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WorksheetsAGM MT3
Total questions: 120
Worksheet time: 3600secs
Name
Class
Date
1.
Under Branch 2.0, Zone will review the performance of the branches on Basis?
a)
MONTHLY
b)
QUARTERLY
c)
HALF YEARLY
d)
YEARLY
e)
FORTNIGHTLY
2.
TReDS stands for
a)
Trade Receivable Discounting System
b)
Trade Recovery Discounting System
c)
Treasury Receivable Discounting System
d)
None of the Above
3.
Periodic updation of KYC shall be carried out at least once in every
years for high risk customers, once in every years for medium risk customers and once in every years for low risk customers from the date of opening of the account / last KYC updation. Which action should the sanctions team take?
a)
8, 2, 10
b)
2, 8, 10
c)
10, 8, 2
d)
10, 2, 8
4.
Gold pledged by customers availing more than Rs.2 lacs of loan (singly or as a total of multiple loans) should be re-assayed invariably by another assayer within of sanction.
a)
10 days
b)
15 days
c)
20 days
d)
30 days
5.
Which approach does our Code of Ethics follow?
a)
Customer centric approa ch.
b)
Employee centric approa ch.
c)
Stakeholder centric approach.
d)
Shareholder centric appr oach.
6.
The Co-lending of loans with eligible NBFCs will pertain to
? (Select the most appropriate)
a)
Retail
b)
Large Corporate verticals.
c)
MSME
d)
Agriculture
e)
All of the above
7.
Digital Loan to Pensioner is also available for Bank of Baroda's retired employees.
a)
True
b)
False
8.
Which of the following vertical is not associated with the Meet & Greet - Mobile Application?
a)
Retail Liabilities
b)
C & I
c)
Retail Banking (Assets) Department
d)
MSME
9.
Which among the following is/are not a new parameter added to Asset account parameters for Data Quality exercise
a)
Borrower Category is Blank
b)
Interest on Interest Flag is ‘N’ in Education Loan Accounts
c)
CIN Number is In- valid or Blan
d)
Application of Interest in Loan Account is deferred.
10.
What is circular Economy?
a)
Economic model which aims to avoid waste and to preserve the value of resources
b)
An economy which circulates within a national boundary
c)
An economic model circulating cashflow within environment friendly business model
d)
An economic model which helps transaction with an international trade block
11.
The branch should clear all pending C3R loading entries through the HATMCASH menu on Basis,
a)
T+1
b)
T+2
c)
T+3
d)
T+7
12.
What is the maximum repayment schedule for OTS amount above 25 lakhs and up to 50 lakhs.
a)
Balance within 45 working days of sanction.
b)
Balance within 30 working days of sanction.
c)
Balance within 60 working days of sanction.
d)
Balance within 75 working days of sanction.
e)
Balance within 90 working days of sanction.
13.
Bob World "Pudhumai penn" Debit Card under Rupay Platinum can be issued for Saving A/c having Scheme Code with
constitution code as 'TNGSS'.
a)
SB-138
b)
SB-136
c)
SB-115
d)
SB-150
14.
Whenever branch has received information about death of the customer who was enrolled for PMJJBY or PMSBY, Auto Renewal is to be cancelled before 12.05.2023 by making auto renewal flag to "No" in Finacle using MENU
a)
PMMY
b)
HPMY
c)
PMY
d)
HPMJJBY
15.
Bank gets commission of Rs… per fresh enrolment
in case of PMJJBY policy if mobilized directly by branch.
a)
11
b)
21
c)
31
d)
41
16.
What is the age of Indian Air force agniveer at which personal accidendal coverage starts
a)
17
b)
17.5
c)
18
d)
18.5
e)
19
17.
During RBI's Monetary Policy Committee meeting on 3rd, 5th and 6th April 2023 , the MPC decided to -
a)
Keep the policy repo rate unchanged
b)
Increase the policy repo rate by 50 basis point to 6.50
c)
Increase the policy repo rate by 25 basis point to 6.50
d)
Decrease the policy repo rate by 25 basis points to 6.50
18.
