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WorksheetsAustralian Medicare and Health Insurance Worksheet
Total questions: 15
Worksheet time: 11mins
What is the main goal of the Medicare system in Australia?
To replace all private hospitals
To provide free access to any specialist without referral
To ensure all Australians have access to affordable basic healthcare
To increase the cost of the expenses for elective surgeries
How is the Medicare system primarily funded?
Donations from private companies
A compulsory levy on most Australian taxpayers
Health insurance premiums
Monthly payments from patients
What is meant by 'the gap' in Medicare?
The age gap in healthcare needs
The gap between GP and specialist services
The difference between the Medicare rebate and the actual fee charged by the doctor
The amount paid for private insurance
What does the Pharmaceutical Benefits Scheme (PBS) aim to do?
Eliminate prescription drug use
Make essential medicines more affordable for Australians
Limit the number of pharmacies in Australia
Provide only over-the-counter medications
What is the role of Private Health Insurance in Australia?
It replaces Medicare
It covers all medical costs automatically
It offers additional health services and choice of provider not fully covered by Medicare
It is only available to Australians over the age of 40
What is the 'Lifetime Health Cover Loading'?
A discount given to teenagers for buying health insurance early
A penalty for anyone who uses Medicare services too often
An additional cost added if you take out private health insurance after age 31
Which of the following would NOT typically be covered by Medicare?
GP consultations
X-rays in a public hospital
Cosmetic surgery for non-medical reasons
Pathology tests for diagnosis
At what age can a person apply for their own Medicare card in Australia?
12
15
18
21
Which group might not have access to Medicare in Australia?
Australian citizens
New Zealand residents living in Australia
International students who are studying in Australian Secondary Schools.
Asylum seekers who are on temporary protection visas.
Which government department is responsible for managing federal health policy in Australia?
Department of Foreign Affairs
Department of Health and Aged Care
Department of Education
Victorian Department of Health
Which of the following is a key feature of Medicare?
It only applies to private hospitals
It is optional for Australian citizens
It helps cover costs of public hospital treatments
It includes free gym memberships
What type of service is typically free under Medicare in a public hospital?
Emergency surgery
Cosmetic surgery
Private specialist consultation
Overseas hospital visits
Why might someone choose to have both Medicare and Private Health Insurance?
To receive free petrol vouchers
To access public hospitals only
To avoid paying the Medicare levy
To gain access to services and providers not fully covered by Medicare
How does the 'Lifetime Health Cover Loading' policy aim to influence consumer behaviour?
Encourages people to delay getting insurance
Increases healthcare costs for older adults.
Encourages younger people to take up private insurance early
Makes Medicare coverage more expensive.
What is a major difference between Medicare and Private Health Insurance?
Medicare covers dental, private does not
Private insurance offers more choice of doctor and faster elective surgery access
Medicare is only for the elderly
Private insurance is fully government-funded
