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Taxes - NGPF Review

Total questions: 110

Worksheet time: 2hrs 50mins

Name
Class
Date
1.

When do you start paying taxes?

a)

When you turn 18

b)

When you make more than the minimum income requirement

c)

When you get a full-time job (part-time does not count)

d)

When you are notified by the IRS that you are required to pay federal income taxes

2.

Jessie did not meet the minimum income requirement to file a tax return. What is one reason for why she should file a tax return anyway?

a)

She could potentially get a refund for the taxes that were withheld from her paycheck.

b)

She still needs to report her income to the Federal government.

c)

She can qualify for a higher tax refund next year.

d)

She is still legally required to file a tax return even if she does not meet the minimum income requirement to owe taxes.

3.

Which of the following does the Federal government spend a LARGE portion of taxpayer money on?

a)

Education

b)

Military

c)

Transportation

d)

Science

4.

What is the key difference between Net Pay and Gross Pay?

a)

Net pay is the total amount of money you get BEFORE taxes are deducted.

b)

Gross pay is the total amount of money you get AFTER taxes are deducted.

c)

Net pay is the total amount of money you get AFTER taxes are deducted.

d)

Gross pay is the total amount of money you get BEFORE retirement, healthcare, and dental care have been deducted.

5.

Our tax money is spent on all of the following EXCEPT:

a)

Social Security

b)

The Military

c)

Private School Education

d)

National Parks

6.

Jess is 21, in college, & has a job that provides 65% of her support. Is she a dependent?

a)

Yes

b)

No

7.

Jason filed his tax return and owes money. If he doesn't want to pay a fee, when should he pay this amount by?

a)

April 15th

b)

October 15th

c)

December 31st

d)

January 1st of the next year

8.

Which is TRUE about earned income and unearned income? (hint: choose 2 correct answers)

a)

Earned is how much you make from a job

b)

Earned is any money you make in interest, dividends, etc.

c)

Unearned is any money you make in interest, dividends, etc

d)

Unearned is how much you make from a job

9.
Also known as take home pay, this is the amount left after all payroll deductions have been taken from the gross income
a)
gross pay
b)
withholdings
c)
net pay
d)
real pay
10.

Federal Contribution Insurance Act (FICA) are withheld from your paycheck and sent to the government. These are used for (Two answers are to be selected)

a)

Social Security

b)

State

c)

Medicare

d)

Sale

11.

What is the key difference between Net Pay and Gross Pay?

a)

Net pay is the total amount of money you get BEFORE taxes are deducted.

b)

Gross pay is the total amount of money you get AFTER taxes are deducted.

c)

Net pay is the total amount of money you get AFTER taxes are deducted.

d)

Gross pay is the total amount of money you get BEFORE retirement, healthcare, and dental care have been deducted.

12.

Jason filed his tax return and owes money. If he doesn't want to pay a fee, when should he pay this amount by?

a)

April 15th

b)

October 15th

c)

December 31st

d)

January 1st of the next year

13.
A health care program for the elderly and disabled
a)
social security
b)
medicare
c)
state income tax
d)
federal income tax
14.

The W-4 form lets...

a)

the government know how much you paid in taxes last year

b)

your employer know how much to withhold from your paycheck

c)

the 3 major credit bureaus know how many dependents you have

d)

you know how much you paid in taxes last year

15.

What item would you DEFINITELY see on a paystub?

a)

Retirement

b)

Healthcare

c)

Gross Pay

d)

Your occupation/role

16.

True or False: All wages, tips, and bonuses are taxable unless specifically excluded.

a)

True

b)

False

17.

What do you need to file your 1040 form? (hint: choose 2 correct answers)

a)

Your W-2

b)

Your W-4

c)

Your prior year's tax return

d)

Social Security Number

18.

What does the term "withholding" mean in reference to your paycheck?

a)

it is the amount of your paycheck that you are NOT being taxed on

b)

it is how much is being taken out of your paycheck in taxes

c)

it is how much you are going to owe the government when you file your annual tax return

d)

it is how much you earn and includes salary, bonus and commissions

19.

Why is it important to be extremely careful when completing your 1040 form?

a)

it determines whether you owe additional taxes or are entitled to receive a refund from the government

b)

making even one mistake on your federal taxes can result in your being convicted of a crime

c)

completing the 1040 form incorrectly will mean the wrong amount of taxes will be withheld form your paychecks going forward

d)

mistakes on your 1040 form make you ineligible for employment during the next year

20.