What was India’s commitment at COP26 summit at Glasgow?
a)
Become GHG free by 2030
b)
Carbon Tax will be implemented by 2026
c)
India will maintain peace with neighbouring states
d)
Committed to achieve NET ZERO status by 2070
19.
Every account holder shall have a single account under Sukanya Samriddhi Scheme.
a)
TRUE
b)
FALSE
20.
What is the interest rate applicable to deposits made under this Mahila Samman Saving certificate Scheme?
a)
5% per annum
b)
6% per annum
c)
7% per annum
d)
7.5% per annum
21.
Future expected rent can be taken as income in case of Baroda Home Loan, provided monthly income of applicant is Rs. Lakh.
a)
1
b)
1.25
c)
1.5
d)
1.75
22.
Maximum Exposure Cap Under TReDS platform is crores
a)
1000
b)
500
c)
250
d)
2000
23.
Red/ White Flag data provided by Zone should be signed by
a)
ED
b)
DZM/ZM
c)
CGCO
d)
Zonal Compliance Officer
24.
Digital Auto Loan can be availed by customer through-
a)
Self Service Journey
b)
Dealer Assisted Journey
c)
Bank Officer Assisted Journey
d)
Anyone
25.
In April 2023, the Union Minister of Finance and Corporate Affairs Smt. Nirmala Sitharaman released a book authored by eminent banker Narayanan Vaghul, in Mumbai. The name of the book was
a)
Banking Escapade
b)
The Incredible Banker
c)
Confessions of a Banker
d)
Reflections
26.
The formula for calculating the Current Ratio is:
a)
Current assets divided by long-term liabilities
b)
Current assets divided by current liabilities
c)
Current liabilities divided by current assets
d)
Long-term liabilities divided by current assets
27.
Three Income Options in IFLIC GOLD Topup Plan are
a)
Immediate Income, Intermediate Income and Deferred Income Options
b)
Instant Income, Intermediate Income and Deferred Income Options
c)
Immediate Income, Intervening Income and Deferred Income Options
d)
Immediate Income, Intermediate Income and Suspended Income Options
28.
Which segment of customers is eligible for Family Banking benefits under 'Baroda Radiance'?
a)
Customers with a total TRV of INR 25 Lakhs or above
b)
First-time account holders
c)
Customers with overall TRV requirement > INR 50 Lakhs
d)
Customers with an Initial deposit of INR 10 Lakhs from outside the Bank
29.
What is the full form of PML Act?
a)
Prevention of Money Lending Act
b)
Prevention of Money Limitation Act
c)
Prevention of Money Laundering Act
d)
Prevention of Money Leasing Act
30.
Identify the incorrect statement, with regard to settlement of deceased claims
a)
Applicable provisions of law irrespective of religion for legal heirs be considered.
b)
Exercise due care and caution in ascertaining the identity of legal heir.
c)
Ascertain fact of the death of account holder through documentary evidence.
d)
Ensure signature of claimants in the branch premises.
e)
Claims beyond the administrative powers of the Branch Head are to be send to competent authority for settlement.
31.
In the event of death of the account holder, the Sukanya Samriddhi account shall be closed immediately on application in
a)
Form 1
b)
Form 2
c)
Form 3
d)
Form 4
32.
Regarding education loan interest subsidy claim under Padho Pardesh scheme which of the following guidelines are not correctly stated?
a)
Interest subsidy is given for the students belongs to minority community for studies abroad for master degree program
b)
All interest subsidy claim has to be lodged under EDULOANM menu only
c)
Submission of income certificate from parents of student to be obtained every year
d)
Annual income ceiling to be eligible for subsidy scheme is Rs. 6.0 lakh at the time of sanction
e)
None of the above
33.
Under the Record Management System Barcoding and indexing of Vouchers & general files to be carried out by the vendor at
a)
Vendor's warehouse
b)
Respective Branch Premises
c)
Any place decided by the Zone
d)
Any place decided by the respective region
34.
When was the National Rural Livelihoods Mission (NRLM) renamed as DAY-NRLM?
a)
01st April 2013
b)
March 29, 2016
c)
April 29, 2013
d)
March 1, 2016
e)
None of the above
35.
