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WorksheetsAGM 7
Total questions: 120
Worksheet time: 3600secs
Name
Class
Date
1.
Which of the following is the background colour of the cheques of OD Account
a)
Light Grey
b)
Light Orange
c)
Light Blue
d)
Light Pink
2.
Which of the following is the background colour of the cheques of CC Account
a)
Light Grey
b)
Light Orange
c)
Light Blue
d)
Light Pink
3.
Verification of Inter-SOL transaction is allowed only for
a)
BRH
b)
BH2
c)
Any Officer except Credit Officer
d)
BRH & BH2
4.
For Inter-SOL transactions above Rs 1 Lac, the powers are vested with
a)
BRH
b)
BH2
c)
Any Officer except Credit Officer
d)
BRH & BH2
5.
Which of the following is the finacle menu to freeze the debit transactions in the account ?
a)
HAFSA
b)
HAFSM
c)
HAFSD
d)
HAFTS
6.
Which of the following types of security interests are required to be filed on the CERSAI Portal according to the amended rules?
a)
Security interest in movable property by mortgage
b)
Security interest in immovable property by deposit of title deeds
c)
Security interest in intangible assets such as patents and copyrights
d)
All of the above
7.
What assets are required to be registered with CERSAI, regardless of the date of charge creation?
a)
Only immovable assets
b)
Only movable assets
c)
Both immovable and movable assets
d)
Only intangible assets
8.
Security interest in intangibles assets, being knowhow, patent, copyright, trademark, license, franchise or any other business or commercial right of similar nature are also required to be filed on the CERSAI Portal?
a)
TRUE
b)
FALSE
9.
What does CERSAI stand for?
a)
Central Registry for Security Assets and Interests
b)
Central Enforcement and Recovery of Security Assets and Interests
c)
Central Registry of Securitisation Asset Reconstruction and Security Interest of India
d)
Central Enforcement and Registration of Security Assets and Interests
10.
What is the purpose of registering security interests with CERSAI?
a)
To protect the rights of borrowers
b)
To facilitate the enforcement of security interests
c)
To provide financial assistance to borrowers
d)
To regulate the mortgage industry
11.
What is the priority given to security interest or attachment orders filed with CERSAI?
a)
Priority over subsequent security interests created on the property.
b)
Priority over government dues
c)
Priority over secured creditors
d)
Priority over all other filings
12.
As per the Chapter IV - A in the SARFAESI Act, 2002, provisions for default in filing, modifying and satisfaction of security interest (section 27) is no longer applicable.
a)
Penalty
b)
Delayed Payment
c)
Delayed filing
d)
Penal interest
13.
Attachment orders issued in favour of any person, by Courts/Tribunals are required to be filed with .
a)
DRT
b)
DRAT
c)
CERSAI
d)
High Court
14.
Creditors other than Creditors (as defined under section 2(1)zd of SARFAESI Act), in whose favour security interest is created are required to file the same with CERSAI.
a)
Unsecured
b)
Secured
c)
Trade Creditors
d)
Personal Creditors
15.
Satisfaction of charge is to be filed within
days or the same will be required to submit to Government for approval of delay condonation?
a)
30
b)
45
c)
60
d)
90
16.
As a risk mitigation measure against frauds through multiple financing on the same property/ security, Branches / Offices should take additional precautions – Select wrong option.
a)
CERSAI search / verification before disbursement to be carried out for all such cases, wherever mortgage is created I being created.
b)
CERSAI search / verification through CERSAI data base (CERSAI Portal) to be carried out at the time of annual review.
c)
A copy of search report, so obtained on each occasion, to be kept with the mortgage / loan documents carefully.
d)
CERSAI search / verification through CERSAI data base (CERSAI Portal) to be carried out at the time of Fresh sanction only.
17.
In which of the following cases registration of charge with CERSAI is not required?
a)
Motor Vehicle, Standing Crops & Livestock
b)
Secured Creditor
c)
Patent
d)
Copy Rights
18.
In case the property is mortgaged to secure more than one borrower or facility, satisfaction of charge has to be filed
.
a)
Only after all the accounts are closed.
b)
As per discretion of lender
c)
separately for all the facilities.
d)
At the end of month for the facilities closed during the month.
