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Worksheetsagm11
Total questions: 120
Worksheet time: 3600secs
Name
Class
Date
1.
CIBIL Score required to avail best ROI in Baroda Auto Loan for Purchase of Car
a)
770 & Above
b)
800 & Above
c)
771 & Above
d)
799 & Above
e)
775 & Above
2.
100% on road finance is available for which passenger car
a)
Honda City
b)
Fortuner
c)
Breeza
d)
Celtos
e)
Mahindra XUV
3.
Minimum CIBIL Score for availing 100% on road finance of passenger car
a)
770
b)
800
c)
726
d)
799
e)
775
4.
Processing Charges in Baroda Auto Loan for New Customer
a)
Rs. 1500 + GST
b)
Rs. 500 + GST
c)
Rs. 1000 + GST
d)
Rs. 2000 +GST
e)
NIL
5.
Processing Charges in Baroda Auto Loan for existing customers is NIL with which of the following condition
a)
QAB of Rs.
25000
b)
QAB of Rs.
20000
c)
QAB of Rs.
30000
d)
QAB of Rs.
50000
e)
QAB of Rs.
30000
6.
100% on road finance is not available for which passenger car
a)
Baleno
b)
Creta
c)
Nexon
d)
Fronx
e)
Honda City
7.
If 50% or more Liquid security is offered, ROI concession given in Auto loan is
a)
0.005
b)
0.0025
c)
0.0035
d)
0.0055
e)
0.0015
8.
For Electric Vehicle concession offered is
a)
0.005
b)
0.0025
c)
0.0035
d)
0.0055
e)
0.0015
9.
Concession in ROI for Four Wheeler for Braoda Family Account customer (QAB of Rs. 2.00 Lacs and above)/Radiance Customers, Salary Account having monthlty salary of 50000
a)
0.002
b)
0.0025
c)
0.0015
d)
0.001
e)
NIL
10.
CIBIL Bracket for which concession is available in ROI in Personal Loan
a)
701 & Above
b)
726 & Above
c)
751 & Above
d)
771 & Above
e)
800 & Above
11.
For which Category customer who migrated to BOB processing fee is refundable in Personal Loan
a)
Diamond
b)
Gold
c)
Silver
d)
Platinum
e)
Bronze
12.
Refundable processing fee customers who migrate their salary account to our Bank within time
a)
6 Months
b)
12 Months
c)
3 Months
d)
2 Months
e)
1 Month
13.
Concession in ROI to students of premier Institutions subject to minimum applicable under respective scheme for Baroda Student Saving account opened during the campaign period
a)
50 basis
b)
25 basis
c)
15 basis
d)
10 basis
e)
5 basis
14.
Under Baroda Top Up loan, upfront charges for completion of journey through Digital channel
a)
8500 + GST
b)
7500 + GST
c)
5000 + GST
d)
3500 + GST
e)
2500 + GST
15.
Under Baroda Top Up loan, upfront charges for For lead sourced through Non-Digital hannel / incomplete digital journey
a)
8500 + GST
b)
7500 + GST
c)
5000 + GST
d)
3500 + GST
e)
2500 + GST
16.
ROI in Baroda Car Loan (For Purchase of New Car - Floating ROI) for CIBIL '-1' & GMI 40000 & Above
a)
0.108
b)
0.093
c)
0.098
d)
0.091
e)
0.0955
17.
ROI in Baroda Car Loan (For Purchase of New Car - Fixed ROI) for CIBIL '-1' & GMI less than 40000
a)
0.0925
b)
0.095
c)
0.104
d)
0.111
e)
0.09
18.
ROI for customers having account relationship with ether Bank for minimum - 6-months (i.e. for Group A) & CIBIL less than 701
a)
0.149
b)
0.159
c)
0.169
d)
0.1815
e)
0.179
19.
IMEs stands for
a)
Indian Micro Enterprises
b)
Informal Micro Enterprises
c)
Indigenous Micro Enterprises
d)
Institute of Micro Enterprises
20.
