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Arkansas License Law / Time Share Law (Quiz 4 of 4)

Total questions: 59

Worksheet time: 30mins

Name
Class
Date
1.

Who is generally responsible for all business conducted by the firm?

a)

Executive Broker

b)

Principal Broker

c)

Associate Broker

d)

Salesperson

2.

Who, besides the Principal Broker, may legally have supervisory responsibility delegated to them?

a)

Salesperson

b)

Associate Broker

c)

Executive Broker

d)

Client

3.

Who is responsible for the activities of an Executive Broker?

a)

The Executive Broker themselves

b)

The Principal Broker

c)

The Salesperson

d)

The Client

4.

List four (4) areas of instruction a principal or an executive broker are to provide to those licensed under them.

a)

Instruct with regard to fundamentals of real estate, Instruct with regard to ethics of profession, Keep them informed of all changes & developments of Arkansas Real Estate Law & Commission Regulations, Exercise strict supervision

b)

Instruct with regard to fundamentals of real estate, Instruct with regard to ethics of profession, Keep them informed of all changes & developments of Arkansas Real Estate Law & Commission Regulations, Exercise lax supervision

c)

Instruct with regard to basics of real estate, Instruct with regard to profitability of profession, Keep them informed of all changes & developments of Arkansas Real Estate Law & Commission Parties, Exercise no supervision

d)

Instruct with regard to basics of real estate, Instruct with regard to profitability of profession, Keep them informed of all changes & developments of Arkansas Real Estate Law & Commission Parties, Exercise strict supervision

5.

The exercising of strict supervision of licensees within a firm is placed on whom?

a)

The Salesperson

b)

The Client

c)

The Principal Broker & Executive Broker

d)

The Firm's Owner

6.

If a principal broker is excluded from participating in a closing, what is still their requirement?

a)

To provide written instructions to the 3rd party closing transactions

b)

To provide verbal instructions to the 3rd party closing transactions

c)

To provide no instructions to the 3rd party closing transactions

d)

To provide a phone call to the 3rd party closing transactions

7.

When is a principal broker restricted against hiring agents to work under them?

a)

When they are under investigation

b)

When they have a conflict of interest

c)

If they are gainfully employed or engaged in a non-real estate related field

d)

When they are not licensed

8.

As a minimum, any property advertised for sale or rent, including the licensee’s own property, must include what specific item of information?

a)

Name of the firm with whom they are licensed

b)

Date that they became licensed

c)

Name of the owner of the firm with whom they are licensed

d)

Name of the licensee

9.

Are there circumstances whereby the agent’s individual names or telephone numbers may be a part of the advertising?

a)

Yes – as long as the licensee’s connection with the broker is obvious in ad

b)

Yes – as long as the licensee’s home address is obvious in ad

c)

No, never

d)

Yes – as long as the licensee approves it

10.

What is the purpose of the requirement that “a licensee shall exert reasonable efforts to ascertain those facts, which are material to the value or desirability of every property”?

a)

To avoid licensee’s intentional or negligent misrepresentation to the public

b)

To increase the property value

c)

To expedite the sale process

d)

To reduce the paperwork involved

11.

When earnest money is received by an agent, how soon and to whom must it be delivered?

a)

To the Seller immediately

b)

Within 24 hours to the principal broker

c)

To Principal Broker immediately

d)

Within a week to the buyer

12.

How long must complete records pertaining to a real estate transaction be maintained by the principal broker?

a)

1 year

b)

3 years

c)

5 years

d)

7 years

13.

If a real estate firm ceases to do business, who is responsible for maintaining the records of the firm?

a)

The last principal broker remaining with the firm

b)

The state commission

c)

The last accountant remaining with the firm

d)

The firm's legal advisor

14.

If a firm closes and custody of records are given to another party, what three (3) things must be furnished to the Commission regarding that person or firm?

a)

Name, address, and phone number of the place where records are maintained

b)

Name, address and email of the place where records are maintained

c)

Name, phone number, and email of the place where records are maintained

d)

Name, address, and license number of the place where records are maintained

15.