Which of the statements below is TRUE about filing your taxes, assuming your only income comes from the salary you earn

a)

you need to file your tax return by the end of the calendar year (typically December 31st)

b)

if your employer takes out federal income taxes through payroll withholdings, you do not need to file a tax return

c)

you must file your tax return by April 15th of the following year or request an extension by that date

d)

you do not need to pay any income taxes until April 15th, so you should ask your company to wait until after that date to withhold any money

21.

You are starting your first job and you are asked to complete some paperwork on your first day. Which form will determine how much money is withheld from your paycheck for federal and state income taxes?

a)

W-2

b)

1099

c)

W-4

d)

I-9

22.

What form am I? I am received when you start a job. You use me to prove that you are eligible to work in the US, and you must provide forms of identification when submitting me.

a)

I-9

b)

1099

c)

1040

d)

W-4

23.

What tax form am I/ I am received in January. There is one of me for every employer that you worked for in the previous year. I have information on how much you earned and how much you paid in taxes for the previous calendar year.

a)

1040

b)

I-9

c)

W-4

d)

W-2

24.
Roads, police, schools, governmental agencies, fire and emergency services are all funded by taxes
a)
true
b)
false
25.

This is a tax you pay when you buy goods/services. You pay extra money to the store/company

a)

Sales

b)

Property

c)

Income

26.

This is a tax you pay when you work. Money is taken away from your pay check

a)

Sales

b)

Property

c)

Income

27.

This is a tax you pay when you own a house, building or land.

a)

Sales

b)

Property

c)

Tax

28.
The length of time for which an employee’s wages are calculated
a)
payday
b)
pay period
c)
payroll
d)
direct deposit
29.
Totals all of the deductions which have been withheld from an individual’s paycheck from January 1 to the last day of the pay period indicated on the paycheck stub
a)
payroll withholdings
b)
income tax
c)
social security
d)
year to date
30.
Which is bigger, gross pay or net pay?
a)
gross pay
b)
net pay
31.

The deadline to submit taxes or file an extension is

a)

March 1

b)

March 15

c)

April 1

d)

April 15

32.

You must file state income taxes in MISSOURI.

a)

True

b)

False

33.

What does line 1 represent?

a)

Gross income

b)

Taxes paid

c)

Net income

34.
When is a W4 form filled out?
a)
Right before you file your taxes
b)
When you quit a job
c)
When you start a job
35.
Who is responsible for filling out a W4 form?
a)
You
b)
Your employer
c)
Your Bank
d)
The IRS
36.

Wages are computed by...

a)

Adding hourly rate and number of hours worked

b)

Multiplying hourly rate by number of hours worked

c)

Dividing number of hours worked by hourly rate

d)

Subtracting your hourly rate from your number of hours worked

37.

What does IRS stand for?

a)

Intergalactic Reporting Station

b)

Internal Revenue Service

c)

International Rescue Supplies

d)

Imaginary Radiation Seeker

38.

How can you file your taxes?

a)

Through the school

b)

Through your church

c)

Through a tax agent or online.

d)

Through your doctor

39.

How many times a year do you fill out your taxes?

a)

Once

b)

Twice

c)

Monthly

d)

Bi-Weekly

40.
The money that goes into your pocket after taxes.
a)
Net pay
b)
Medicare
c)
Social Security
d)
Graduated income tax
41.

What does it mean to claim a dependent on your taxes?

a)

a dog or cat that lives rent free in your home.

b)

a person who relies on someone else financially (i.e. children or the elderly)

c)

a person who is completely independent but lives under your roof.

d)

that you want to adopt the dependent you are claiming.

42.

Which tax form establishes your identify and authorized youto work in the US?

a)

1040

b)

I-9

c)

W-2

d)

W-4

43.

Which tax form do you use to file your federal tax return in April? You use your W-2 to fill in this form.

a)

1040

b)

I-9

c)

W-2

d)

W-4

44.
What is this form?
a)
w2
b)
w4
c)
1040
d)
1040ez
45.
The government agency in charge of collecting tax.
a)
FICA
b)
IRS
c)
NBA
d)
SEC
46.

Hannah's first paycheck from her job shows that $450 was taken out in taxes. Which type of tax was taken out of Hannah's paycheck?

a)

Payroll Tax

b)

Income Tax

c)

Sales Tax

d)

Property Tax

47.

When do you start paying taxes?

a)

When you turn 18

b)

When you make more than the minimum income requirement

c)

When you get a full-time job (part-time does not count)

d)

When you are notified by the IRS that you are required to pay federal income taxes

48.

