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Sources of Finance Quiz

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

What is retained profit?

a)

Profit distributed to shareholders

b)

Profit kept in the business after costs are paid

c)

Money borrowed from a bank

d)

Funds raised by selling shares

2.

Which of the following is an internal source of finance?

a)

Loan

b)

Sale of assets

c)

Overdraft

d)

Trade credit

3.

What is a disadvantage of owner's capital?

a)

Requires interest payments

b)

Risk of losing personal funds

c)

Reduces control of the business

d)

Limited to short-term use only

4.

Which source of finance involves paying for equipment over time but not owning it until fully paid?

a)

Leasing

b)

Hire purchase

c)

Trade credit

d)

Overdraft

5.

What is a key advantage of crowdfunding?

a)

Guaranteed funding

b)

Raises awareness and funds simultaneously

c)

Provides a large amount of money quickly

d)

No fees involved

6.

What type of business can issue shares to raise finance?

a)

Sole traders

b)

Partnerships

c)

Limited companies

d)

Public sector organisations

7.

Which of the following is most suitable for a business needing immediate cash for short-term expenses?

a)

Venture capital

b)

Overdraft

c)

Grant

d)

Share capital

8.

Which external source of finance does not require repayment?

a)

Loan

b)

Trade credit

c)

Grant

d)

Hire purchase

9.

What is a disadvantage of selling assets to raise finance?

a)

It increases long-term liabilities

b)

It reduces the business’s future capacity

c)

It requires paying interest on the funds raised

d)

It leads to loss of ownership control

10.

Which of the following is a long-term source of finance?

a)

Trade credit

b)

Overdraft

c)

Venture capital

d)

Retained profit