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Business Finance Revision - All Topics

Total questions: 90

Worksheet time: 57mins

Name
Class
Date
1.

What is the contribution formula?

a)

Revenue - Costs

b)

Variable costs + Direct Costs

c)

Selling Price - Variable cost per unit

d)

Revenue / Expenses

2.

Which statement best describes a profit and loss account?

a)

Document showing revenues and costs over time

b)

Budget forecasting future income and expenses

c)

Statement listing assets, liabilities, and owner equity

d)

Ledger recording daily cash receipts and payments

3.

Sales revenue is calculated primarily by which method?

a)

Total profit divided by units sold

b)

Price multiplied by quantity sold

c)

Cost of sales plus gross profit

d)

Expenses subtracted from net profit

4.

Which item is MOST likely included in cost of sales?

a)

Marketing for a new campaign

b)

Office rent for headquarters

c)

Raw materials for production

d)

Insurance for company vehicles

5.

Gross profit is defined by which formula?

a)

Sales revenue minus cost of sales

b)

Sales revenue minus expenses

c)

Cost of sales minus net profit

d)

Net profit minus overheads

6.

Expenses (overheads) are best described as which type of cost?

a)

Indirect and not linked to output

b)

Direct and vary with units

c)

Variable tied to materials

d)

Direct labour used in production

7.

Net profit is calculated using which relationship?

a)

Gross profit minus expenses

b)

Cost of sales minus gross profit

c)

Sales revenue minus cost of sales

d)

Gross profit plus overheads

8.

Which example BEST represents an overhead rather than a direct cost?

a)

Packaging for finished goods

b)

Wages of assembly line

c)

Steel used to manufacture

d)

Administration staff salaries

9.

A business reports sales revenue of £250,000 and cost of sales of £150,000. What is the gross profit?

a)

£400,000

b)

£150,000

c)

£100,000

d)

£350,000

10.

If gross profit is £100,000 and total expenses are £60,000, what is the net profit?

a)

£40,000

b)

£140,000

c)

£160,000

d)

£60,000

11.

Which stakeholder primarily is interested in profit to decide on dividends?

a)

Banks and lenders

b)

Employees and unions

c)

Government tax authorities

d)

Owners and shareholders

12.

Which use of net profit is MOST appropriate for long-term growth?

a)

Reinvesting back into the business

b)

Reporting cost of sales

c)

Paying office utility bills

d)

Calculating sales revenue

13.

Why might higher sales revenue NOT guarantee higher profit?

a)

Expenses never change with output

b)

Gross profit always equals costs

c)

Taxes always exceed sales

d)

Costs must also be considered

14.

Which action may directly increase revenue rather than cuts costs?

a)

Outsourcing non-core activities

b)

Reducing administration expenses

c)

Negotiating lower supplier prices

d)

Raising prices on existing products

15.

Which strategy is best described as a cost reduction method?

a)

Lowering fixed costs like rent

b)

Improving marketing and promotion

c)

Expanding into new markets

d)

Introducing new or improved products

16.

Gross Profit Margin (GPM) is calculated using which formula?

a)

Gross Profit divided by Sales Revenue, times 100

b)

Net Profit divided by Sales Revenue, times 100

c)

Sales Revenue divided by Gross Profit, times 100

d)

Cost of Sales divided by Sales Revenue, times 100

17.

A higher GPM most strongly indicates which outcome?

a)

Stronger financing leverage

b)

Better production efficiency

c)

Higher administration expenses

d)

Lower overall profitability

18.

Net Profit Margin (NPM) measures what aspect of performance?

a)

Overall business profitability

b)

Revenue growth over time

c)

Marketing campaign efficiency

d)

Supplier negotiation effectiveness

19.

Which formula correctly computes Net Profit Margin (NPM)?

a)

(Net Profit ÷ Sales Revenue) × 100

b)

(Gross Profit ÷ Sales Revenue) × 100

c)

(Net Profit ÷ Cost of Sales) × 100

d)

(Sales Revenue ÷ Net Profit) × 100

20.

A business wants to benchmark performance against competitors. Which metric set is most appropriate?

a)

Marketing spend percentages only

b)

Inventory turnover ratios alone

c)

Total assets and liabilities

d)

GPM and NPM over time

21.

Given a Sales Revenue of £200,000 and a Gross Profit of £40,000, what is the GPM?

a)

20 percent

b)

25 percent

c)

30 percent

d)

35 percent

22.

What is another name for a business' sales revenue?

a)

Sales

b)

Costs

c)

Sales turnover, turnover or revenue

d)

Profit and Loss

23.

If a business's costs exceeds it sales revenue, it will experience a ........?

a)

Loan

b)

Profit

c)

Loss

d)

Debt

24.

Which group is interested in a business's profit and loss account?

a)

Local community

b)

Customers

c)

Stakeholders

d)

Pressure Groups

25.

Corporation Tax is paid by?

a)

Partnerships

b)

Companies

c)

Sole traders

d)

Individuals

26.

What will impact the gross profit margin?

a)

Cost of sales increase

b)

Decrease in operating (other) expenses

c)

Sales price charged remaining the same

d)

Increase in operating (other) expenses

27.
What is the Gross Profit Margin for this business?
a)
20%
b)
30%
c)
25%
d)
40%
28.
How can a business improve the Net Profit Margin?
a)
Finding a more expensive supplier with better quality
b)

Reducing the salary of employess

c)
Raising electricity usage
d)
None of the above
29.