Jessie did not meet the minimum income requirement to file a tax return. What is one reason for why she should file a tax return anyway?

a)

She could potentially get a refund for the taxes that were withheld from her paycheck.

b)

She still needs to report her income to the Federal government.

c)

She can qualify for a higher tax refund next year.

d)

She is still legally required to file a tax return even if she does not meet the minimum income requirement to owe taxes.

49.

Which of the following does the Federal government spend a LARGE portion of taxpayer money on?

a)

Education

b)

Military

c)

Transportation

d)

Science

50.

What is the key difference between Net Pay and Gross Pay?

a)

Net pay is the total amount of money you get BEFORE taxes are deducted.

b)

Gross pay is the total amount of money you get AFTER taxes are deducted.

c)

Net pay is the total amount of money you get AFTER taxes are deducted.

d)

Gross pay is the total amount of money you get BEFORE retirement, healthcare, and dental care have been deducted.

51.

Which of the following is NOT a category in the Federal government's spending?

a)

Mandatory spending

b)

Discretionary spending

c)

Interest on loans issued

d)

Interest on national debt

52.

Our tax money is spent on all of the following EXCEPT:

a)

Social Security

b)

The Military

c)

Private School Education

d)

National Parks

53.

Jess is 21, in college, & has a job that provides 65% of her support. Is she a dependent?

a)

Yes

b)

No

54.

Jason filed his tax return and owes money. If he doesn't want to pay a fee, when should he pay this amount by?

a)

April 15th

b)

October 15th

c)

December 31st

d)

January 1st of the next year

55.

Jason is 15 and earned $1450 at his job last summer. Should he file a tax return?

a)

No, because he didn't earn enough.

b)

No, because you have to be 16 and older to file taxes.

c)

Yes, because he may get a refund.

d)

Yes. Legally, you must file taxes even if you didn't earn enough.

56.

Which is TRUE about earned income and unearned income? (hint: choose 2 correct answers)

a)

Earned is how much you make from a job

b)

Earned is any money you make in interest, dividends, etc.

c)

Unearned is any money you make in interest, dividends, etc

d)

Unearned is how much you make from a job

57.
A health care program for the elderly and disabled
a)
social security
b)
medicare
c)
state income tax
d)
federal income tax
58.
Also known as take home pay, this is the amount left after all payroll deductions have been taken from the gross income
a)
gross pay
b)
withholdings
c)
net pay
d)
real pay
59.

Federal Contribution Insurance Act (FICA) are withheld from your paycheck and sent to the government. These are used for (Two answers are to be selected)

a)

Social Security

b)

State

c)

Medicare

d)

Sale

60.

Out of the following group, who is not legally required to file a tax return?

a)

Janet, who earned $28,200 but was paid entirely in cash.

b)

Max, whose total income from three separate part-time jobs was $9,500.

c)

Isaiah, who owns his own business and generated an income of $7,000.

d)

Dani, who is a cafe barista and earned $13,000 in wages and $250 in tips.

61.

Autumn has a job that pays $15.75 per hour. Her paystub list her 401K withholding as $32, FICA of $23, FIT of $33, and healthcare payment of $16. What is her net pay if she works 30 hours?

a)

472.50

b)

368.50

c)

104.00

d)

384.50

62.

What is the key difference between Net Pay and Gross Pay?

a)

Net pay is the total amount of money you get BEFORE taxes are deducted.

b)

Gross pay is the total amount of money you get AFTER taxes are deducted.

c)

Net pay is the total amount of money you get AFTER taxes are deducted.

d)

Gross pay is the total amount of money you get BEFORE retirement, healthcare, and dental care have been deducted.

63.

Which is TRUE about earned income and unearned income? (hint: choose 2 correct answers)

a)

Earned is how much you make from a job

b)

Earned is any money you make in interest, dividends, etc.

c)

Unearned is any money you make in interest, dividends, etc

d)

Unearned is how much you make from a job

64.

Gross income minus deductions equals your net income.

If Amorelle made $384 in gross income and her deductions are $122, what is her net income?

a)

$506

b)

$406

c)

$262

d)

$266

65.

If you paid $2500 in federal taxes and the IRS says you should have paid $3499, what happens?

a)

You have a refund of $1499

b)

You have a tax bill of $1499

c)

You have a refund of $5999

d)

You have a bill of $5999

66.

Taxes are due on this date, unless that date falls on a Sunday

a)

January 15th

b)

April 15th

c)

May 15th

d)

July 15th

67.

Given that g(x) = 3x-8, which of the following ordered pairs represent f(3)

a)

(3,1)

b)

(3,3)

c)

(3,17)

d)

(3,-1)

68.