Under SB182 how many categories of civil servants are eligible?
a)
4
b)
5
c)
3
d)
6
21.
QAB under SB182 is Rs
a)
10000
b)
3000
c)
100000
d)
Nil
22.
Which variant of Debit Card is given for SB182 customer free of cost?
a)
Rupay Platinum
b)
Visa Platinum
c)
BoBWorld Opulence
d)
Dronocharya Card
23.
Maximum Exposure Cap Under TReDS platform is crores
a)
1000
b)
500
c)
250
d)
2000
24.
TReDS stands for
a)
Trade Receivable Discounting System
b)
Trade Recovery Discounting System
c)
Treasury Receivable Discounting System
d)
None of the Above
25.
TReDS registration is mandatory for corporates having turnover of more than crores
a)
1000
b)
500
c)
250
d)
2000
26.
Administrative Enforcement of Staff Accountablity Scheme is applicable
W.E.F
a)
2023-01-08 00:00:00
b)
2023-01-10 00:00:00
c)
2024-01-01 00:00:00
d)
2024-01-04 00:00:00
27.
How many pillars are there in Administrative Enforcement of Staff Accountablity Scheme
a)
2
b)
3
c)
5
d)
2
28.
How many types of flag points are there as per Administrative Enforcement of Staff Accountablity Scheme
a)
3
b)
2
c)
4
d)
5
29.
Low Risk Area will contribute Red Flag Points
a)
1
b)
3
c)
5
d)
10
30.
High Risk Area will contribute Red Flag Points
a)
1
b)
3
c)
5
d)
10
31.
Medium Risk Area will contribute Red Flag Points
a)
1
b)
3
c)
5
d)
10
32.
Employee will be put on watchlist after acumulation of Red Flag Points
a)
20
b)
25
c)
30
d)
50
33.
Disciplinary Action will be initiated after acumulation of Red Flag Points
a)
20
b)
25
c)
30
d)
60
34.
Which of the following parameters are NOT linked to other HR aspects under Red Flag
a)
Inclusion in BIO Data Profile
b)
Linkage with Promotion
c)
Placement in Sensitive Position
d)
Transfer Policy
35.
Appeal raised under administrative Enforcement of Staff Accountability of Branch Staff will be decided by
a)
Deputy Zonal Head
b)
Zonal Head
c)
GM HR
d)
Regional Head
36.
Appeal raised under administrative Enforcement of Staff Accountability of Zonal Office Staff will be decided by
a)
Deputy Zonal Head
b)
Zonal Head
c)
GM HR
d)
CGM HR
37.
Appeal raised under administrative Enforcement of Staff Accountability of Corporate Office Staff will be decided by
a)
Deputy Zonal Head
b)
Zonal Head
c)
GM HR
d)
CGM and CGCO/ DGM Compliance
38.
Timeline for appeal under administrative Enforcement of Staff Accountability scheme is calander days from the date of award
a)
15
b)
30
c)
45
d)
60
39.
Timeline for resolution of appeal under administrative Enforcement of Staff Accountability scheme is days from the date of appeal
a)
15
b)
30
c)
45
d)
60
40.
Red/ White Flag data provided by Regions should be signed by
a)
RM/DRM
b)
Deputy Zonal Head
c)
Zonal Head
d)
Zonal Compliance Officer
41.
Red/ White Flag data provided by Zone should be signed by
a)
ED
b)
DZM/ZM
c)
CGCO
d)
Zonal Compliance Officer
42.
Red/ White Flag data provided by Vertical Heads at BCC should be signed by
a)
ED
b)
DZM/ZM
c)
CGCO
d)
Respective Departmental Head
43.
How many Red flag parameters are available in Administrative Enforcement of Accountability Scheme
a)
89
b)
69
c)
59
d)
59
44.
How many White Flag parameters are available in Administrative Enforcement of Accountability Scheme
a)
89
b)
39
c)
59
d)
59
45.
Threshold of Waiver of Legal Action under CGTMSE is Rs lacs
a)
500000
b)
1000000
c)
2000000
d)
1500000
46.
