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Health Insurance Basics Quiz

Total questions: 15

Worksheet time: 8mins

Name
Class
Date
1.

How many types of health insurance plans are there?

a)

Only one type

b)

Two types

c)

Many different types

d)

No types

2.

Approximately how many health insurance companies exist?

a)

A few dozen

b)

Several thousand

c)

Hundreds

d)

None

3.

What is a co-payment in the context of health insurance?

a)

A percentage of expenses shared by patient and insurer

b)

A specific amount a patient pays for each service

c)

The total cost of medical services

d)

Amounts paid by the patient before the policy pays

4.

Which of the following is a type of health insurance plan?

a)

PPO

b)

HMO

c)

TRICARE

d)

All of the above

5.

Which program is specifically designed for military personnel and their families?

a)

Medicare

b)

Medicaid

c)

TRICARE

d)

Medigap

6.

How many types of Medicare coverage are there?

a)

2

b)

3

c)

4

d)

5

7.

Which of the following is NOT a type of Medicare coverage?

a)

Type A

b)

Type B

c)

Type C

d)

Type D

8.

Medicare Type A provides coverage for which type of care?

a)

Pediatric care

b)

Hospice care

c)

Maternity care

d)

Orthodontic care

9.

What does Medicare Type B cover?

a)

Hospital stays

b)

Doctors visits

c)

Prescription drugs

d)

Dental care

10.

Which of the following is true about Medicare Type B?

a)

It covers all healthcare costs

b)

Individuals do not pay a premium

c)

It covers outpatient treatments

d)

It covers vision care

11.

What is a Medigap policy designed to do?

a)

Provide full medical coverage

b)

Help pay medical expenses not covered by Medicare

c)

Replace Medicare entirely

d)

Offer dental insurance

12.

Who primarily benefits from Medicaid?

a)

High-income individuals

b)

Individuals with private insurance

c)

Those with low income, children who qualify for public assistance, and individuals who are physically disabled or blind

d)

Only senior citizens

13.

What is the purpose of Workers' Compensation?

a)

To provide retirement benefits for workers

b)

To offer health insurance for workers' families

c)

To provide treatment for workers injured on the job

d)

To offer bonuses for excellent performance

14.

In managed care, what is often needed before care is provided?

a)

A prescription

b)

A payment

c)

A verification or second opinion

d)

A diagnosis

15.

Which component of HIPAA enforces strict guidelines for confidentiality?

a)

Health Care Access, Portability, and Renewal

b)

Preventing Health Care Fraud and Abuse

c)

Tax-Related Health Provisions

d)

Revenue Offsets