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Life After High School

Total questions: 22

Worksheet time: 11mins

Name
Class
Date
1.

Which of the following is a benefit of going to college and obtaining a degree?

a)

A higher credit score

b)

Higher potential earnings

c)

A nicer home

d)

Increased amount of debt

2.

Which of these is a way to pay for college rather than an expense of attending college?

a)

Grants

b)

Tuition

c)

Room & Board

d)

Books & Supplies

3.

Scholarships are a great way to minimize the large expense of college. Which statement best describes a scholarship?

a)

A scholarship is a loan of money that must be paid back before graduating college.

b)

A scholarship is a loan of money that must be paid back after graduating college.

c)

A scholarship is free money that you must qualify for but do not need to pay back.

d)

A scholarship is free money given to every student who decides to attend college.

4.

Tatiana was offered a large amount of 'gift aid' from one of the colleges to which she applied. What is gift aid?

a)

Gift aid is money that is loaned to you to attend college that you will eventually have to pay back.

b)

Gift aid is money that you work for while in college or career school.

c)

Gift aid is free money that you don’t have to pay back, and it reduces the total price you’ll pay for college.

d)

Gift aid is a type of loan that needs to be paid back on an annual basis.

5.

Which college payment option is considered 'gift aid'?

a)

Federal student loans

b)

Private student loans

c)

Savings

d)

Scholarships

6.

Which type of financial aid must be paid back with interest?

a)

Scholarship

b)

Grant

c)

Loan

d)

Work Study

7.

What’s the best advice on how much money to borrow in student loans?

a)

Borrow less than you need, and just hope they don’t kick you out before graduation

b)

Borrow only what you need for college costs and basic needs

c)

Borrow the maximum amount so you have a fun, exciting time during college

d)

Under no circumstance should you ever borrow money for college

8.

Damica wants to attend a college with a sticker price of $45,000. She qualifies for $13,000 in gift aid. What will Damica's net price be?

a)

$58,000

b)

$45,000

c)

$32,000

d)

$13,000

9.

Violet wants to attend a college that has a sticker price of $21,600. The college has given her gift aid of $9,800 and she received a $2,000 local scholarship. How much money does Violet and her family need to pay for her to attend this college?

a)

$33,400

b)

$13,800

c)

$9,800

d)

$2,000

10.

All of the following are alternatives to attending a 4-year college except...

a)

Joining the workforce

b)

Obtaining a Bachelor's degree

c)

Attending a trade school

d)

Enlisting in the military

11.

Celia does not think she wants to attend college after high school. What is one advantage of choosing something OTHER than a 4-year college?

a)

She can enter the workforce and start earning money sooner than those obtaining a college degree.

b)

She may not earn as much money over her lifetime compared to those with a college degree.

c)

She will likely have a higher amount of debt compared to those with a college degree.

d)

She will likely spend more time searching for a job and therefore, be able to live with her parents longer.

12.

Melora is researching careers and is confused on the difference between the STARTING salary and MEDIAN salary for each career choice. Select the answer that defines them correctly.

a)

Starting salary is the amount you will make in the first year of your new profession. Median salary is the middle of the pay scale for that profession.

b)

Starting salary is the middle of the pay scale for that profession. Median salary is the amount you will make in the first year of your new profession.

c)

Starting salary and median salary are defined the same, which is the middle of the pay scale for that profession.

d)

Starting salary and median salary are defined the same, which is the amount you will make in the first year of your new profession.

13.

Tivona is researching careers and trying to decide which one would be the best fit for her. Which is a main question she should ask herself to improve her chances of loving her career?

a)

Does anyone else in my family have this career?

b)

Do my friends like this career choice?

c)

Am I passionate about this type of work?

d)

Will this career make me famous?

14.

What is typically the largest expense in the average person's budget?

a)

Transportation

b)

Food

c)

Education

d)

Housing

15.

What is the purpose of a budget?

a)

A budget is a tool to help manage the money in your bank account.

b)

A budget is a spending plan of your income and expenses.

c)

A budget is a portfolio of investments that grow over time.

d)

A budget is a tool to help build your credit score.

16.

What ls a scholarship?

a)

A scholarship is something you get awarded based on talent of any sort

b)

when you love college and homework

c)

When you donate money to a charity

d)

amount if money that's is given for college but you have to fill out a form

17.

What is Financial Aid?

a)

A loan that must be repaid with high interest

b)

Money that is given to pay for students' education

c)

A type of investment in stocks

d)

A mandatory fee for all college students

18.

Which of the following is a fact about the benefits of education?

a)

Education always leads to fame.

b)

Education can increase job opportunities.

c)

Education is only beneficial for young people.

d)

Education is unnecessary in the digital age.

19.

Which of the following is a basic concept related to the benefits of education?

a)

Education leads to better health outcomes.

b)

Education guarantees political power.

c)

Education eliminates all social inequalities.

d)

Education ensures immediate wealth.

20.

What is a direct benefit of education in terms of personal development?

a)

It guarantees a stress-free life.

b)

It improves communication skills.

c)

It ensures a luxurious lifestyle.

d)

It provides instant success.

21.

How can scholarships as a form of Financial Aid impact a student's education?

a)

By requiring repayment with interest

b)

By limiting the choice of schools

c)

By reducing the financial burden of education for the student that takes the aid

d)

By increasing the cost of living expenses

22.

The payment that is made to a university in order to be an enrolled student and attend class.

a)

loan

b)

tuition

c)

financial aide

d)

scholarship