If a person makes a deposit of $10,000 or more into a bank account, the bank must notify the

is an investment alternative in which investors pool their money to buy stocks, bonds, and other securities based on the selections of professional managers who work for an investment company.

shares of ownership in a company

The payment you receive for allowing a financial institution or corporation to use your money

Interest that does not compound (you don't earn $ on the interest)

a raw material or primary agricultural product that can be bought and sold, such as copper or coffee.

a type of savings account that requires a higher minimum balance than a regular savings account, but offers a higher interest rate

Putting 10% of your income directly into savings before you do anything else... including paying bills.

Earning interest on interest (earning interest on the principal plus the interest you have already earned)

An employer contribution made to their employees' 401(k) plan based on individual employee's contributions

Putting money to a use that you hope will increase its value over time

An employer contribution made to their employees' 401(k) plan based on individual employee's contributions. An employee must contribute to the plan in order to receive a match from his/her employer.

Time value of money refers to the relationship among time, money and rate of interest

Very Safe. You agree to leave the money here for a determined amount of time. If you withdraw early, you pay a fee.

A steady drop in the stock market over a period of time

The portion of corporate profits paid out to stockholders

setting aside income for a period of time so that it can be used later

the higher the risk, the higher the return rate (the more $ you will make)

Investing in multiple different types of investments. Not putting all of your eggs in one basket.

3 months worth of your salary

A formal agreement where the federal government (borrower) pays interest in investors (lenders, You) for loaning money. Safe.