19.
If the online Charge satisfaction is filed after 30 days of it will be submitted to Government for approval of delay condonation.
a)
Closure of the accounts.
b)
Repayment of the dues.
c)
Initiating action under SARFAESI
d)
Filing suit in DRT.
20.
CERSAI Security interest creation Report and Security interest Modification Report is uploaded in Finacle in intervals.
a)
Weekly
b)
Fortnightly
c)
Monthly
d)
Quarterly
21.
The basic objective of setting up was to prevent frauds in loan cases involving multiple lending from different banks on the same immovable property.
a)
Central Fraud Registry
b)
Central Registry
c)
Debt Recovery Tribunal
d)
Central Fraud Repository
22.
Security interest in any under construction residential or commercial building or a part thereof by an agreement or instrument other than by mortgage required to be filed on the CERSAI Portal?
a)
FALSE
b)
TRUE
23.
Filing of security interest with CERSAI shall be deemed to constitute a from the date & time of filing with CERSAI.
a)
Recall notice
b)
Public notice
c)
Notice u/s 13(2) of SARFAESI
d)
Demand Notice
24.
shall be entitled to enforce securities under SARFAESI Act only if the security interest is filed with CERSAI?
a)
Unsecured Creditors
b)
Secured Creditors
c)
Judgement Creditors
d)
Subordinated Creditors
25.
In case of lending under consortium has to file security interest with Central Registry for the total secured amount of consortium /Joint lending along with member banks details and percentage of their share.
a)
Individual lender
b)
Leader bank
c)
As decided by the Consortium
d)
Filing of security interest is not required under Consortium lending
26.
Waiver of Tri-Partite agreement in Home loan may be allowed if Builders/Promoters/parent Company must be
having enough experience in the line of activity and had completed minimum housing projects.
a)
5
b)
10
c)
15
d)
20
e)
25
27.
Waiver of Tri-Partite agreement in Home loan may be allowed if Net worth of the builder/promoter/parent company
should be minimum of Rs. Crore and above
a)
500
b)
1000
c)
200
d)
250
e)
1500
28.
Waiver of Tri-Partite agreement in Home loan may be allowed if External Credit Rating of the main/parent company
must be and it should be live.
a)
BBB
b)
A
c)
AA
d)
AAA
e)
BBB
29.
Waiver of Tri-Partite agreement in Home loan may be allowed ifAnnual turnover of the company / parent company
is above Rs. Crores.
a)
2500
b)
2000
c)
1500
d)
1000
e)
500
30.
Authority to allow waiver of Tri-Partite agreement in housng Loan is
a)
GM(ZH)
b)
CGM(Retail Banking)
c)
ZOCC
d)
COCC-ED
e)
COCC-CGM
31.
Who will review the Builders/Promoters on
yearly basis for continuation of waiver of TPA in Home Loan.
a)
GM(ZH)
b)
CGM(Retail Banking)
c)
ZOCC
d)
COCC-ED
e)
COCC-CGM
32.
Who is the authority for deviation in any condition related to waiver in TPA Home Loan
a)
GM(ZH)
b)
CGM(Retail Banking)
c)
ZOCC
d)
COCC-ED
e)
COCC-CGM
33.
In order to encourage MDRT aspirants, so that more numbers qualify for the prestigious
programme, Insurance business shall be considered along with Life insurance
business in MDRT - 2023.
a)
Property
b)
Stock
c)
Health
d)
Accident
e)
Fire and Theft
34.
Full Form COT
a)
Court of Titan
b)
Court of the Table
c)
Court of the Top
d)
Court of Top
e)
Count of the Top
35.
Full Form TOT
a)
Top of the Table
b)
Top of Titan
c)
Topper of the Table
d)
Top of Top
e)
Topper of Table
36.
The weightage for Traditional and GCL Regular products under MDRT 2023 programme
a)
1
b)
0.75
c)
0.5
d)
0.25
e)
0.1
37.
The weightage for ULIP products under MDRT 2023 programme
a)
1
b)
0.75
c)
0.5
d)
0.25
e)
0.1
38.
