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Economics Exam

Total questions: 51

Worksheet time: 39mins

Name
Class
Date
1.

Based on the information in the graph, if the government limits the price of the item offered so that it cannot rise above $0.75, the result will be —

a)

An excess supply

b)

An excess demand of 240 units

c)

A consumer surplus of $1.00

d)

An excess surplus of 240 units

2.

One potential risk from investing in the stock market is the loss of —

a)

Investor tolerance

b)

Purchasing power

c)

Earned interest income

d)

Portfolio diversification

3.

Paying rent instead of purchasing tickets to a concert is an example of —

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4.

Which of the following conditions could explain the shift in the demand curve shown on the graph?

a)

Farmers harvested a bumper crop of tomatoes.

b)

Shoppers learned that cans of cooked tomatoes are spoiled.

c)

Surveys found that people are eating more cooked tomatoes.

d)

Eating cooked tomatoes was found to have more health benefits.

5.

Which of the following is a non-price determinant of demand?

a)

Subsidy

b)

Productivity

c)

Price ceiling

d)

Consumer preferences

6.

Based on the information in the graph, what is the equilibrium price of pizza?

a)

$2.00

b)

$4.00

c)

$1.00

d)

$5.00

7.

On a supply and demand graph, supply will decrease and shift to the left when which of the following happens?

a)

The number of firms leaving the industry increases.

b)

There are fewer government regulations in place.

c)

The total cost of inputs decreases.

d)

Production taxes decline over a short period of time.

8.

Which of the following statements is supported by the information in the demand schedule for gasoline?

a)

Demand for gasoline decreases as the price decreases.

b)

Price for gasoline remains constant as the demand increases.

c)

As the price of gasoline decreases, the quantity demanded increases.

d)

As the price of gasoline decreases, the quantity demanded decreases.

9.

How do fluctuations to the international exchange rate of a nation's currency affect its balance of trade?

a)

If a country's exchange rate increases, the country's balance of trade stays the same.

b)

If a country's exchange rate increases, the country can import goods less expensively.

c)

If a country's exchange rate decreases, a negative trade balance occurs for that country.

d)

If a country's exchange rate decreases, the country's balance of trade stays the same.

10.

According to the information in the excerpt, the described grant is provided for students who demonstrate that they —

a)

Saved for college

b)

Graduated with honors

c)

Have financial challenges

d)

Are first time attenders to college

11.

One of the primary functions of financial institutions in an economy is to —

a)

Offer incentives to businesses for investing

b)

Prepare taxes for individuals and businesses

c)

Create investment portfolios for venture capitalists

d)

Provide access to capital for people and businesses

12.

One effect of an increase in the amount of savings in an economy is —

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13.

What type of bank account is not insured?

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14.

What is one advantage to placing savings in a high-risk investment as opposed to putting savings in a low-risk investment?

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15.

Which of the following retirement investment options is usually offered as a benefit of employment?

a)

Bonds

b)

401(k)

c)

Mutual Funds

d)

College tuition reimbursement

16.

Which investment is considered the most secure in a retirement plan?

a)

401(k)

b)

Public bond

c)

Mutual fund

d)

Individual retirement account

17.

Loans that are obtained by offering an asset to guarantee repayment of the loan are considered —

a)

Default loans

b)

Secured loans

c)

Unsecured loans

d)

Repossession loans

18.

A first step to beginning a savings program would most likely be to —

a)

Obtain credit

b)

Set financial goals

c)

Open a checking account

d)

Sign up for direct deposit

19.

A line of credit that allows a borrower to repeatedly use it within a certain monetary amount is considered to be —

a)

A secured loan

b)

Open-ended credit

c)

Close-ended credit

d)

A retirement account

20.

Based on the information in the chart, an advantage to getting a federal student loan as opposed to a private loan would be the —

a)

Lower interest rate

b)

Easier application process

c)

Longer period of repayment

d)

Amount of money available for loan

21.

Which of the following actions would improve a credit score?

a)

Paying off all debts

b)

Consolidating credit card balances

c)

Checking credit reports on a regular basis

d)

Keeping credit card balances as high as possible

22.

The most effective way to manage credit card debt is by —

a)

Paying the minimum balance

b)

Paying off the balance each month

c)

Working a part-time job to pay for credit

d)

Finding a credit card with the lowest interest rate

23.

An important consideration to examine when deciding to declare personal bankruptcy is the —

a)

Cost of using a collection agency

b)

Amount of interest paid on credit cards

c)

Impact it has on future credit options

d)

Number of investments made in the last year

24.

One of the benefits of renting a home is that the cost of maintenance is —

a)

Refunded with the deposit

b)

Cheaper in a rental property

c)

Covered by renters insurance

d)

The responsibility of the landlord

25.