Cooling period for Mobile number seeding in accounts where no Mobile number is available is hours
a)
48
b)
24
c)
12
d)
72
47.
As per Social Media Policy whether Bank staff should post internal circular on social media platform?
a)
Yes
b)
No
c)
May be
d)
For few circulars
48.
Eligibility criteria for Staff Welfare Fund - Scheme for Scholarship to the Children of Staff Members for the
year 2023-24 is-
a)
Confirmed Employees in service of the Bank as on 31st July 2023
b)
Confirmed Employees in service of the Bank as on 31st June 2023
c)
Confirmed Employees in service of the Bank as on 31st March 2023
d)
Confirmed Employees in service of the Bank as on 31st April 2023
49.
Under Staff Welfare Fund-Scheme for scholorship number of applications can be made for maximum of how many children?
a)
1
b)
2
c)
3
d)
4
50.
Under Staff Welfare Fund-Scheme for scholorship Amount of each scholorship for Post Graduate Education is-
a)
Rs 2000/-
b)
Rs 4000/-
c)
Rs. 6000/-
d)
Rs 8000/-
51.
Under Staff Welfare Fund-Scheme for scholorship which course of Post Graduate are not included in the approved List under the Scheme
a)
M.A.
b)
M. Com.
c)
M. Sc.
d)
All OF THE ABOVE NOT INCLUDED
52.
"Video Re-KYC" will be rolled out w.e.f.
a)
31.07.2023.
b)
31.04.2023.
c)
31.06.2023.
d)
31.08.2023.
53.
"Video Re-KYC" functionality will be available to customers where
Re-KYC is due
a)
Individual resident
b)
Non Individual resident
c)
Non Resident Individual
d)
All
54.
For "Video Re-KYC" Video Session available timing on all working days
a)
10AM to 6 PM
b)
9 AM to 6 PM
c)
10AM to 7 PM
d)
9 AM to 7 PM
55.
URN stands for
a)
UniquE request number
b)
Unique Reference Number
c)
Unique Resolution Number
d)
None
56.
Validity of Unique Reference number (URN) is -
a)
1 day
b)
2 days
c)
3 days
d)
4 days
57.
For Video Re-KYC, in case of rejection/non-completion of journey within T+3 days, Customer can start afresh on
a)
T+3 days
b)
T+4 days
c)
T+5 days
d)
T+6 days
58.
In Digital Auto Loan journey Field Inspection to be carried out by-
a)
Branch Officer
b)
CPV
c)
Both
d)
Branch officer or arrange to conduct through empanelled FI (CPV) agencies or arrange to conduct through empanelled FI (CPV) agencies
59.
Minimum Loan amount for Pre Approved Auto Loan
a)
Rs 1 Lac
b)
Rs. 2 Lac
c)
Rs.5 lac
d)
None
60.
Maximum Loan amount for Pre Approved Auto Loan
a)
Rs 10 lac
b)
Rs 15 Lac
c)
Rs 20 Lac
d)
Rs 50 Lac
61.
Digital Auto Loan can be availed by customer through-
a)
Self Service Journey
b)
Dealer Assisted Journey
c)
Bank Officer Assisted Journey
d)
Anyone
62.
For Digital Auto Loan journey , the credit assessment is done basis pre- defined score card /Business Rule Engine (BRE).Application will be rejected if customer score is less than-
a)
50
b)
55
c)
60
d)
65
63.
What is the name of Bank's Green Initiatives Theme & Logo .
a)
Invest in nature
b)
KTLYST
c)
Baroda Chintan
d)
Baroda Earth
64.
On the occasion of Bank of Baroda's 116th Foundation Day "Baroda Earth" and its new logo was unveiled with the tagline-
a)
'Banking for a Greener Planet'.
b)
"Banking with Greener Planet"
c)
"Greener Planet for Banking"
d)
None of the above
65.
Authum Investment and Infrastructure Ltd. is empanneled by our Bank as-
a)
Corporated DSA for Home Loan
b)
Corporate DSA for Car Loan
c)
Recovery Agent
d)
None of the above
66.