The weightage for single premium products under MDRT 2023 programme
a)
0.5
b)
0.25
c)
0.1
d)
0.06
e)
0.05
39.
The weightage for Health products other than GMC under MDRT 2023 programme
a)
1
b)
0.5
c)
0.75
d)
0.25
e)
0.1
40.
The business canvassed between 1st Jan'23 to 31st Dec'23 and issued on or before
Jan'24 under the corresponding IRDAI license code will be considered in MDRT program,
a)
5th
b)
15th
c)
10th
d)
7th
e)
3rd
41.
COT and TOT qualification Target will be and respectively of quarterly production business as per MDRT Step Program and same can be achieved by 31st December'23.
a)
3x and 6x
b)
2x and 4x
c)
2x and 3x
d)
3x and 5x
e)
4x and 5x
42.
has been authorized for permitting Semi Urban & Rural
branches to open RERA Current Account on case to case basis on specific recommendation of Zones.
a)
COCC-ED
b)
ZOCC
c)
CGM - Retail Liabilities
d)
COCC-CGM
e)
GM-ZH
43.
Special Menu option has been made available to the branches for
entering the Automated Fund Transfer at the Day End (EOD) for available balance in Baroda RERA Collection Account to other operative account.
a)
RERATF
b)
RERTXN
c)
RERATXN
d)
RERAFT
e)
RERATM
44.
Branch need to open RERA Accounts with Same CIF ID
a)
2
b)
1
c)
3
d)
4
e)
5
45.
RERA Account to be opened in Scheme Code for Collection purpose.
a)
CA133
b)
CA134
c)
CA135
d)
CA136
e)
CA131
46.
RERA Account to be opened in Scheme Code for Project expenses purpose.
a)
CA133
b)
CA134
c)
CA135
d)
CA136
e)
CA131
47.
RERA Account to be opened in Scheme Code for operative/transaction purpose.
a)
CA133
b)
CA134
c)
CA135
d)
CA136
e)
CA131
48.
Menu for interest subvention Report
a)
SUBVENTN
b)
SUBINT
c)
SUBVENTX N
d)
SUBTXN
e)
INTSUBVEN
49.
In which certificate, Claim for 1.50 % Interest Subvention on short term crop loans disbursed during the current financial Year i.e. 01.04.2022 to 31.03.2023-Regular claim to be entered.
a)
CERTIFICAT E-12
b)
CERTIFICAT E-11
c)
CERTIFICAT E-10
d)
CERTIFICAT E-9
e)
CERTIFICAT E-8
50.
In which Certificate,Claim for 1.50% Interest Subvention– Additional Claims for short term crop loans loans disbursed during 01.04.2021 to 31.03.2022 but continued beyond 31.03.2022 to be entered
a)
CERTIFICAT E-12
b)
CERTIFICAT E-11
c)
CERTIFICAT E-10
d)
CERTIFICAT E-9
e)
CERTIFICAT E-8
51.
In which Certificate, One time claim for 3% Incentive for Prompt Repayment to farmers for short term crop loans disbursed during 01.04.2021 to 31.03.2022 to be entered.
a)
CERTIFICAT E-12
b)
CERTIFICAT E-11
c)
CERTIFICAT E-10
d)
CERTIFICAT E-9
e)
CERTIFICAT E-8
52.
Interest subvention @1.50% for is to be provided on a maximum of Rs lakh on working capital limits sanctioned to farmers involved in animal husbandry, dairy, fisheries, bee keeping etc.
a)
5
b)
4
c)
3
d)
2
e)
1
53.
What is prompt payment incentive to farmer for short term Crop Loan
a)
0.015
b)
0.03
c)
0.04
d)
0.05
e)
0.02
54.
The interest subvention and prompt repayment incentive benefit on short term loan (i.e. crop loan+ working capital loan for animal husbandry(including dairy), fisheries, bee keeping) will be available only on an overall limit of Rs lakh per annum.
a)
5
b)
4
c)
3
d)
2
e)
1
55.
What is the menu for
Cash Remittance between Branches/Currency Chests
a)
CASHTXN
b)
CASHREM
c)
CASHTM
d)
CASHTF
e)
CASH
56.