Clients’ moneys, earnest moneys, rents deposits, etc. which are received by the principal broker but do not belong to them are referred to as what type of funds?

a)

Trust funds

b)

Personal funds

c)

Business funds

d)

Operational funds

16.

Who is solely responsible and accountable for all trust funds received by a firm?

a)

The firm's accountant

b)

The principal broker

c)

The real estate agent

d)

The firm's legal advisor

17.

Accounts into which client funds are placed must include, along with the account name, one of what two choices to indicate it is other people’s money?

a)

Trust or escrow

b)

Personal or business

c)

Operational or savings

d)

Checking or savings

18.

Under what two (2) conditions may a principal broker have some of their own money in an escrow account and it not be deemed as commingling?

a)

If bank has minimum balance to keep account open, if bank requires service charge for account, broker may keep amount not to exceed total of 6 months service charges

b)

If bank has maximum balance to keep account open, if bank requires service charge for account, broker may keep amount not to exceed total of 6 months service charges

c)

If bank has minimum balance to keep account open, if the broker's personal account cannot accept their money until Monday, broker may keep amount not to exceed total of 3 months service charges

d)

If bank has minimum balance to keep account open, if bank requires service charge for account, broker may keep amount not to exceed total of 12 months service charges

19.

What is the maximum amount a broker can place of the own money into an escrow account to cover bank service charges?

a)

Amount to cover 6 months’ service charges

b)

Amount to cover 2 months’ service charges

c)

Amount to cover 12 months’ service charges

d)

Amount to cover 3 months’ service charges

20.

What are the five (5) things the principal broker must submit to the Commission regarding their trust account?

 

a)

(1) Name of account

(2) Number of account

(3) Name of bank

(4) Address of bank

(5) Date account was opened   

b)

(1) Name of broker

(2) Number of account

(3) Name of bank

(4) Phone number of bank

(5) Date account was opened 

c)

(1) Name of account

(2) Number of employees

(3) Name of bank

(4) Email of bank

(5) Date account was opened

d)

(1) Name of account

(2) Number of account

(3) Name of teller

(4) Address of bank

(5) Date account was opened

21.

How soon following the execution of a contract must the earnest money be placed into an escrow account?

a)

12 days

b)

3 days

c)

5 days

d)

1 day

22.

What is the provision if the third day for required depositing of earnest money falls on a Saturday, Sunday or legal holiday?

a)

Must be deposited the next non-Saturday, Sunday or holiday day

b)

Must be deposited the next Tuesday

c)

Must be deposited as soon as the broker returns from vacation

d)

Must be deposited the next Wednesday

23.

How often must escrow account bank statements be reconciled?

a)

At least monthly

b)

At least weekly

c)

At least twice weekly

d)

Once annually

24.

How long must bank reconciliations on trust accounts be maintained?

a)

3 years

b)

2 years

c)

5 years

d)

7 years

25.

In a coop transaction, who presents the offer to a seller?

a)

The buyer's agent

b)

The listing firm

c)

The seller

d)

The seller's agent

26.

On agent-owned rentals, what two (2) things are required if the agent wishes to keep the tenant’s security deposits in their own account and not be required to place them in the trust account of their broker?

a)

(1) Licensee must have written agreement w/ tenant stating licensee may keep deposit

(2) Copy of agreement be furnished to Principal Broker

b)

(1) Licensee must have verbal agreement w/ tenant stating licensee may keep deposit

(2) Copy of agreement be furnished to Executive Broker

c)

(1) Licensee must have handshake agreement w/ tenant stating licensee may keep deposit

(2) Copy of agreement be furnished to Office Manager

d)

(1) Licensee must have written agreement w/ office manager stating licensee may keep deposit

(2) Copy of agreement be furnished to Executive Broker

27.

