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Set 1: Investment and Portfolio Optimization MCQs

Total questions: 24

Worksheet time: 17mins

Name
Class
Date
1.

The Macaulay Duration of a bond measures:

a)

Price sensitivity

b)

Weighted average time to receive cash flows

c)

Coupon effect

d)

Yield-to-maturity

2.

A bond’s duration will be higher when:

a)

Coupon rate is high

b)

Maturity is short

c)

Yield to maturity is low

d)

Coupon frequency is high

3.

Yield to Maturity (YTM) is best defined as:

a)

Current yield

b)

Discount rate equating PV of cash flows to price

c)

Coupon equals market price

d)

Reinvestment rate

4.

The expected return of a portfolio is:

a)

Weighted sum of individual variances

b)

Weighted sum of individual expected returns

c)

Weighted average of betas

d)

None

5.

Portfolio variance depends on:

a)

Individual variances only

b)

Covariance between assets

c)

Weights of assets only

d)

Expected returns

6.

Diversification is most effective when securities are:

a)

Positively correlated

b)

Uncorrelated or negatively correlated

c)

Perfectly correlated

d)

Identical returns

7.

Given, (σX = 5%, σY = 10%, rXY = 0.6). The covariance between Asset X and Asset Y is:

a)

0.006

b)

0.03

c)

0.002

d)

0.05

8.

The standard deviation of a risk-free asset is:

a)

Zero

b)

One

c)

Undefined

9.

The Sharpe ratio uses as a denominator:

a)

Beta

b)

Portfolio standard deviation

c)

Portfolio variance

d)

Covariance

10.

Jensen’s alpha measures:

a)

Total risk-adjusted return

b)

Market performance

c)

Excess return over CAPM prediction

d)

Portfolio variance

11.

If portfolio return = 12%, risk-free = 4%, market return = 10%, and portfolio beta = 1.2, Jensen’s Alpha is:

a)

1.2%

b)

0.8%

c)

1.6%

d)

2.0%

12.

According to Expectations Theory, long-term rates equal:

a)

Average of expected future short-term rates

b)

Current short-term rate

c)

Risk premium

d)

Constant over time

13.

Liquidity Premium Theory suggests investors demand:

a)

Higher yield for short-term bonds

b)

Higher yield for holding long-term bonds

c)

Lower yields for long-term bonds

d)

Same yields for all bonds

14.

Security Market Line (SML) relates expected return to:

a)

Total risk

b)

Market risk (beta)

c)

Unsystematic risk

d)

Standard deviation

15.

If risk-free rate = 5%, market return = 13%, and beta = 1.5, expected return by CAPM is:

a)

15%

b)

16%

c)

17%

d)

18%

16.

Harry Markowitz introduced:

a)

Capital Market Line

b)

Efficient frontier concept

c)

CAPM equation

17.

The efficient frontier shows:

a)

Maximum risk for given return

b)

Minimum risk for given return

c)

Average return portfolios

d)

Risk-free investments only

18.

A two-asset portfolio has 0.6 weight in stock A (return 10%, σ = 12%) and 0.4 in stock B (return 6%, σ = 8%), correlation 0.2. Portfolio return is:

a)

7.0%

b)

8.4%

c)

9.0%

d)

7.8%

19.

A portfolio has return 15%, risk-free 4%, standard deviation 11%. Sharpe ratio = ?

a)

1.0

b)

0.9

c)

1.2

d)

0.8

20.

For a bond with an 8% coupon, face value ₹1000, maturity 5 years, YTM = 10%, price is approximately:

a)

₹950

b)

₹936.3

c)

₹970

d)

₹1000

21.

What is the primary purpose of diversification in a portfolio?

a)

To increase risk

b)

To reduce unsystematic risk

c)

To maximize returns

d)

To ensure liquidity

22.

If a bond has a face value of ₹1000, a coupon rate of 6%, and a YTM of 8%, what is the bond's price approximately?

a)

₹950

b)

₹930

c)

₹970

d)

₹1000

23.

The Capital Asset Pricing Model (CAPM) is used to determine:

a)

Dividend growth rate

b)

Bond pricing

c)

Market volatility

d)

Expected return based on risk

24.

The term structure of interest rates is best described by:

a)

Relationship between interest rates and time to maturity

b)

Only short-term interest rates

c)

Only long-term interest rates

d)

Constant interest rates over time