EOD
check for remitting branch is placed on days basis, in case entry is not responded for cash remittance.
a)
T+2
b)
T+1
c)
Realtime
d)
T+3
e)
No EOD
Check facility
57.
Who will authorize If, Cash Van is not available and the branch wants to remit cash by
private/hired vehicle.
a)
Currency Chest
b)
Branch Head
c)
ZO
d)
DZH
e)
RO
58.
Requests raised by branches will be escalated to RO for authorization If, Remittance amount exceeds Rs. Lacs.
a)
20
b)
25
c)
30
d)
50
e)
100
59.
As per the outcomes of the latest ‘Voice of Barodians-2023’ survey, the overall employee engagement score for the Bank stood at …….% .
a)
80
b)
78
c)
75
d)
77
e)
76
60.
Bank has to pay provisional interest ……. % p.a. on Provident Fund Balance and
charge % p.a. on PF Refundable Withdrawals to the members of PF Trust for the
FY 2023-24.
a)
7, 8
b)
7, 8
c)
8, 9
d)
6, 7
e)
7.50, 8.50
61.
Maximum Limit of lakhs for Loans against Pledge/hypothecation of
agricultural produce (including warehouse receipts) for a period not exceeding 12 months against WRs/eNWRs and up to lakhs against warehouse receipts other
than NWRs/eNWRs.
a)
75, 50
b)
100, 50
c)
80, 50
d)
100, 75
e)
75, 25
62.
Financing against Warehouse / Storage receipts of Agriculture Produce Farmers/ Group of farmers . Min margin sitpualed in the scheme is ….
a)
0.3
b)
0.25
c)
0.2
d)
0.1
e)
0.15
63.
Financing against Warehouse / Storage receipts of Agriculture Produce Farmers/ Group of farmers . Stock Inspection to be carried out on …. Basis
a)
Quarterly
b)
Half Yearly
c)
Yearly
d)
Bimonthly
e)
Monthly
64.
Financing against Warehouse / Storage receipts of Agriculture Produce Farmers / Group of farmers . Processing charges for loan limit of Rs 60 lacs will be
a)
1500 + GST
b)
2000 + GST
c)
2500 + GST
d)
10000 + GST
e)
5000 + GST
65.
Financing against Warehouse / Storage receipts of Agriculture Produce Farmers / Group of farmers . The benefit of interest subvention to small and marginal farmers for short term loans for agriculture and allied activities availed through BKCC will be available on an overall limit of RS lakhs
a)
2
b)
1
c)
3
d)
2.5
e)
1.5
66.
For financing under WHR scheme, warehouse should be located within 25 kms from financing branch. is authorized to give deviation on case to case basis if the
warehouse location is more than 25kms from the financing branch
a)
RH
b)
ZH
c)
GM RURAL AGRI
d)
CGM RURAL AGRI
e)
NGDM
67.
Financing against Warehouse / Storage receipts of Agriculture Produce to Existing Food & Agro processing units availing credit facilities with our Bank, Borrower must have a Banking history of minimum of ...... years and the financials must be progressive and it should be a profit making firm with positive net worth.
a)
3
b)
2
c)
4
d)
5
e)
1.5
68.
Financing against Warehouse / Storage receipts of Agriculture Produce to Existing Food & Agro processing units availing credit facilities with our Bank, All the loans under this scheme must be processed through SMELF/ RO/ZO within their DLP. RMCC headed by AGM will sanction upto ... cr
a)
10
b)
5
c)
6
d)
3
e)
8
69.
Menu option for updating the date of execution of new locker rent agreement .
a)
HCCA
b)
HLKCM
c)
HLKKM
d)
HLKRNW
e)
HLKAGREE
70.
Menu option for enquiring the details of new Locker number by entering old locker number
a)
HCCA
b)
HLKCM
c)
HLKKM
d)
HLKRNW
e)
HLKRBKO
71.
Menu option for entering break open details of Lockers in system
a)
HCCA
b)
HLKCM
c)
HLKKM
d)
HLKRNW
e)
HLKRBKO
72.
Premium amount to be paid by the customer if enrolled in April under PMJJBY scheme
a)
114
b)
228
c)
436
d)
330
e)
342
73.
