valuation of agriculture lands in case of exposure up to Rs. Lakh in BKCC / BAHFKCC & Planters Card?
a)
15
b)
35
c)
25
d)
30
58.
Branch Officers can undertake valuation of agriculture lands in case of exposure up to Rs. Lakh in exposure other than BKCC / BAHFKCC & Planters Card?
a)
10
b)
35
c)
25
d)
30
59.
Branch should obtain valuation of agriculture lands from emapanelled valuers in case of exposure above Rs. Lakh in BKCC / BAHFKCC & Planters Card?
a)
15
b)
35
c)
25
d)
30
60.
Branch should obtain valuation of agriculture lands from emapanelled valuers in case of exposure above Rs. Lakh in exposure other than BKCC / BAHFKCC & Planters Card?
a)
10
b)
35
c)
25
d)
30
61.
Minimum LTV is %, in case of industrial properties accepted as security in exposure under FRR (Retail)?
a)
50
b)
55
c)
60
d)
65
62.
Amount deposited by successful auction purchaser can be appropriated in loan account after which of the following even?
a)
Immediately upon Issuance of Sale Certificate
b)
Issuance of Sale Certifiacate and delivery of possession
c)
As and when received
d)
After registration of sale certificate
63.
DSAs empanalled at BCC office level to submit data of files sourced by them and disbursed latest by day of following month?
a)
5
b)
7
c)
10
d)
15
64.
Corporate office to submit confirmation latest by day of following month in case of data of files sourced and disbursed submitted by DSAs empanalled at BCC level?
a)
5
b)
7
c)
10
d)
15
65.
Within working days from receipt of invoice from DSAs, Retail Banking Department will release the payment of incentive centrally?
a)
3
b)
5
c)
7
d)
10
66.
Term Loans to be opened under scheme code for accounts opened under Baroda Health Care Scheme?
a)
LA551
b)
LA552
c)
LA553
d)
LA554
67.
Term Loans to be opened under scheme code for accounts opened under scheme to finance solar projects ?
a)
LA551
b)
LA552
c)
LA553
d)
LA554
68.
For self loading ATMs branches to ensure completion of ATM EOD or cash status reporting through CATML on basis.
a)
Daily
b)
Alternate Day
c)
Every Week
d)
Fortnightly
69.
The branch should clear all pending C3R loading entries through the HATMCASH menu on Basis,
a)
T+1
b)
T+2
c)
T+3
d)
T+7
70.
In case of Baroda Home Loan, FOIR to be calculated on Monthly Income?
a)
Gross
b)
Net
71.
If the net monthly income of applicant is less than Rs. 20,000.00, FOIR will be %.
a)
40
b)
50
c)
60
d)
65
72.
Future expected rent can be taken as income in case of Baroda Home Loan, provided monthly income of applicant is Rs. Lakh.
a)
1
b)
1.25
c)
1.5
d)
1.75
73.
Maximum monthly expected rent which can be added in income of applicant for arriving at eligible limit under Baroda Home Loan is Rs. at urban centres.
a)
7500
b)
15000
c)
25000
d)
50000
74.
Maximum monthly expected rent which can be added in income of applicant for arriving at eligible limit under Baroda Home Loan is Rs. at Mumbai.
a)
7500
b)
15000
c)
25000
d)
50000
75.
Maximum monthly expected rent which can be added in income of applicant for arriving at eligible limit under Baroda Home Loan is Rs. at Delhi.
a)
7500
b)
15000
c)
25000
d)
50000
76.
For effective monitoring of transactions in office accounts and generation of exceptions, portal has been launced by Bank.
a)
CEMU
b)
CMUFG
c)
GLRECON
d)
OCRMS
77.
Tickets generated in CMUFG portal to be attended within days from generation?
a)
5
b)
7
c)
15
d)
20
78.
Charges for assaying of gold / jewellary at the time of sanction of Gold Loan is Rs. per account.
a)
500
b)
1000
c)
750
d)
2500
79.
Home Loan on leasehold properties from any State Owned Housing Boards/Development authorities can be considered if original lease period is years.
a)
15
b)
30
c)
50
d)
25
80.