What is the threshold outstanding amount for creating a watch list under Baroda Home Loan?
a)
Rs. 5 Lacs & above
b)
Rs. 10 Lacs & above
c)
Rs. 15 Lacs & above
d)
Rs. 1 Lac & above
36.
and are good for us and make us stronger as an Institution.
a)
Inequality and Together ness
b)
Diversity and Inclusion
c)
Inequality and Diversity
d)
None of the above
37.
State TRUE or FALSE - The exact due dates for repayment of a loan, frequency of repayment, breakup between principal and interest, examples of SMA/NPA classification dates, etc. shall be clearly specified in the loan agreement and the borrower shall be apprised of the same at the time of loan sanction and also at the time of subsequent changes, if any, to the sanction terms/loan agreement till 50 % of loan is repaid.
a)
TRUE
b)
FALSE
38.
Threshold of Waiver of Legal Action under CGTMSE is Rs lacs
a)
500000
b)
1000000
c)
2000000
d)
1500000
39.
Branch need to open RERA Accounts with Same CIF ID
a)
2
b)
1
c)
3
d)
4
e)
5
40.
If the online Charge satisfaction is filed after 30 days of it will be submitted to Government for approval of delay condonation.
a)
Closure of the accounts.
b)
Repayment of the dues.
c)
Initiating action under SARFAESI
d)
Filing suit in DRT.
41.
What is NPLL ?
a)
Normally Permitted Lending Limit
b)
Normally Permitted Loan Limit
c)
Newly Permitted Loan Limit
d)
Newly Permitted Lending Limit
e)
Notional Probable Loan Limit
42.
What action should the Branch take upon receiving a trigger on the TOE portal? SELECT THE CORRECT OPTIONS
a)
A. Close the customer's account immediately
b)
B. contact the customer to retain account
c)
C. contact the customer to cross-sell new loan products
d)
D. levy penal interest in account
e)
B and C
43.
Which organization arranges Life Insurance products for 'Baroda Radiance'?
a)
IndiaFirst Life Insurance Co Ltd
b)
BOB Capital Markets Ltd
c)
Star Health
d)
BOB Financial Solutions Ltd
44.
The study of weather is called?
a)
meteorology
b)
climatology
c)
aeronomy
d)
aerology
45.
The objective of a business unit in modern days is .
a)
Maximisation profit
b)
Maximisation of Return on Equity
c)
Maximisation of Return to Stakeholders
d)
Maximisation of Return on capital employed
46.
As per the Master Direction on Counterfeit Notes, 2023 which among the following office is having the authority to impound the Counterfeit Notes.
a)
All Banks
b)
All RBI offices
c)
All Branches of PSU including Currency Chest
d)
All PSU Branches including BC Points
47.
Personal accident and total disability cover of
…………. is available in Bob World "Pudhumai penn" Debit Card under Rupay Platinum.
a)
Rs. 1 Lacs
b)
Rs. 2 Lacs
c)
Rs. 5 Lacs
d)
Rs. 10 Lacs
48.
During RBI's 41st Monetary Policy Committee meeting in February 2023, the MPC decided to -
a)
Keep the policy repo rate unchanged
b)
Increase the policy repo rate by 50 basis point to 6.50
c)
Increase the policy repo rate by 25 basis point to 6.50
d)
Decrease the policy repo rate by 25 basis points to 6.50
49.
The revised “BC Engagement Policy”- 2023 is valid up to ……..
a)
31st March, 2025.
b)
31st March, 2026.
c)
30 Sept, 2026.
d)
30 Sept, 2025.
50.
The weightage for Traditional and GCL Regular products under MDRT 2023 programme
a)
1
b)
0.75
c)
0.5
d)
0.25
e)
0.1
51.
For Students persuing Bachelors and Masters in Medical Courses, % concession in ROI is applicable?
a)
1
b)
0.5
c)
0.25
d)
1.25
e)
0.75
52.
The Baroda Repo Linked Lending Rate (BRLLR) is comprised of……
a)
RBI Repo Rate + CRR
b)
RBI Repo Rate + Mark- Up/Base Spread linked to BRLLR + Tenor Premium
c)
RBI Repo Rate + Mark- Up/Base Spread linked to BRLLR + Risk Premium
d)
RBI Repo Rate + Mark- Up/Base Spread linked to BRLLR.