Saturation Campaign of DFS for Sourcing of PMJJBY & PMSBY - During this campaign period, enrolment forms are to be collected from 01 st April 2023 onwards and arrange to debit premium from ….
a)
01 st June
2023
b)
01 st April
2023
c)
01 st May
2023
d)
15th April 2023
e)
30th April 2023
74.
Saturation Campaign of DFS for Sourcing of PMJJBY & PMSBY - From 01 st April 2023 to 30th June 2023 at ……. level covering all districts of the country
a)
Taluka Level
b)
Gram Panchayat
c)
Block Level
d)
Distt Level
e)
Pargana Level
75.
Saturation Campaign of DFS for Sourcing of PMJJBY & PMSBY - Our Bank has been given fresh enrolments target of …. lakhs under PMJJBY and lakhs
under PMSBY
a)
50, 150
b)
60, 125
c)
66, 175
d)
50, 120
e)
75, 200
76.
Saturation Campaign of DFS for Sourcing of PMJJBY & PMSBY - The campaigns will be coordinated by under the overall guidance and directions of the
District Collector.
a)
SDM
b)
ADM
c)
LDM
d)
DGM of that Zone
e)
BH having branch in the panchayat
77.
Saturation Campaign of DFS for Sourcing of PMJJBY & PMSBY - The Best performing 3 Banks and …. Bank Branches would be suitably awarded.
a)
5
b)
10
c)
3
d)
6
e)
25
78.
To accomplish timely completion of the KYC and Locker related data enrichment, Bank has decided to include these two areas as part of ……. exercise
a)
DQMT
b)
CERMO NXT
c)
ZERO TOLERANCE AREAS
d)
CEMU
e)
OCRMS
79.
The competent authority for any addition / deletion in the list of both indoor and outdoor categories of sports shall be…..
a)
CGM (In
Charge of HR)
b)
Executive Director (In Charge of HR)
c)
GM (In
Charge of HR)
d)
GM (In
Charge of Facility Management
)
e)
Executive Director (In Charge of Facility Management
)
80.
The Bank shall promote the different disciplines of individual / team games / sports for all employees under both indoor and outdoor categories and
thereby also constitute Bank’s teams with active sportspersons in each of these disciplines from the Bank or
hired on retainership basis. Select the odd one.
a)
Carrom Board
b)
Kabaddi
c)
Cricket
d)
Football
e)
Basketball
81.
BANK OF BARODA SPORTS POLICY 2023 - For the recruiment of sports person in JMG'/S1 cadre candidate, probation period is … for officers.
a)
1 yr
b)
2 yrs
c)
6 months
d)
1.5 years
e)
3 yrs
82.
An employee of the Bank in sub-staff, clerical and officers’ cadre up to MMG Scale-III, if recruited as a sportsperson, shall be considered for maximum .....
out of turn promotion in their entire career to the next grade/ scale/ cadre if they represents the country as a member of the team in any of the sports events
a)
5
b)
4
c)
3
d)
2
e)
1
83.
BANK OF BARODA SPORTS POLICY 2023 - The number of sportspersons recruited outside the normal recruitment channel should not be more than
…..% of the normal recruitment.
a)
5
b)
4
c)
3
d)
2
e)
1
84.
BANK OF BARODA SPORTS POLICY 2023 -Representing the Bank’s team at local/ State/ National level is mandatory for all
sportspersons recruited under sports quota. Active Sportspersons as a part of their KRAs, shall be required to conduct coaching sessions every year days
for those who have participated in international tournaments and events during the year
a)
15
b)
21
c)
30
d)
45
e)
60
85.
BANK OF BARODA SPORTS POLICY 2023 - The active sportspersons in all Cadre will be eligible for diet allowance of Rs… per month & out of pocket
expenses to be paid a sum of Rs… per month for all locations.
a)
5000, 1500
b)
5000, 2500
c)
2500, 1000
d)
5000, 3000
e)
2000, 1000
86.
BANK OF BARODA SPORTS POLICY 2023 - Existing employees of the bank will be eligible for Special leave upto the ……. maximum of days in a calendar year to serve as Coaches/Umpire/ Referee/ Selector/Official
a)
30
b)
60
c)
90
d)
100
e)
75
87.