What are seven (7) approved reasons for disbursing funds from a trust account?

a)

(1) Upon rejection of offer
(2) Upon withdrawal of offer not yet accepted

(3) At closing of transaction

(4) Upon written agreement signed by all parties and is separate from contract which directs broker to hold funds
(5) Upon filing of interpleader action in court
(6) Upon order of court
(7) Upon reasonable interpretation of contract which directed broker to deposit funds 

b)

(1) Upon acceptance of offer
(2) Upon withdrawal of accepted offer

(3) At beginning of transaction

(4) Upon written agreement signed by all parties and is separate from contract which directs broker to hold funds
(5) Upon filing of interpleader action in court
(6) Upon order of court
(7) Upon reasonable interpretation of contract which directed broker to deposit funds

c)

(1) Upon acceptance of offer
(2) Upon withdrawal of accepted offer

(3) At beginning of transaction

(4) Upon verbal agreement signed by all parties and is separate from contract which directs broker to hold funds
(5) Upon filing of interpleader action in court
(6) Upon order of court
(7) Upon reasonable interpretation of contract which directed broker to deposit funds

d)

(1) Upon acceptance of offer
(2) Upon withdrawal of accepted offer

(3) At beginning of transaction

(4) Upon written agreement signed by all parties and is separate from contract which directs broker to hold funds
(5) Upon filing of interpleader action in court
(6) Upon order of executive broker
(7) Upon reasonable interpretation of contract which directed broker to deposit funds

28.

Does license law require non-exclusive agency agreements to be in writing?

a)

It is strongly recommended

b)

It is not recommended

c)

It is mandatory

d)

It is strongly discouraged

29.

If a licensee is buying or selling their property, what two (2) things must they fully disclose?

a)

(1) That they are licensed and are buying, renting, leasing for their own account
(2) That they have an interest in property which they are selling, renting or leasing disclosures be in writing before contract is entered into

b)

(1) That they are licensed and are buying, renting, leasing for their own account
(2) That they have an interest in property which they are selling, renting or leasing disclosures be in writing after contract is entered into

30.

How soon must an offer on property be presented to the seller?

a)

Promptly

b)

Within a month

c)

Within two weeks

d)

Within the year

31.

In addition to a buyer’s signature on an offer to purchase, what two (2) additional signatures are also required on the offering instrument?

a)

Licensee who receives it and licensee’s supervising broker

b)

Licensee who receives it and licensee’s office manager

c)

Licensee who receives it and seller's agent

d)

Licensee who receives it and licensee’s assistant

32.

Does an offer to purchase also have to have the signatures of the listing agent and his or her supervising broker?

a)

Yes

b)

No

c)

Not if the supervising broker is out of town

d)

Not if the listing agent is sick that day

33.

Without prior permission, may a selling licensee contact the seller directly if another firm holds an exclusive listing contract on the property?

a)

Yes

b)

No

34.

Unless otherwise authorized by the owner, For Sale signs should only be on the property during which period of time?

a)

During existence of listing agreement

b)

After the sale is completed

c)

Before the property is listed

d)

At any time

35.

If a licensee is convicted of any crime, other than a traffic violation, how long do they have to make a written report to the Commission?

a)

10 days

b)

30 days

c)

60 days

d)

90 days

36.

If a licensee wishes to seek a waiver of the continuing education requirement, how must they make such a request?

a)

By phone

b)

In person

c)

In writing

d)

Through an online form

37.

How many hours of post-license education are required for a salesperson?

a)

10 hours

b)

18 hours

c)

40 hours

d)

50 hours

38.

How many hours of post-license education are required for a broker?

a)

10 hours

b)

30 hours

c)

40 hours

d)

50 hours

39.

Can post-license education be obtained through correspondence?

a)

Yes

b)

No

c)

Only for brokers

d)

Only for salespersons

40.

Who establishes the course content for post-license education?

a)

The state government

b)

The real estate commission

c)

The broker

d)

The salesperson

41.

How long does a salesperson or broker licensee have to complete their post-license education after obtaining their license?

a)

6 months

b)

End of 6th month following date of initial license

c)

2 years

d)

3 years

42.

If a salesperson or broker fails to obtain their post-license education in the stipulated time frame, what will be the status of their license?

a)

Active

b)

Inactive

c)

Suspended

d)

Revoked

43.