53.
Which of the following menu is used to link the LC with limit node?
a)
ODCM
b)
HODCM
c)
LCLNK
d)
HLCNK
54.
What is the maximum per transaction limit under bob World "Agniveer" Rupay card on other Banks ATMs?
a)
Rs. 10000
b)
Rs. 15000
c)
Rs. 50000
d)
Rs. 25000
55.
Services available on bob world tab
a)
SGB issuance only
b)
e-KVP account opening only
c)
APY account opening only.
d)
PPF account opening.
e)
Option 1,2 & 3 is correct.
56.
Which of the following elements in our Code of Ethics reinforce our commitment to protecting the environment? (Select all that apply)
a)
We strive for environmental sustainability and comply with all applicable laws and regulations.
b)
We are committed to pro moting a green future thr ough our activities, inclu ding our efforts to mitiga te climate impact.
c)
We do not engage in or fa cilitate an activity prohib ited or restricted by econ omic and trade sanctions
.
d)
We stand committed to p laying our part in the tra nsition towards a low car bon and resource efficien t economy.
57.
Deviation under Credit Card Write-off (other than permitted limit) for the proposals falling upto the powers of RMCC/DNCC can be considered by .
a)
ZOCC-GM
b)
ZOCC-CGM
c)
COCC-GM
d)
COCC-CGM
e)
COCC-ED
58.
Which of the following PV measures are to be ensured wrt to RTGS/NEFT transaction?
a)
Not to initiate RTGS/NEFT
transaction based on verbal or telephonic/email instructions .
b)
The signature on the RTGS/NEFT form should match with the signature held on record.
c)
For cheques favoring “Yourself” the purpose along with beneficiary details, IFS Code must be written on the back side of cheque under customer signature
d)
Daily Reports towards inward remittances received through NEFT/RTGS are to be generated
e)
All of the above
59.
In closing return ….., statement of claims against the bank not acknowledged as debt, Provision is being made where claim against the Bank is lodged.
a)
3
b)
7
c)
8
d)
11
e)
4
60.
What type of transactions can be inquired using the newly available Inquiry Option in the Recovery portal?
a)
transactions pending for Confirmation
b)
Transactions approved by BC Agents
c)
Transactions rejected by BC Agents
d)
All of the above
61.
For which Category customer who migrated to BOB processing fee is refundable in Personal Loan
a)
Diamond
b)
Gold
c)
Silver
d)
Platinum
e)
Bronze
62.
As per the amendments to the Prevention of Money Laundering Rules, any individual or group holding
per cent ownership in the client of a 'reporting entity' will now be considered a beneficial owner.
a)
Five
b)
Ten
c)
Fifteen
d)
Twenty
63.
Which of the following document is now mandatory for availing subvention for short term loan?
a)
PAN card
b)
Aadhaar Card
c)
Voter ID
d)
certificate from talati
64.
What is the primary focus of the Radiance structure with respect to the bank's Balance Sheet?
a)
Liability Book (CA/SA/TD), Mutual Funds, Alternate Investment Funds (AIF), Portfolio Investment Services (PMS), Demat Holdings, and other retail loans.
b)
Investment & Other Products (arranged through tie-up partners)
c)
Local Zonal administrative authority and monitoring business performance.
d)
Nurturing Radiance business emanating from relationship managers in branches, regions & zones.
65.
As per the policy on Administrative Enforcement of Accountability, the Low- Risk Area carries Red Flag Points.
a)
1
b)
3
c)
5
d)
10
66.
As per Global Credit Exposure Management Policy 2021, What is the maximum aggregate exposure (FB+NFB), that can be sanctioned to Individual/Proprietor as Borrower?
a)
Rs 5 Crore
b)
Rs 10 Crore
c)
Rs 15 Crore
d)
Rs 20 Crore
e)
Rs 25 Crore
67.
Bank has to pay provisional interest ……. % p.a. on Provident Fund Balance and
charge % p.a. on PF Refundable Withdrawals to the members of PF Trust for the
FY 2023-24.
a)
7, 8
b)
7, 8
c)
8, 9
d)
6, 7
e)
7.50, 8.50
68.
