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Worksheets

Investment Types

Total questions: 19

Worksheet time: 10mins

Name
Class
Date
1.

What is a share in the context of the stock market?

a)

A document proving debt ownership in a company

b)

A unit of currency used for trading on the stock market

c)

A type of financial derivative

d)

A unit of ownership in a company

2.

If you buy a stock in Sony, what do you own?

a)

A percentage of Sony's debt

b)

A fixed interest rate from Sony

c)

A percentage of Sony's ownership

d)

A right to manage Sony

3.

What happens to the stock value when the company suffers a loss?

a)

The stock value decreases

b)

The stock value remains the same

c)

The stock value goes up

d)

The stock value is not affected by company profits

4.

If you bought a share of Sony at $35 and the stock goes up to $45, how much have you made?

a)

$5

b)

$10

c)

$35

d)

$45

5.

What does a Stock Market Index provide to investors?

a)

A detailed financial report of a company

b)

A method to buy stocks directly

c)

A snapshot of how the markets are performing

d)

A historical account of stock prices

6.

What is the general market sentiment during a Bull Market?

a)

Indifferent, stocks are stable

b)

Pessimistic, stocks are going down

c)

Optimistic, stocks are going up

d)

Unpredictable, stocks are volatile

7.

What action is typically advised during a Bear Market?

a)

Hold, do not make any transactions

b)

Buy, as stocks are going up

c)

Sell, as stocks are going down

d)

Invest in alternative assets

8.

What is a Certificate of Deposit best described as?

a)

A) A high-risk, high-reward investment

b)

B) A document proving ownership of a bond

c)

C) A low-risk, low-reward investment where money is loaned to a financial institution

d)

D) A type of stock in a company

9.

What does a financial institution promise to do in exchange for your money in a Certificate of Deposit?

a)

A) Offer you company shares

b)

B) Pay you back with interest ranging from 3% to 7%

c)

C) Allow you to withdraw money anytime

d)

D) Convert your money into foreign currency

10.

Can you withdraw your money from a Certificate of Deposit before the term is up?

a)

A) Yes, at any time without penalty

b)

B) Yes, but only after half the term has passed

c)

C) No, you cannot withdraw it until the term is up

d)

D) Yes, but with a high penalty fee

11.

What is a Money Market Account?

a)

A) A type of checking account that offers no interest.

b)

B) A loan that must be repaid with high interest.

c)

C) A savings account that earns a little interest as long as the money stays in the account.

d)

D) A high-risk investment with the potential for high rewards.

12.

What is the risk and reward level of a Money Market Account?

a)

A) High Risk, High Reward

b)

B) High Risk, Low Reward

c)

C) Low Risk, High Reward

d)

D) Low Risk, Low Reward

13.

What are stocks considered as a type of investment?

a)

Investments in multiple companies

b)

Investments in a single company

c)

Investments in government bonds

d)

Investments in commodities

14.

On what are returns from stocks based?

a)

Based on market speculation

b)

Based on fixed interest rates

c)

Based solely on how the company performs

d)

Based on a fixed yearly dividend

15.

What is the risk to reward ratio for stocks?

a)

Low Risk, Low Reward

b)

High Risk, Low Reward

c)

Varied Risk, Low to High Reward

d)

No Risk, High Reward

16.

What is a mutual fund?

a)

A) A single stock investment by an individual.

b)

B) A pool of money invested by investors to buy a mix of stocks, bonds, and other investments.

c)

C) A government-issued savings scheme.

d)

D) A private retirement fund.

17.

What type of risk and return profile do mutual funds typically have?

a)

A) High Risk, High Return

b)

B) Low Risk, Low Return

c)

C) Moderate Risk, Moderate Return

d)

D) No Risk, High Return

18.

What are annuities?

a)

Simple investment plans offered by banks

b)

Complex investment plans offered by insurance companies

c)

Government bonds with high risk

d)

Stock market investments with high returns

19.

What is the risk and return profile of annuities?

a)

High Risk, High Return

b)

Low Risk, Low Return

c)

Low Risk, Moderate Return

d)

Moderate Risk, High Return