Maddy made $60,340 last year, placing her in the 22% tax bracket. What is true about Maddy's marginal and effective tax brackets?

a)

Her marginal tax bracket is 22%, and her effective tax bracket is less than 22%

b)

Her marginal tax bracket is less than 22%, and her effective tax bracket is 22%

c)

Her marginal tax bracket and her effective tax bracket are both lesss than 22%

d)

Her marginal tax bracket and her effective tax bracket are both 22%

69.

How much did Elyse pay in FICA taxes?

a)

$2592.10

b)

$2121.63

c)

$470.47

d)

$3947.30

70.

How much did Elyse pay in FIT (federal income tax?

a)

$2592.10

b)

$2121.63

c)

$470.47

d)

$3947.30

71.

How much did Elyse pay in SIT (state income tax?

a)

$2592.10

b)

$2121.63

c)

$1539.90

d)

$3947.30

72.

Brandon goes Christmas shopping and spends $1250 on gifts. None of them are tax exempt. If sales taxes in his state are 7.85%, what is the TOTAL cost of his purchases?

a)

$1348.13

b)

$98.13

c)

$1151.87

d)

$1250.00

73.

Gabby makes $21.50 per hour. In a week, she works 52 hours. She is paid time and a half for any hours over 40. What is her gross pay?

a)

$860.00

b)

$367.00

c)

$387.00

d)

$1247.00

74.

Eli sells parts for commission. For the first $2500, he receives 18%. For everything over $2500, he receives 25%. In a pay period where he sells $10000, what is his gross pay?

a)

$2950

b)

$1875

c)

$2325

d)

$450

75.

Match the following

a)

52

1.

Weekly

b)

26

2.

Biweekly

c)

24

3.

Semimonthly

d)

12

4.

Monthly

e)

1

5.

Annually

76.

Health insurance for the disabled and elderly.

(a)  

77.

The term for when you have your paycheck automatically deposited into your account. (2 words)

(a)  

78.

Total pay, before deductions are taken.

(2 words)

(a)  

79.

When you get paid by production, it is called this:

(a)  

80.

Date your federal tax returns are due:

(Month (spelled out) and year

(a)  

81.

Hannah's first paycheck from her job shows that $450 was taken out in taxes. Which type of tax was taken out of Hannah's paycheck?

a)

Payroll Tax

b)

Income Tax

c)

Sales Tax

d)

Property Tax

82.

When do you start paying taxes?

a)

When you turn 18

b)

When you make more than the minimum income requirement

c)

When you get a full-time job (part-time does not count)

d)

When you are notified by the IRS that you are required to pay federal income taxes

83.

Jessie did not meet the minimum income requirement to file a tax return. What is one reason for why she should file a tax return anyway?

a)

She could potentially get a refund for the taxes that were withheld from her paycheck.

b)

She still needs to report her income to the Federal government.

c)

She can qualify for a higher tax refund next year.

d)

She is still legally required to file a tax return even if she does not meet the minimum income requirement to owe taxes.

84.

What is the key difference between Net Pay and Gross Pay?

a)

Net pay is the total amount of money you get BEFORE taxes are deducted.

b)

Gross pay is the total amount of money you get AFTER taxes are deducted.

c)

Net pay is the total amount of money you get AFTER taxes are deducted.

d)

Gross pay is the total amount of money you get BEFORE retirement, healthcare, and dental care have been deducted.

85.

Our tax money is spent on all of the following EXCEPT:

a)

Social Security

b)

The Military

c)

Private School Education

d)

National Parks

86.

Jess is 21, in college, & has a job that provides 65% of her support. Is she a dependent?

a)

Yes

b)

No

87.

Jason filed his tax return and owes money. If he doesn't want to pay a fee, when should he pay this amount by?

a)

April 15th

b)

October 15th

c)

December 31st

d)

January 1st of the next year

88.

Jason is 15 and earned $1450 at his job last summer. Should he file a tax return?

a)

No, because he didn't earn enough.

b)

No, because you have to be 16 and older to file taxes.

c)

Yes, because he may get a refund.

d)

Yes. Legally, you must file taxes even if you didn't earn enough.

89.
A health care program for the elderly and disabled
a)
social security
b)
medicare
c)
state income tax
d)
federal income tax
90.
Also known as take home pay, this is the amount left after all payroll deductions have been taken from the gross income
a)
gross pay
b)
withholdings
c)
net pay
d)
real pay
91.

Federal Contribution Insurance Act (FICA) are withheld from your paycheck and sent to the government. These are used for (Two answers are to be selected)

a)

Social Security

b)

State

c)

Medicare

d)

Sale

92.