Banks will be provided Interest subvention at uniform rate of , for loans up to Rs. 3 lakh extended by banks at concessional ROI of 7% p.a.
a)
0.02
b)
0.03
c)
0.045
d)
0.05
69.
Which committee is constituted by the Board for approval of all new products, processes and / or modifications of the existing products, including credit-related products schemes and processes ?
a)
Product & Process Approval Committee
b)
Risk Management Committee of the Board
c)
Credit Policy Committee
d)
Credit Committee of the Board
e)
Management Committee of the Board
70.
At present Positive Pay confirmation is must for Clearing Cheques of Rs……………..
a)
Rs.2.00 Lakhs & above
b)
Rs.5.00 Lakhs & above
c)
Rs.1.00 Lakhs & above
d)
Rs.50000 & above
71.
means the protection of data from modification by unknown users.
a)
Confidentiality
b)
Integrity
c)
Authentication
d)
Non-repudiation
72.
Interest subvention is available for scheme codes 1. CC003 ,2. CC025, 3. CC028, 4.CC039, 5. CC044 and 6. CC043
a)
1,2,3 & 4
b)
1,4,5 &6
c)
1,3,4 &5
d)
All mentioned schemes
73.
What is unified processing charges under Pre approved Home loan Top up percent?
a)
0.1
b)
0.15
c)
0.2
d)
0.25
e)
0.3
74.
As per Social Media Policy whether Bank staff should post internal circular on social media platform?
a)
Yes
b)
No
c)
May be
d)
For few circulars
75.
What is the maximum commision payout is given to dealers if they are issuing 1-25 fasttag for Commercial Vechile in a month?
a)
Rs. 100/- per Tag issuance
b)
Rs. 150/- per Tag issuance
c)
Rs. 175/- per Tag issuance
d)
Rs. 200/- per Tag issuance
76.
What is the name of Investor Greviance Redressal platform of SEBI?
a)
CPGRAMS
b)
SACHET
c)
SCORES
d)
INVCOMP
77.
Red/ White Flag data provided by Regions should be signed by
a)
RM/DRM
b)
Deputy Zonal Head
c)
Zonal Head
d)
Zonal Compliance Officer
78.
Hindi, written in Devnagari Script was adopted as the Official Language of the Union by the Constituent Assembly on
a)
14th September, 1947
b)
14th September, 1949
c)
4th September, 1947
d)
4th September, 1949
79.
A company had purchased a Plant & Machinery of Rs.1,80,000/- and the scrap value of the same is Rs.20,000/- and the life value of the Plant & Machinery is 5 years. What will be the depreciation amount each year under Straight Line Method?
a)
Rs.56,000/-
b)
Rs.36,000/-
c)
Rs.40,000/-
d)
Rs.32,000/-
80.
Which of the following scheme codes can be opened through "Bob world Tab"?
a)
SB101
b)
SB117
c)
SB138
d)
SB181
e)
ALL OF THE ABOVE
81.
As per the Scheme for Financing Facility under PM Formalization of Micro Food Processing Enterprises (PM FME Scheme), what should be the minimum margin?
a)
10% of the project cost
b)
15% of the project cost
c)
20% of the project cost
d)
25% of the project cost
82.
In case of SHG or JLG's eligible under priority sector loans, no service charges or inspection charges should be levied up to amount and this limit is per member and not to the group as a whole.
a)
25000
b)
50000
c)
75000
d)
100000
e)
200000
83.
As Family Pensioner, digital journey for Pension Loan is applicable for authorized to receive pension after the death of the pensioner
a)
Son
b)
Daughter
c)
Brother
d)
Sister
e)
Spouse
84.
The Ethics Pledge to be taken by all the staff members is hosted on which of the following portals?
a)
Baroda Samadhan
b)
Baroda Gems Portal
c)
CRM Portal
d)
HR Connect Portal
85.
Saturation Campaign of DFS for Sourcing of PMJJBY & PMSBY - The Best performing 3 Banks and …. Bank Branches would be suitably awarded.
a)
5
b)
10
c)
3
d)
6
e)
25
86.
What is the purpose of applying organizational values consistently in dealing with stakeholders?
a)
To achieve short-term financial gains
b)
To ensure compliance with laws and regulations
c)
To build a sustainable business for the long term
d)
To create a good reputation in the community
87.