BANK OF BARODA SPORTS POLICY 2023 - KRAs for active sportspersons in annual appraisal i.e. GEMS / PASAS based on their
performance in their respective sports and the Bank Branch / Office operations has been defined in the ratio of ……..
a)
45/55
b)
60/40
c)
40/60
d)
75/25
e)
30/70
88.
BANK OF BARODA SPORTS POLICY 2023 - Sportsperson representing India at International level but not attaining WINNER or RUNNER UP will be presented by cash award for……..
a)
50000
b)
200000
c)
100000
d)
75000
e)
70000
89.
Our bank's TAT for Gold Loan is on an avg…… minutues
a)
30
b)
45
c)
20
d)
15
e)
10
90.
GLOAN menu has been introduced to reduce TAT in Gold Loans and to have uniform compliance in processing of Gold Loans. Select the odd one.
a)
GLDRTM
entry and authorization
b)
Loan account opening and authorization
c)
Auto enrichment of HBAIM
security details for Loan account
d)
Loan ac modification
e)
Collection of processing Charges with GST
91.
Advance against gold ornaments we accept specially minted gold coins sold by the Bank. In such cases, it shall be ensured that the weight of the coin(s) does not exceed …. grams per customer.
a)
100
b)
250
c)
50
d)
150
e)
75
92.
In case the BG invocation is determined to be invalid, the same should be communicated by the concerned branch to the beneficiary, duly mentioning the reasons for nonpayment, within a maximum period of …….
a)
15 working days
b)
10 working days
c)
14 working days
d)
5 working days
e)
7 working days
93.
Final approval for opening of the new internal office account may be given by the authority above the rank of ….
a)
Chief General Manager
b)
General Manager
c)
Dy General Manager
d)
Asstt. General Manager
e)
None of these
94.
Requirement for opening an office account is to be submitted furnishing all the details by the Heads only, to the Corporate Accounts & Taxation
Department
a)
Zonal Heads
b)
Dy Zonal Heads
c)
Regional Heads
d)
Vertical Heads
e)
None of these
95.
In 14 digit CBS ac number 5th and 6th digit indicates( In case of Internal Office Account )
a)
Type of the
b)
Currency
c)
BACID
d)
GL SUBHEAD CODE
e)
PL CODE
96.
In 14 digit CBS ac number last 8 digits can be divided into two parts in which first five digits indicates ( In case of Internal Office Account )
a)
Type of the
b)
Currency
c)
BACID
d)
GL SUBHEAD CODE
e)
PL CODE
97.
Office accounts opened under the scheme type OAP & OSP are pointing in nature and facilitation is made in the system for generating ageing report through ….. for any particular branch.
a)
MSGOIRP
b)
HCLPCA
c)
HACLPOA
d)
HACLINQ
e)
HMSGOIRP
98.
…. Of the Bank to be the final approval authority for modifications in the Office Accounts
a)
CRO
b)
CVO
c)
CFO
d)
GM IT
e)
GM ACCOUNTS
99.
Bank has established for centralised monitoring of all Internal Office
Accounts.
a)
CTMU
b)
CEMU
c)
CIAD
d)
CMU
e)
CDU
100.
In NOSTRO AC, provision should be made for outstanding debit balance of ….. years and above as required by RBI
a)
2
b)
3
c)
5
d)
8
e)
10
101.
In closing return ….., statement of claims against the bank not acknowledged as debt, Provision is being made where claim against the Bank is lodged.
a)
3
b)
7
c)
8
d)
11
e)
4
102.
Branches are preparing Return – 23 for Suggesting provision on Internal Office Account ON …… BASIS
a)
Quarterly
b)
Half Yearly
c)
Yearly
d)
Bimonthly
e)
Monthly
103.
For identification of beneficial owner, threshold for controlling ownership interest for trust has been revised to
a)
20%
b)
15%
c)
0.1
d)
5%
e)
Not Changed i.e 25% only
104.
As per revised guidelines under EDD non face to face customers would be classified under risk
a)
Low Risk
b)
Medium Risk
c)
High Risk
d)
Depends upon Income criteria
e)
Depends upon KYC Submitted
105.
