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Creating Personal Budget Quiz

Total questions: 15

Worksheet time: 8mins

Name
Class
Date
1.

What is the average monthly payment for a used car loan?

a)

$530-750

b)

$600-750

c)

$380-520

d)

$250-400

2.

What is the minimum average monthly payment for a lease?

a)

$530

b)

$600

c)

$380

d)

$750

3.

What is the maximum average monthly payment for a lease?

a)

$750

b)

$520

c)

$600

d)

$530

4.

What is required of all drivers in Massachusetts?

a)

To have a valid driver's license

b)

To have car insurance

c)

To own a car

d)

To pass a driving test annually

5.

What should drivers do to get the best car insurance rate?

a)

Choose the first company they find

b)

Research and compare quotes from different companies

c)

Ask friends for recommendations

d)

Visit only local insurance offices

6.

Which of the following is NOT mentioned as a payment option for car insurance?

a)

Pay all up front

b)

Pay monthly

c)

Pay weekly

d)

Pay annually

7.

Which apartment type has an average rent of $4,193/month?

a)

Two Bedroom

b)

Studio

c)

One Bedroom

d)

Three Bedroom

8.

What factor affects the cost of electricity?

a)

Number of devices

b)

Hotter/colder months

c)

Type of appliances

d)

Number of residents

9.

What is the cost range for gas per month?

a)

$10-100

b)

$20-160

c)

$50-200

d)

$100-250

10.

What is the cost range for total utilities per month?

a)

$100-200

b)

$165-305

c)

$200-400

d)

$250-500

11.

Which utility cost is dependent on the package chosen?

a)

Electricity

b)

Gas

c)

Cable

d)

Water

12.

What is the average monthly cost for Internet/WIFI?

a)

$20

b)

$50

c)

$80

d)

$100

13.
1. Magda is going to finance her car purchase using an auto loan. Which statement below is accurate?
a)
Her principal is the cost of the car, minus any down payment she makes
b)
Her interest rate is the total cost she’ll pay after making all of her principal and interest payments
c)
Choosing a shorter term means it will take her longer to repay the loan
d)
It’s likely that her monthly payment will be between 4-5% of the cost of the car
14.

What is the term for the contract between a car owner and another party that allows the latter to use the car for a specific time period?

a)

Lease

b)

Loan Fee

c)

Lessee

d)

Lessor

15.

What could be a good option available to you if you are behind on loan payments?

a)

A financial institution may offer for you to pay a little now and pay the rest after your next pay day.

b)

You can ignore your payments until the financial institution asks about them.

c)

You can take out a payday loan.

d)

Ask your financial institution to get out of the loan contract.