CIA in Information Security stands for -
a)
Confidentiality, Integration and Availability
b)
Continuity, Integration and Availability
c)
Continuity, Integrity and Accessibility
d)
Confidentiality, Integrity and Availability
88.
Following complaints /disclosures shall be covered under Whistle Blower Policy except:
a)
Corruption
b)
Misuse of Office for illegal purpose
c)
Suspected or actual Fraud
d)
Employment related concerns .i.e Salary,Leave,LTC
89.
As per revised Concession what processing charges are applicable for Baroda Top up loan ( Digital Journey)
a)
0.0035
b)
0.005
c)
0.01
d)
Rs 1500+GST
e)
Rs 3500+GST
90.
Customer's signature is to be taken on specimen signature card in the presence of branch officials or BC and upload in the Finacle system. Operations at branch level will be allowed only after signature scanning of the customer.
a)
TRUE
b)
False
91.
No. of daily Contactless txn Limit in Bob World "Pudhumai penn" Debit Card under Rupay Platinum is
a)
5
b)
10
c)
15
d)
20
92.
What action generally the Bank have to take when complaints are made about non-delivery of possession of auctioned property in SARFAESI Act?
a)
Increase the auction amount
b)
Litigate against the successful auction purchaser
c)
Cancel the auction and return the auction amount with interest
d)
Continue with the auction as planned
93.
Availability means –
a)
Service should be accessible at the required time and usable by all
b)
Service should be accessible at the required time and usable only by the authorized entity
c)
Service should not be accessible when required
d)
None of these
94.
What should branches, regions, and zones do if clients do not meet the eligibility norms for 'Baroda Radiance'?
a)
Extend Family Banking benefits to those clients regardless
b)
Take a note of the revised Value Proposition of Radiance 2.0
c)
De-flag clients and remove Radiance benefits
d)
Provide superior customer experience and augment fee- based income
95.
Minimum Age at Maturity for IFLIC GOLD Top-up Plan
a)
20 Years
b)
25 Years
c)
30 Years
d)
35 Years
96.
Periodic updation of KYC shall be carried out at least once in every years for high risk
customers, once in every years for medium risk
customers and once in every years for low risk
customers from the date of opening of the account
/ last KYC updation
a)
10, 8, 2
b)
5, 3, 1
c)
8, 5, 3
d)
2, 8, 10
e)
2, 5, 8
97.
Zero Tolerance Areas have been recently revised.Find which is NOT a Zero Tolerance area .
a)
Non-Compliqnce of KYC norms in newly opened accounts
b)
Non-Compliance of Guidelines in Handling of PlNs and Debit Cards
c)
Attending and rectification of CEMU Alerts by the Branches
d)
Status of Signature scanning
98.
BANK OF BARODA SPORTS POLICY 2023 - The number of sportspersons recruited outside the normal recruitment channel should not be more than
…..% of the normal recruitment.
a)
5
b)
4
c)
3
d)
2
e)
1
99.
DAY-NRLM, MoRD, provides support as corpus to SHGs to strengthen their institutional and financial management capacity and build a good credit history within the group?
a)
Grant-in-aid
b)
Interest Subsidy
c)
Revolving Fund
d)
Capital Subsidy
100.
For undertaking Customer Due Diligence (CDD), branches has to obtain as per Income Tax Rules 1962 ?
a)
Aadhar Number
b)
Driving Licence
c)
Voter Id Card
d)
PAN Card
101.
Large Exposure (LE) is defined as the sum of all exposure values of the Bank to a counterparty or a group of connected counterparties if it is equal to or above
of the Bank’s Eligible Capital Base
a)
0.1
b)
0.075
c)
0.05
d)
0.125
e)
0.02
102.
The account shall be operated by the guardian till the account holder attains the age of eighteen years. The account shall be operated by the account holder herself after attaining age of eighteen years by submitting necessary documents.
a)
TRUE
b)
FALSE
103.
On 9th May 2023, PMJJBY, PMSBY and APY
completed years of providing social security cover.
a)
6
b)
5
c)
9
d)
8
104.