Home Loan on leasehold properties from any State Owned Housing Boards/Development authorities can be considered by up to exposure of Rs. 200 lakh.
a)
ZOCC
b)
COCC GM
c)
COCC CGM
d)
COCC ED
81.
Which CBS menu is created for collection of direct tax from customers?
a)
OLTAS
b)
TINOTC
c)
BOBMENU
d)
CA118
82.
Under TIN2.0 for collection of CBDT Challan under OTC mode the commission is Rs. per challan.
a)
40
b)
25
c)
9
d)
18
83.
Under TIN2.0 for collection of CBDT Challan under e-banking mode the commission is Rs. per challan.
a)
40
b)
25
c)
9
d)
18
84.
A health insurance plan "Health Multiplier" is launched by which insurance company?
a)
M/s. Niva Bupa Health insurance
b)
M/s. Max Bupa Health insurance
c)
M/s. TATA AIG
General insurance
d)
M/s. ICICI Prudential general insurance
85.
In "Health Multiplier" insurance policy, the pre-existing diseases are covered after how many months?
a)
12
b)
24
c)
36
d)
48
86.
After how many days of birth, a new born child can be covered under "Health Multiplier" insurance policy?
a)
31
b)
61
c)
91
d)
121
87.
Alternative treatment coverage of up to % of sum insured or max upto Rs. 3.00 lakh is available under "Health Multiplier" insurance policy.
a)
10
b)
20
c)
25
d)
30
88.
Which of the following is covered under "Health Multiplier" insurance policy?
a)
Cosmetic or plastic Surgery
b)
Hazardous or Adventure sports
c)
Dental Treatments
d)
Diagnostic expenses incidental to the current diagnosis
89.
Which of the following vertical is not associated with the Meet & Greet - Mobile Application?
a)
Retail Liabilities
b)
C & I
c)
Retail Banking (Assets) Department
d)
MSME
90.
Which of the following is not to be captured in Meet and Greet Application?
a)
Business Details
b)
Questionnaire
c)
Work place picture
d)
Bank Branch place picture
91.
In which of the following activities, no officer employee shall indulge, in his individual capacity?
a)
buy or sell stocks
b)
borrow or permit any member of his family to borrow money
c)
guarantee in his private capacity the pecuniary obligations of another person
d)
accept contributions to or otherwise associate himself with the raising of any funds
92.
Who is the competent authority to grant permission to staff members to avail loans from other banks?
a)
Zonal Head
b)
Regional Head
c)
Branch Head
d)
Vertical Head
93.
If the request of a staff member for availing loan from other bank is approved by the competent authority, the loan instalments will be deducted directly from the salary of the staff.
a)
TRUE
b)
FALSE
94.
In case of Fresh/Review/RWI as well as for NPA accounts having exposure of Rs. 50 Crs and above, Economic Intelligence Bureau (CEIB) report is to be obtained by sending email to .
a)
Regional Offices
b)
Zonal officers
c)
Branch directly
d)
Nodal Officers
95.
Under Baroda Premium NRE Salary Savings Account, the Quarterly Average Balance (QAB) to be maintained is?
a)
Rs. 1000/-
b)
Rs. 5000/-
c)
Rs. 10000/-
d)
Rs. 15000/-
96.
Under Baroda Premium NRE Salary Savings Account, the FFD account will be created for a period of months.
a)
3
b)
6
c)
9
d)
12
97.
Under Baroda Premium NRE Salary Savings Account, there will be no charge for cheque book issuance If QAB is more than Lakhs.
a)
1
b)
2
c)
3
d)
5
98.
T+ days onwards, HTM menu will be restricted for usage if the Beneficial Owner (BO) details are not enriched in the eligible accounts.
a)
T+0
b)
T+1
c)
T+2
d)
T+3
99.
Who is the authorised officer in our bank to receive notices under the payment of gratuity act or rules made thereunder?
a)
Shri Girish Kumar, AGM (HRM & In-
charge of Terminal Benefits & HRCPC Dept)
b)
Shri Prakash Vir Rathi, CGM (HRM)
c)
Shri Joydeep Dutta Roy, Executive Director
d)
Shri Sanjiv Chadha, MD & CEO
100.
FCNR(B) deposit cannot be accepted in which of the following currency?
a)
GBP
b)
AUD
c)
USD
d)
YEN
101.