Can a person who passed the broker’s exam be classified as either Principal or Executive Broker prior to completion of the thirty (30) hour broker’s post-license course?

a)

Yes

b)

No

c)

Only if they have prior experience

d)

Only if they have a special permit

44.

What entity was established by law that is the designated recipient of funds generated under Act 690 of 1993?

a)

Real Estate Commission

b)

State Treasury

c)

Department of Housing

d)

Arkansas Real Estate Foundation, Inc.

45.

Under what three (3) provisions may a broker place escrow funds into an interest-bearing account?

a)

When required to do so by law, by valid regulation of any governmental agency, and while participating in interest on Real Estate Brokers Trust Account Program

b)

With verbal consent of all parties, for any purpose, and under federal law

c)

With written consent of the broker, for a specific purpose, and under federal law

d)

When required to do so by law, by valid regulation of any insurance agency, and while participating in interest on Real Estate Brokers Trust Account Program

46.

A purchaser of time-share has how long to cancel the agreement to purchase?

a)

3 days

b)

5 days

c)

7 days

d)

10 days

47.

Can the purchaser’s right to cancel a contract for purchase be waived?

a)

Yes

b)

No

c)

Only under special circumstances

d)

Only with the developer’s consent

48.

Where must the purchaser’s right to cancel appear in writing and at least what size type must it appear?

a)

On front of public offering statement, in at least 10-pt bold face type

b)

On front of public offering statement, in at least 14-pt bold face type  

c)

On second page of public offering statement, in at least 12-pt bold face type

d)

In the contract, 16-point type

49.

How soon should funds which have been received by the developer be returned to a prospective purchaser of time-share if they cancel the contract within the allotted time period?

a)

Within 7 days of receipt of notice of cancellation

b)

Within 15 days of receipt of notice of cancellation

c)

Within 30 days of receipt of notice of cancellation

d)

Within 10 days of receipt of notice of cancellation

50.

How long is the developer to maintain records of their time-share activities?

a)

1 year

b)

2 years

c)

3 years

d)

5 years

51.

In time-share references to the term “Reasonable time” is to be presumed as what period of time?

a)

30 days

b)

60 days

c)

90 days

d)

120 days

52.

Is a person auctioning real estate in Arkansas required to hold both an Arkansas Real Estate License and an Arkansas Auctioneer’s License?

a)

Yes

b)

No

c)

Only if the property value exceeds $100,000

d)

Only if the auction is held online

53.

Does “Buyer’s Premium” mean a buyer will pay more for the item than the actual bid amount they made on the item?

a)

Yes

b)

No

c)

Only if the seller agrees

d)

Only if the auction is held in person

54.

If a property is sold to the highest bidder with no minimum bid having been established, what type of auction is this referred to as?

a)

Reserve auction

b)

Absolute auction

c)

Sealed bid auction

d)

Dutch auction

55.

If a minimum bid has been established and the seller has the right to reject any and all bids, what type of auction is this referred to as?

a)

Reserve auction

b)

Absolute auction

c)

Sealed bid auction

d)

Dutch auction

56.

Unless explicit terms state otherwise, will real estate auctions be considered to be “with reserve” or as “absolute or without reserve”?

a)

With reserve

b)

Absolute or without reserve

c)

Sealed bid

d)

Dutch auction

57.

Does an auctioneer have to have a written agreement with the owner regarding the terms of the sale?

a)

Yes

b)

No

c)

Only if the property value exceeds $100,000

d)

Only if the auction is held online

58.

Does the seller have to agree if the Auctioneer wishes to bid on the property?

a)

Yes

b)

No

c)

Only if the property value exceeds $100,000

d)

Only if the auction is held online

59.

Immediately prior to opening the bidding on real estate, what two (2) things must the auctioneer announce to those in attendance?

a)

The terms and conditions of auction and if the seller and/or auctioneer or others on their behalf may bid on or purchase the real estate being auctioned

b)

The terms and conditions of auction and if they plan to rent the real estate being auctioned

c)

The name and address of the seller

d)

The name and address of the auctioneer's place of business