wayground logo

Free Printable Worksheets

NEW

Font size

S
M
L
XL
Worksheets

Refresher Activity

Total questions: 10

Worksheet time: 3mins

Name
Class
Date
1.

A key difference between saving and investing is

a)

Saving is for everyone, investing is for the wealthy

b)

Your money is insured when investing, it is not in savings

c)

Investing has a guaranteed return, savings does not

d)

Saving is for emergencies & goals, investing is for long-term wealth

2.

Which would be considered the highest risk investment type?

a)

Stock

b)

Mutual Fund

c)

U.S. Government Bond

d)

Bank Certificate of Deposit

3.

A diversified portfolio is desirable because

a)

It limits investment choice

b)

It's a good predictor on rate of return

c)

It increases risk and return

d)

It decreases risk

4.

Why is it important to start investing as soon as possible?

a)

You take less risk when you are young, so money will be safe

b)

You have more time for your money to compound

c)

Investing is an easy way to make quick money

d)

Fees on investments are cheaper when you are younger

5.

What is a stock?

a)

A loan an investor makes to a company or government that pays interest over time.

b)

A share of ownership in a company

c)

A collection of investments sold as a package.

d)

An option to purchase something in the future at todays price.

6.

What is the primary reason for a company to issue stock?

a)

The stocks help investors earn a higher rate of return

b)

To raise money to grow the company

c)

To distribute the risk of bankruptcy across more investors

d)

To increase greater awareness of the company

7.

Which one of the following types of investments has the highest risk and the highest potential rate of return?

a)

Stocks

b)

Government Bonds

c)

Certificates of Deposits

d)

Savings Accounts

8.

Examples include gold, oil, silver and natural gas. They are traded on a stock exchange.

a)

Bonds

b)

Stocks

c)

Collectibles

d)

Commodities

9.

Cash payment (per share) made by the company to its shareholders is called a.....

a)

Beta

b)

Bid

c)

Dividend

d)

Market Cap

10.

Which is NOT sound financial advice?

a)

Start early

b)

"Diversify" your money into a variety of investments

c)

Buy only technology stocks - It is the future!

d)

Don't take money out of your retirement account until age 59.5 or later.