In how many currencies, FCNR(B) deposit can be accepted?
a)
4
b)
5
c)
6
d)
7
102.
In which of the following currencies, FCNR(B) deposit can be accepted?
a)
USD, GBP, EUR, AUD
and CAD
b)
USD, GBP, EUR, YEN
and CAD
c)
USD, GBP, EUR, YEN
and AUD
d)
USD, GBP, EUR, AUD,
CAD and YEN
103.
Which of the following is a “FIRMS portal” of RBI formed with an objective of integrating extant reporting structures of various foreign investment in India?
a)
Forex Investment and Reporting Management system
b)
Foreign Investment reporting and management system
c)
Foreign Investment reporting and monitoring system
d)
Forex Investment and replying management system
104.
For export credit related reporting purposes “SMF” was introduced by RBI subsuming all existing reports. What is SMF??
a)
Single Multilevel Form
b)
Singular Master Form
c)
Single Master Form
d)
Single Master forum
105.
The SMF form related to export credit shall be verified by AD branches on “FIRMS portal” of RBI within days based on uploaded documents.
a)
2 working
b)
3 working
c)
5 working
d)
7 working
106.
For FDI reporting requirements, forms filed by branches with delay less than or equal to years, AD banks will approve subject to payment of Late Submission Fees.
a)
1
b)
3
c)
5
d)
7
107.
What is the issuance fee of "bob World Agniveer" Rupay Card?
a)
NIL
b)
Rs. 150
c)
Rs. 250
d)
Rs. 350
108.
Number of Free ATM Transactions on other banks ATMs for bob World "Agniveer" Rupay card is?
a)
3 at metro locations 5 at other locations
b)
10 at metro locations and 20 at other locations
c)
Unlimited at any locations
d)
Unlimited at non- metro locations
109.
What is the maximum per day limit under bob World "Agniveer" Rupay card?
a)
Rs. 15000
b)
Rs. 25000
c)
Rs. 50000
d)
Rs. 100000
110.
What is the maximum per transaction limit under bob World "Agniveer" Rupay card on our ATMs?
a)
Rs. 10000
b)
Rs. 15000
c)
Rs. 50000
d)
Rs. 25000
111.
What is the maximum per transaction limit under bob World "Agniveer" Rupay card on other Banks ATMs?
a)
Rs. 10000
b)
Rs. 15000
c)
Rs. 50000
d)
Rs. 25000
112.
What is the maximum number of cash withdrawals allowed per day under bob World "Agniveer" Rupay card on other Banks ATMs?
a)
5
b)
10
c)
15
d)
20
113.
What is the maximum per day limit under POS/ECOM of bob World "Agniveer" Rupay card?
a)
Rs. 25000
b)
Rs. 100000
c)
Rs. 200000
d)
Rs. 2500000
114.
What is the maximum per transaction limit for money add transaction (NCMC i.e., prepaid wallet contactless transaction) of bob World "Agniveer" Rupay card?
a)
Rs. 500
b)
Rs. 1000
c)
Rs. 2000
d)
Rs. 2500
115.
What is the maximum per day limit for money add transaction (NCMC i.e., prepaid wallet contactless transaction) of bob World "Agniveer" Rupay card?
a)
Rs. 500
b)
Rs. 1000
c)
Rs. 2000
d)
Rs. 2500
116.
What is the maximum number of money add transaction (NCMC i.e., prepaid wallet contactless transaction) of bob World "Agniveer" Rupay card?
a)
1
b)
4
c)
5
d)
10
117.
What is the maximum balance in card (stored value) at any time under bob World "Agniveer" Rupay card?
a)
Rs. 500
b)
Rs. 1000
c)
Rs. 2000
d)
Rs. 2500
118.
What is the maximum per transaction limit for offline purchase (retail) in bob World "Agniveer" Rupay card?
a)
Rs. 200
b)
Rs. 500
c)
Rs. 1000
d)
Rs. 2000
119.
What is the maximum per transaction limit for offline purchase (transit) in bob World "Agniveer" Rupay card?
a)
Rs. 500
b)
Rs. 1000
c)
Rs. 2000
d)
Rs. 2500
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