Out of the following group, who is not legally required to file a tax return?

a)

Janet, who earned $28,200 but was paid entirely in cash.

b)

Max, whose total income from three separate part-time jobs was $9,500.

c)

Isaiah, who owns his own business and generated an income of $7,000.

d)

Dani, who is a cafe barista and earned $13,000 in wages and $250 in tips.

93.

The W-4 form lets...

a)

the government know how much you paid in taxes last year

b)

your employer know how much to withhold from your paycheck

c)

the 3 major credit bureaus know how many dependents you have

d)

you know how much you paid in taxes last year

94.

What item would you DEFINITELY see on a paystub?

a)

Retirement

b)

Healthcare

c)

Gross Pay

d)

Your occupation/role

95.

By claiming "exempt" on the W-4 form...

a)

You are paying all income taxes upfront at the START of the year.

b)

You are requesting an extension to file your taxes

c)

You will NOT have income taxes withheld from your paycheck.

d)

You are paying all income taxes at the END of the calendar year.

96.

True or False: All wages, tips, and bonuses are taxable unless specifically excluded.

a)

True

b)

False

97.

What do you need to file your 1040 form? (hint: choose 2 correct answers)

a)

Your W-2

b)

Your W-4

c)

Your prior year's tax return

d)

Social Security Number

98.

Which of the following is NOT a way you can file your taxes?

a)

Through a tax professional

b)

Mailing in a paper tax return to the Federal government

c)

Using tax software like TurboTax

d)

Through your employer's HR department

99.

If a teen files a tax return, can the parent still claim him/her as a dependent?

a)

Yes. All teens are dependents until they are 18 years old

b)

No. If a teen files a tax return, he/she cannot be claimed

c)

Yes, as long as the teen meets the dependency requirements

d)

Yes, but the parent has to add the teen's income to theirs

100.

What does the term "withholding" mean in reference to your paycheck?

a)

it is the amount of your paycheck that you are NOT being taxed on

b)

it is how much is being taken out of your paycheck in taxes

c)

it is how much you are going to owe the government when you file your annual tax return

d)

it is how much you earn and includes salary, bonus and commissions

101.

Why is it important to be extremely careful when completing your 1040 form?

a)

it determines whether you owe additional taxes or are entitled to receive a refund from the government

b)

making even one mistake on your federal taxes can result in your being convicted of a crime

c)

completing the 1040 form incorrectly will mean the wrong amount of taxes will be withheld form your paychecks going forward

d)

mistakes on your 1040 form make you ineligible for employment during the next year

102.

Which of the statements below is TRUE about filing your taxes, assuming your only income comes from the salary you earn

a)

you need to file your tax return by the end of the calendar year (typically December 31st)

b)

if your employer takes out federal income taxes through payroll withholdings, you do not need to file a tax return

c)

you must file your tax return by April 15th of the following year or request an extension by that date

d)

you do not need to pay any income taxes until April 15th, so you should ask your company to wait until after that date to withhold any money

103.

You are starting your first job and you are asked to complete some paperwork on your first day. Which form will determine how much money is withheld from your paycheck for federal and state income taxes?

a)

W-2

b)

1099

c)

W-4

d)

I-9

104.

Which of the following paycheck withholdings puts money into a retirement investment fund that YOU will manage?

a)

social security

b)

medicare

c)

401(k) contribution

d)

federal income taxes

105.

When you complete your 1040 form, if you overpaid your taxes and the government owes you money, that is called a

a)

withholding

b)

direct deposit

c)

deduction

d)

refund

106.

What form am I? I am received when you start a job. You use me to prove that you are eligible to work in the US, and you must provide forms of identification when submitting me.

a)

I-9

b)

1099

c)

1040

d)

W-4

107.

Elaine is an employee. Which of the following steps is she responsible for?

a)

Complete a W-4

b)

request a W-2 annually

c)

send withholding amounts to the federal government

d)

determine how much tax to withhold based on w-4 information

108.

What tax form am I/ I am received in January. There is one of me for every employer that you worked for in the previous year. I have information on how much you earned and how much you paid in taxes for the previous calendar year.

a)

1040

b)

I-9

c)

W-4

d)

W-2

109.
Roads, police, schools, governmental agencies, fire and emergency services are all funded by taxes
a)
true
b)
false
110.
Total amount paid to an employee each pay period, including regular pay, overtime pay, and other taxable earnings (such as reimbursements)
a)
net pay
b)
gross pay
c)
payroll deductions
d)
none of these