Based on the information on the table, which economic condition is characteristic of all three nations?

a)

Low GDP per capita

b)

High levels of inflation

c)

Low inflationary levels

d)

High levels of unemployment

26.

Which of the following is not an annual cost of owning a home?

a)

Paying property taxes

b)

Paying for new furniture

c)

Keeping up with repairs and maintenance

d)

Making payments on principal, interest, and insurance

27.

The Federal Reserve System designed in the manner described in the box resulted in the creation of —

a)

A reserve central bank location

b)

A decentralized system of banks

c)

New methods for printing money one large

d)

Depository for U.S. currency

28.

The basic idea of choice presents which of the problems in economics?

a)

People get to decide what they want.

b)

Businesses can sell what they want.

c)

Decisions produce costs.

d)

Choice is a way of life.

29.

Which of the following type of tax is collected by state and local governments but not by the federal government?

a)

Tariffs

b)

Sales tax

c)

Excise tax

d)

Income tax

30.

Which of the following best completes the diagram?

a)

Characteristics of Partnerships

b)

Characteristics of Free Enterprise

c)

Characteristics of Sole Proprietorships

d)

Characteristics of Corporations

31.

Which of the following best completes the graphic?

a)

Stock Exchange

b)

Federal Reserve System

c)

Treasury Department

d)

Washington, D.C.

32.

In the U.S. free enterprise system one of the primary roles of the government is to —

a)

Employ a majority of the workforce

b)

Guarantee that investors' profits are secure

c)

Ensure the safety of products through regulation

d)

Provide new sources of funding for technology start ups

33.

Scarcity is a basic economic problem because —

a)

Resources are limited

b)

Governments limit production

c)

Opportunity costs limit demand

d)

People have trouble making choices

34.

Recently the price of a popular perfume has increased by $10. How will the price change likely affect the quantity demanded and supplied?

a)

Supply will stay the same, and demand will increase.

b)

Supply will decrease, and demand will increase.

c)

Supply will increase, and demand will decrease.

d)

Supply will increase, and demand will stay the same.

35.

One result of competition in a free enterprise system is —

a)

Fewer consumer choices

b)

Lower prices for products

c)

Steady wages and incomes

d)

Improved safety conditions

36.

In a free market society, the answer to the question about how much to produce is determined by —

a)

Census data

b)

Profit projections

c)

Consumer demand

d)

Government quotes

37.

What type of market structure is described by the information in the box?

a)

Oligopoly

b)

Natural monopoly

c)

Pure competition

d)

Monopolistic competition

38.

Jenny wants to buy a computer and a new television before she leaves for college. She only has enough money to purchase the computer. Which of the following is the opportunity cost of purchasing the computer?

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39.

One of the benefits of the U.S. free enterprise system is the —

a)

Amount of choices for consumers

b)

Guaranteed returns on investments

c)

Lack of union participation by workers

d)

Equal distribution of goods and services

40.

Which characteristic of the U.S. free enterprise system creates the incentive to work, save, and invest?

a)

Social Security system

b)

Voluntary exchanges

c)

Private property ownership

d)

Consumer sovereignty

41.

Which of the following is most characteristic of the U.S. free enterprise system?

a)

Government price controls

b)

Nationalization of energy companies

c)

Markets that respond to consumer demand

d)

Public ownership of the factors of production

42.

Which of the following accounts for why countries specialize in particular trade products?

a)

Government regulations

b)

Variation in the size of markets

c)

Unequal distribution of resources

d)

Variety in the types of economic systems

43.

High levels of unemployment combined with high levels of inflation could indicate that the business cycle has entered into a period of —

a)

Recession

b)

Stagflation

c)

Expansion

d)

Investment

44.

Money that has value simply because the government says it does is called —

a)

Credit

b)

Currency

c)

Fiat money

d)

Representative money

45.

Based on the information in the table, what gain did Benin make by specializing in tractors?

a)

40 tractors

b)

12 tractors

c)

28 tractors

d)

15 tractors

46.

Which economic concept does the information in the table illustrate?

a)

Absolute advantage

b)

Balance of trade

c)

Factors of production

d)

Comparative advantage

47.

Which of the following best completes the graphic?

a)

Stock Exchange

b)

Federal Reserve System

c)

Treasury Department

d)

Washington, D.C.

48.

Based on the information in the table, what gain did Benin make by specializing in tractors?

a)

40 tractors

b)

12 tractors

c)

28 tractors

d)

15tractors

49.

Which economic concept does the information in the table illustrate?

a)

Absolute advantage

b)

Balance of trade

c)

Factors of production

d)

Comparative Advantage

50.

Based on the information in the table, which of the following would be Ivory Coast's diamond

output available after trade?

a)

18 diamonds

b)

20 diamonds

c)

30 diamonds

d)

50 diamonds

51.

Money that has value simply because the government says it does is called —

a)

credit

b)

currency

c)

fiat money

d)

representative money