In MTSS , T Stands for
a)
Transfer
b)
Telegraphic
c)
Technical
d)
Terrorist
e)
Telephonic
106.
To be eligible for overdraft of Rs 5000 for verified women SHG members , The woman member of SHG must have operative account under which scheme code ?
a)
SB124
b)
SB127
c)
SB130
d)
SB150
e)
ALL OF THE ABOVE
107.
Sanction period for Scheme for Overdraft of Rs 5000 for verified women SHG members is
a)
12 Months
b)
36 Months
c)
60 Months
d)
18Months
e)
120 Months
108.
which of the following is incorrect, when customers requests for account transfer
a)
Debit card should not be taken back
b)
Internet Banking to Continue
c)
Mobile banking to conitue
d)
Cheque book to continue
e)
Same account number to continue
109.
Who is competent authority in case CC limit is transferred within Zone to another region
a)
Regional Head of Incoming Zone
b)
Regional Head of outgoing Zone
c)
Zonal Head
d)
Functional Head
e)
Executive Director
110.
As per revised Concession what processing charges are applicable for Baroda Top up loan ( Digital Journey)
a)
0.0035
b)
0.005
c)
0.01
d)
Rs 1500+GST
e)
Rs 3500+GST
111.
In recent tie up for SB 186 with UP police Personal accidental death cover when off duty is
a)
Rs 50 Lac
b)
Rs 60 Lac
c)
Rs 75 Lac
d)
Rs 80 Lac
e)
Rs 100 Lac
112.
In a GPA ( Group personal accident ) for All employees and Directors, Insurance coverage for BA & Officers upto Scale III is …............ & …........
Respectively.
a)
25 & 40 Lac
b)
25 & 30 Lac
c)
20 & 30 Lac
d)
25 & 50 Lac
e)
Nil & 25 Lac
113.
What is claim intimation period for GPA for All employees and Directors in case of death
a)
24 Hours
b)
7 Days
c)
3 Days
d)
15 Days
e)
48 Hours
114.
Amount of Risk covered in case of Loss of key as per Banker's indemnity policy
a)
10 Lacs
b)
20 Lacs
c)
5 Lac
d)
2 Lac
e)
0.50 Lac
115.
What is Contact center number for NRI Customers & timings outside India calls
a)
18001025700 & 6
am to 10 pm
b)
1800 5700 &
24Hrs 365 days
c)
079-66296629
& 24Hrs 365 days
d)
18002581111 &
24Hrs 365 days
e)
8468001111 & 8
to 8 pm
116.
Any lead by DSTs which is not submitted through Lead Force App will not be considered for calculating pay-out to DSTs w.e.f.
a)
2023-05-01 00:00:00
b)
2023-07-01 00:00:00
c)
2023-06-15 00:00:00
d)
2023-06-01 00:00:00
e)
2023-09-30 00:00:00
117.
Access of Lead Force App given to DSTs gives benefits as
a)
Real time capturing of leads.
Leads can be sourced anywhere, anytime.
b)
Better MIS for monitoring performance of DSEs.
c)
Customer can check the status of application
d)
Reduces work load of processing cell / branches.
e)
OPTION a,b,d
118.
Recently Legal department has introduced modifications in vol-9 Book of Instructions for revised/ newly drafted standard documents for credit facilities. As per
revised guidelines documents are divided into parts
a)
single
b)
statewise
c)
zonewise
d)
mahasthara and rest of india
e)
State and union territory
119.
Recently branches of four states namely – Delhi, Rajasthan, Uttar Pradesh and Odisha which are rolled out in BarodaINSTA authorised to issue Inland Bank Guarantee
with automated e-stamping instead of physical stamping with effect from
a)
2023-06-01 00:00:00
b)
2023-07-01 00:00:00
c)
2023-06-15 00:00:00
d)
2023-09-01 00:00:00
e)
2023-07-01 00:00:00
120.
Bank has already started issuance of Inland BG with Automated e-Stamping for the branches rolled out in
a)
LLPS
b)
BarodaINSTA
c)
Barodatab
d)
BCMS
e)
FOREX BACK OFFICE
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