Branches are no longer required to take earmarking confirmation from Global Mid office and can view the details of sanctioned limit, utilized limit and available limit through FR limit maintenance tab in
a)
Bob World
b)
Bob World Internet
c)
Baroda Insta
d)
None of the above
67.
Advantages of automation in Baroda Insta is/are-
a)
Reduction in processing time
b)
Removal of manual intervention
c)
Enables faster decision making
d)
All of the above
68.
In NRI customer's bob world internet Retail OTP will be delivered in-
a)
E-mail
b)
SMS
c)
Both
d)
None
69.
In residen indian customer's bob world internet Retail OTP will be delivered in-
a)
E-mail
b)
SMS
c)
Both
d)
None
70.
In bob world internet corporate OTP will be delivered in-
a)
E-mail
b)
SMS
c)
Both
d)
None
71.
Branch has to invoke which menu option to change the Non-Callable scheme code to corresponding Callable scheme code?
a)
HACXFRSC
b)
HBAIM
c)
HACM
d)
None of the above
72.
HL Lead ke Superstar Campagin period
a)
26.09.2023 to
31.03.2023
b)
26.09.2023 to
31.12.2023
c)
26.09.2023 to
25.12.2023
d)
26.09.2023 to
30.11.2023
e)
26.09.2023 to
31.10.2023
73.
Who can participate in the campaign HL Lead ke Superstar
a)
DST
b)
DSA
c)
BOB Staff
d)
Only DST & DSA
e)
All of the Above
74.
What is the minimum HL loan amount required to get qualify in the campaign
a)
25 Lakhs
b)
5 Lakhs
c)
15 Lakhs
d)
20 Lakhs
e)
10 Lakhs
75.
Number of Home loans to canvass for qualifying in the campaign
a)
2 Loans
b)
5 Loans
c)
1 Loan
d)
3 Loans
e)
No such criteria
76.
Title given to the employee canvassing 6 HLs
a)
Home Loan Stars
b)
Home Loan Superstars
c)
HL ke Superstar
d)
Home Loan Rising Stars
e)
HL Rising Stars
77.
Title given to the employee canvassing 10 HLs
a)
Home Loan Stars
b)
Home Loan Superstars
c)
HL ke Superstar
d)
Home Loan Rising Stars
e)
HL Rising Stars
78.
Top 30 employees canvassing minimum 15 HLs will be given the title
a)
Home Loan Stars
b)
Home Loan Superstars
c)
HL ke Superstar
d)
Home Loan Rising Stars
e)
HL Rising Stars
79.
To whom it is suggested to contact during the campaign period
a)
ETB Customers
b)
NTB Customers
c)
Walk in Customers
d)
All of these
e)
None of these
80.
Certificate of Appreciation will be given by to the employee canvassing 6 HLs
a)
Respective Zonal Head
b)
Respective Regional Head
c)
Head Mortgages & Other Retail Assets
d)
Executive Director
e)
Respective Branch Head
81.
Certificate of Appreciation will be given by to the employee canvassing 10 HLs
a)
Respective Zonal Head
b)
Respective Regional Head
c)
Head Mortgages & Other Retail Assets
d)
Executive Director
e)
Respective Branch Head
82.
Certificate of Appreciation will be given by to top 30
employees canvassing minimum 15 HLs
a)
Respective Zonal Head
b)
Respective Regional Head
c)
Head Mortgages & Other Retail Assets
d)
Executive Director
e)
Respective Branch Head
83.
In LLPS employee details to be entered in tab
a)
Employee details tab
b)
Lead Capture tab
c)
Lead Details tab
d)
Loan Details tab
e)
Applicant Details tab
84.
to be selected in 'Source by Channel'
a)
Marketed by
b)
Managed by
c)
Marketing by
d)
Managing by
e)
Branch
85.
to be selected in 'Source by Search Criteria'
a)
Employee (Name wise)
b)
Employee (Branch wise)
c)
Employee (Region wise)
d)
Employee (EC number wise)
e)
Employee (Employee Wise)
86.
to be entered in 'Source by Search Term'
a)
Name
b)
EC Number
c)
Designation
d)
Branch
e)
Region
87.
will be specially felicitated with maximum award winner employees
a)
Top 3 Zones
b)
Top 5 NDGMs
c)
Top 3 ZMMs
d)
Top 15 Regions
e)
All of the Above
88.
