WorksheetsAuto Insurance Quiz
Total questions: 15
Worksheet time: 8mins
Mason is reviewing his Personal Auto Policy (PAP) and wants to know what is defined as 'your covered auto.' According to the policy, which of the following would be considered 'your covered auto'?
A vehicle owned by your neighbor
A vehicle you own or lease
A vehicle rented for less than 30 days
A vehicle used for commercial purposes
Olivia accidentally causes a car accident that results in injuries to another driver and damage to their vehicle. Which type of coverage pays for the bodily injury and property damage Olivia caused?
Medical Payments Coverage
Liability Coverage
Uninsured Motorists Coverage
Collision Coverage
Rohan is reviewing his insurance policy and wants to understand what is NOT covered under Supplementary Payments. Which of the following is NOT covered?
Bail bonds
Intentional acts
Defense costs
Loss of earnings
After a minor car accident, Ethan's insurance helps cover his medical bills, no matter who was at fault. What type of coverage is this?
Medical bills regardless of fault
Medical bills only if you are at fault
Medical bills only if the other driver is at fault
Medical bills for passengers only
David is driving home when another car runs a red light and hits his vehicle. The other driver is found to be at fault but does not have any insurance. What does Uninsured Motorists (UM) coverage provide in this situation?
Pays for intentional acts
Pays for medical bills regardless of fault
Pays for damages to your vehicle
Pays when the at-fault driver has no insurance
Aria accidentally hits a tree while driving her car, causing damage to her vehicle. Which of the following coverages would help pay for the repairs to Aria's car?
Garagekeepers Coverage
Collision Coverage
Liability Coverage
Uninsured Motorists Coverage
After being involved in a minor car accident, Emma is unsure of what to do next. What is one of the duties required after an accident?
Repair the vehicle yourself
Notify the police
Pay for damages immediately
Notify the insurer
Jackson is reviewing his auto insurance policy and wants to change some of the policy provisions. Which endorsement should he request to amend the policy provisions?
PP 03 06
PP 03 03
PP 03 23
PP 01 93
Mia owns a delivery company and needs insurance for her fleet of vehicles used for business purposes. Which type of vehicles would the Business Auto coverage form apply to?
Rental vehicles
Commercial vehicles
Personal vehicles
Garage operations
Charlotte owns an auto repair shop. She wants to make sure she is protected if something happens to her customers' vehicles while they are in her care for repairs. What does Garagekeepers coverage protect?
Vehicles rented for business purposes
Customers' autos in the insured's care
The insured's personal vehicle
Trailers under interchange agreements
Anika is reviewing her company's Commercial Auto insurance policy and needs to identify which symbol represents 'Covered Autos' under the coverage. Which symbol should Anika look for?
Symbol A–Z
Symbol 1–9
Symbol 10–19
Symbol X–Y
Noah is starting a trucking company that will operate across state lines. He wants to make sure his business complies with federal regulations. What does the Motor Carrier Act of 1980 require for his company?
Maximum liability limits for all carriers
Minimum liability limits for interstate carriers
No liability limits for commercial vehicles
Liability limits only for personal vehicles
Sophia has been rejected by several insurance companies when trying to get automobile insurance. What is the purpose of the Wisconsin Automobile Insurance Plan (WAIP) for someone in Sophia's situation?
To provide insurance to rental vehicles
To provide insurance to drivers with perfect records
To provide insurance to commercial vehicles
To provide insurance to drivers rejected by insurers
Charlotte's car breaks down on the highway, and she needs to call for towing and roadside assistance. Which endorsement provides coverage for towing and labor?
PP 03 06
PP 03 23
PP 03 03
PP 01 93
After being involved in multiple accidents, Mason finds that several insurers have rejected his applications for auto insurance. What happens next?
They are required to pay higher premiums
They are required to purchase commercial auto insurance
They are assigned to WAIP
They are denied coverage permanently