WMA is a mechanism used by Reserve Bank of India under its credit policy to provide to States, banking with it, to help them tide over temporary mismatches in the cash flow of their receipts and payments. What is the full form of WMA?
a)
Witholded Monetary Assets
b)
Wholesale Money Access
c)
Working Monetary Administration
d)
Ways and means advances
105.
What is the age eligibility for Top-up Plan under Baroda Medibare -Aapka Plan B> Select all that is applicable
a)
(a) For adult- 18 to 60 yrs
b)
(b) For Adult - 19 -
60 yrs
c)
(c) For children -91 days - 25 yrs
d)
(d) For children- 90 days - 21 years
e)
Option (b) and (c)
106.
For loans above Rs. 3 lakhs and up to Rs. 5 lakhs under the scheme, Banks will be subvented at a uniform rate of 5% per annum for outstanding credit balance above Rs. 3 lakhs and up to Rs. 5 lakhs?
a)
0.02
b)
0.03
c)
0.04
d)
0.05
107.
What is the toll-free number for assistance under Cyber fraud?
a)
1930
b)
1390
c)
9130
d)
3910
108.
Under MDRT 2022, which of the following zones has highest number of qualifiers ?
a)
Mumbai
b)
Kolkata
c)
Ahmedabad
d)
Baroda
109.
Which of the following is true?
a)
The payment of a Liability causes an increase in Owner’s Equity
b)
The collection of an Account Receivable will cause Total Assets to increase
c)
The accounting equation may be stated as: Assets+
Liabilities = Owners’ equity
d)
The purchase of an asset for cash or on credit, does not
change the Owners’ Equity
110.
For NBFc to be eligible for Co-Lending, delinquency in the portfolio of the product in which Co-Lending is proposed should not exceed % in GNPA
a)
5
b)
7.5
c)
10
d)
15
111.
Do we need to take the thumb impression of a Literate visually impaired person who is doing a signature in AOF?
a)
Yes
b)
NO
112.
Maximum Per day limit at POS/Ecom in Bob World "Pudhumai penn" Debit Card under Rupay Platinum is
a)
Rs.10,000/-
b)
Rs.15,000/-
c)
Rs.50,000/-
d)
Rs.1,00,000/-
113.
Select all the applicable conditions for allowing the operation at Branch Level for SB accounts opened at BC points
a)
customer's signature to be taken only on the system-generated AOF at BC point in the presence of BC
b)
signature taken on sys generated AOF at BC point to be uploaded in FINACLE
c)
Aadhar seeded in the account to be matched with the aadhar copy submitted with A/c opening form
114.
How Global warming may peril the Humans and other animals’ existence on the Earth?
a)
Extreme climate, Sea level rise, Biodiversity lose, Coral reef damage etc.
b)
Restricts economic activities and reduces agricultural production
c)
Adverse effect on ecosystem resultant extinction of many animals and useful insects
d)
All of the above
115.
Bank has now introduced reimbursement of monthly conveyance expenses of Rs to eligible BC Supervisors?
a)
1000
b)
2000
c)
3000
d)
4000
e)
5000
116.
Who is the authority for approve for entering into Co-Lending arrangment and/or Master Agreement by Vertical Head?
a)
General Manager of concerened vertical
b)
Chief General Manager of concerened vertical
c)
Executive Director of cencerned vertical
d)
MD & CEO
117.
Our bank's TAT for Gold Loan is on an avg…… minutues
a)
30
b)
45
c)
20
d)
15
e)
10
118.
Under SB182 how many categories of civil servants are eligible?
a)
4
b)
5
c)
3
d)
6
119.
Under the Scheme for Financing Pradhan Mantri Matsya Sampada Yojana (PMMSY), the proposal (DPR/SCP) should be submitted to .
a)
District Fisheries Office of respective state
b)
State Fisheries Office of respective state
c)
National Fisheries Office of India
d)
Department of Fisheries, Govt of India
120.
FCNR (B) Deposits can be made in following currencies
a)
USD , GBP, EUR , AUD , CAD
b)
INR, USD , GBP, EUR
, AUD , CAD
c)
USD , GBP, EUR
only
d)
EUR , AUD , CAD
only
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