In 'Sourced by' option, will be available in drop down list
a)
Mobile Number of employee
b)
E C number of employee
c)
Branch of the employee
d)
Name of the employee
e)
Region of the employee
89.
to be selected from the drop down list in 'Lead converted by'
a)
BFSL
b)
DSA
c)
DST
d)
Employee
e)
None of these
90.
Employee qualifying will be given a along with Certificate of Appreciation
a)
Badge
b)
Cap
c)
Tshirt
d)
Tie
e)
Only Certificate
91.
The Campaign is based on the premise that every should participate in this campaign
a)
Officer
b)
Staff
c)
Business Associate
d)
Swach Sahayak
e)
Customer
92.
Hindi, written in Devnagari Script was adopted as the Official Language of the Union by the Constituent Assembly on
a)
14th September, 1947
b)
14th September, 1949
c)
4th September, 1947
d)
4th September, 1949
93.
IFLIC has recently launched Plan to provide a regular
income till the end of the policy term
a)
BRONZE
b)
SILVER
c)
GOLD
d)
DIAMOND
94.
Three Income Options in IFLIC GOLD Topup Plan are
a)
Immediate Income, Intermediate Income and Deferred Income Options
b)
Instant Income, Intermediate Income and Deferred Income Options
c)
Immediate Income, Intervening Income and Deferred Income Options
d)
Immediate Income, Intermediate Income and Suspended Income Options
95.
Which is not the Salient Features of the IFLIC GOLD Top-up Plan
a)
Guaranteed Long Term Income
b)
Protection even if miss one premium
c)
'Save the Date' feature
d)
Enhanced Benefit for Minor
96.
Minimum Age at Maturity for IFLIC GOLD Top-up Plan
a)
20 Years
b)
25 Years
c)
30 Years
d)
35 Years
97.
Maximum Age at Maturity for IFLIC GOLD Top-up Plan
a)
75 Years
b)
80 Years
c)
85 Years
d)
90 Years
98.
Extension of empanelment of Detective Agent ADVARISK, a division of SLO technologies Pvt Ltd has been renewed for another -1- year
a)
TRUE
b)
FALSE
99.
Gold pledged by customers availing more than Rs. …… lacs of loan (singly or as a total of multiple loans) should be re-assayed invariably by another assayer within -15- days of sanction.
a)
2
b)
3
c)
4
d)
5
100.
Gold pledged by customers availing more than Rs.2 lacs of loan (singly or as a total of multiple loans) should be re-assayed invariably by another assayer within of sanction.
a)
10 days
b)
15 days
c)
20 days
d)
30 days
101.
Re-assaying of of the pledged Gold ornaments/
jewellery/coin in the Gold Loan accounts sanctioned during last quarter is to be carried out by an officer and assayer of another Branch.
a)
0.1
b)
0.15
c)
0.2
d)
0.25
102.
Authentication mechanism for Beneficiary addition in bob World Internet for a Retail Customer is through
a)
OTP Only
b)
OTP + Transaction Password
c)
Split OTP only (Half on SMS and Half on Email)
d)
Split OTP + Transaction Password
103.
During MSME Udaan, Concession up to 100% in processing charges can be considered by only for NTB
involving takeover from other Banks and win back cases in Externally Rated accounts as CMR1-4 or BBB & Internally Rated as CR1-4
a)
RMCC
b)
ZOCC
c)
COCC - GM
d)
COCC - ED
104.
During MSME Udaan, Concession up to 100% in processing charges can be considered by only for NTB involving
takeover from other Banks and win back cases Externally Ranked/Rated as CMR-5 or BB & Internally Rated as CR-5
a)
RMCC
b)
ZOCC
c)
COCC - GM
d)
COCC - ED
105.
Bob World "Pudhumai penn" Debit Card under Rupay Platinum can be issued for Saving A/c having Scheme Code with
constitution code as 'TNGSS'.
a)
SB-138
b)
SB-136
c)
SB-115
d)
SB-150
106.
The Issuance Fee of Bob World "Pudhumai penn" Debit Card under Rupay Platinum is
a)
Nil
b)
Rs.100/-
c)
Rs.200/-
d)
Rs.300/-
107.
The Annual Fee of Bob World "Pudhumai penn" Debit Card under Rupay Platinum is
a)
Nil
b)
Rs.100/-
c)
Rs.200/-
d)
Rs.300/-
108.
The Re-issuance Fee of Bob World "Pudhumai penn" Debit Card under Rupay Platinum is
a)
Nil
b)
Rs.100/-
c)
Rs.200/-
d)
Rs.300/-
109.
Maximum Per day cash withdrawal limit in Bob World "Pudhumai penn" Debit Card under Rupay Platinum is
a)
Rs.10,000/-
b)
Rs.15,000/-
c)
Rs.50,000/-
d)
Rs.1,00,000/-
110.
Maximum per transaction limit on our ATMs in Bob World "Pudhumai penn" Debit Card under Rupay Platinum is
a)
Rs.10,000/-
b)
Rs.15,000/-
c)
Rs.50,000/-
d)
Rs.1,00,000/-
111.
Maximum per transaction limit on other Bank's ATM in Bob World "Pudhumai penn" Debit Card under Rupay Platinum is
a)
Rs.10,000/-
b)
Rs.15,000/-
c)
Rs.50,000/-
d)
Rs.1,00,000/-
112.
Maximum Per day limit at POS/Ecom in Bob World "Pudhumai penn" Debit Card under Rupay Platinum is
a)
Rs.10,000/-
b)
Rs.15,000/-
c)
Rs.50,000/-
d)
Rs.1,00,000/-
113.
Maximum number of cash withdrawals allowed per day in Bob World "Pudhumai penn" Debit Card under Rupay Platinum is
a)
5
b)
10
c)
15
d)
20
114.
Maximum per txn limit using Contactless mode in Bob World "Pudhumai penn" Debit Card under Rupay Platinum is
a)
Rs.5,000/-
b)
Rs.15,000/-
c)
Rs.50,000/-
d)
Rs.1,00,000/-
115.
No. of daily Contactless txn Limit in Bob World "Pudhumai penn" Debit Card under Rupay Platinum is
a)
5
b)
10
c)
15
d)
20
116.
Personal accident and total disability cover of
…………. is available in Bob World "Pudhumai penn" Debit Card under Rupay Platinum.
a)
Rs. 1 Lacs
b)
Rs. 2 Lacs
c)
Rs. 5 Lacs
d)
Rs. 10 Lacs
117.
Which of the following is not correct?
a)
BC Agent should not be engaged as temporary daily wage worker for attending
Branch's work.
b)
BC Agent can operate from Branch/ATM premises.
c)
BC Agent should not be provided access to Branch's safe, Credit related documents, Bank's stationary or any other etc
d)
Branches to ensure that every active BC should have a settlement account under OD124 scheme duly linked with requisite security & KOID.
118.
Link branch to BC should ensure immediate verification and authentication through FREEREC menu and ensure that no account remains in "FREEZE" status for more than ………..
a)
1 day
b)
3 days
c)
7 days
d)
15 days
119.
Which insurance company has renewed the policies Bank's Moveable & Immoveable Assets?
a)
State Farm Insurance
b)
Allianz Insurance
c)
ICICI Lombard General Insurance Company Limited
d)
Prudential Insurance
120.
What types of risks are covered under the Standard Fire & Special Perils Policy for Bank's Moveable & Immoveable Assets?
a)
Earthquake and floods only
b)
Fire, theft, and malicious damage only
c)
Lightning, aircraft damage, and storms only
d)
Fire, lighting, explosion, aircraft damage, and more
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