Which two of the following could potentially cause an increase in net profit?

a)

Increase in sales revenue

b)

Decrease in sales revenue

c)

Increase in other operating expenses and interest

d)

Decrease in other expenses

e)

Increase in cost of sales

30.

Which two of the following are fixed costs

a)

Rent

b)

Raw materials

c)

Electricity

d)

Water

e)

Advertising

31.

Which strategies are most suitable for increasing the revenue in a business?

a)

Increase price

b)

Increase promotion

c)

Decrease price

d)

Improve distribution channels

e)

Reducing staff salaries

32.
Which one is not included in the Break Even formula?
a)
variable costs per unit
b)
total fixed costs
c)
selling price per unit
d)
cost price per unit
33.
What does break even point show?
a)
where a business is neither making a profit or loss
b)
how many items to make
c)
how much profit they're making
d)
where a business has more fixed costs than variable
34.

What assumption does this statement say "Break even is 54 units"?

a)

if we sell 55 we aren't making a profit

b)

if we sell 54 we begin to make a profit

c)

if we sell 55 we begin to make a profit

d)

if we sell 54 we are not yet at break even point

35.
What is one limitation to calculating break even?
a)
helps projected sales
b)
based on estimates
c)
based on multiple products
d)
considers stock wastage
36.
To draw the BE graph you must plot Total Costs and ........
a)
Total Production
b)
Total Revenue
c)
Total Fixed Costs
d)
Total Units
37.

My total costs are £50,000 when selling 100 items. My fixed costs are £20,000. What must be the variable cost of one item?

a)

£300

b)

£500

c)

£200

d)

Cannot be calculated

38.

We are going to manufacture Whats-Its. The Whats-It machine costs £4000.It also costs £5 for materials and labour for each Whats-It. We are planning to sell our Whats-Its for £12 each. How many Whats-Its must we sell in order to breakeven?

a)

571.42

b)

572

c)

570. 63

d)

571

39.

What is the break-even point in units for a company whose total fixed costs are £275,450; selling price per unit is £16; and variable cost per unit is £14.75?

a)

220,360

b)

150,300

c)

183,633

d)

225,120

40.

Fixed costs: = £30,000

Variable cost: = £200 per photo shoot

Forecast output (Sales): = 140 photo shoots

Selling price: = £1000 per photo shoot


What is the Contribution?

a)

£112 000

b)

£112 500

c)

£375

d)

£800

41.

Simon has worked out the following figures for new Bobble Hats he is going to sell. He estimates that he can produce 20 000 hats a month with a selling price of £3.50. He expects the machinery costs to be £60 000 per annum, staff salaries are £72 000 per annum and raw materials cost £30 000 per month.


What is the margin of safety?

a)

66 000

b)

74 000

c)

200 000

d)

174 000

42.

Baljeevans Burgers has sales of 250 units, a sales revenue of £26 500, total variable costs of £12 340 and total fixed costs of £4 600 (all annual figures).


Calculate the Total Contribution

a)

£56.64

b)

£14 160

c)

£14 410

d)

£566.40

43.

Baljeevans Burgers has sales of 250 units, a sales revenue of £26 500, total variable costs of £12 340 and total fixed costs of £4 600 (all annual figures).


Calculate the Contribution per unit

a)

£56.64

b)

£14 160

c)

£14 410

d)

£566.40

44.

Baljeevans Burgers has sales of 250 units, a sales revenue of £26 500, total variable costs of £12 340 and total fixed costs of £4 600 (all annual figures).


Calculate the Profit or Loss

a)

£9 560

b)

£95 600

c)

£662 5000

d)

£660 8060

45.

Calculate the total contribution from the first 100 customers

a)

£65

b)

£650

c)

£6 500

d)

£65 000

46.

Calculate the Break Even Quantity

a)

65

b)

650

c)

365

d)

3 650

47.

Calculate the expected profit from the first year of trading, based on the assumption that it will attract 450 customers.

a)

£552

b)

£55 250

c)

£5 525

d)

£37 225

e)

£29 250

48.

Fixed Costs £42 525

Variable Costs £3 per Item

Forecast Output (Sales) 11 262

Sales Revenue £135 144


What is the Break Even?

a)

4725

b)

12

c)

5000

d)

None of these

49.

Which formula correctly computes ARR (%)?

a)

(Total revenue ÷ Fixed costs) × 100

b)

(Contribution per unit × Units) ÷ 100

c)

(Average annual profit ÷ Initial investment cost) × 100

d)

(Variable cost ÷ Price) × 100

50.

What is the concept measured by Average Rate of Return (ARR)?

a)

Average percentage return from an investment

b)

Total revenue growth per unit sold

c)

Average decrease in variable costs

d)

Fixed cost recovery time in years

51.

Which statement best explains a limitation of ARR?

a)

It ignores the timing of cash flows

b)

It uses cash flow instead of accounting profit

c)

It measures risk with probability models

d)

It discounts future cash flows accurately

52.

Profit is defined as money left after all costs are paid. Which formula matches this definition?

a)

Profit = Costs − Revenue

b)

Profit = Revenue ÷ Costs

c)

Profit = Total costs + Total revenue

d)

Profit = Total revenue − Total costs

53.

A personal trainer earns £1,000 and spends £300 on costs. What is the profit?

a)

£600 profit for the week

b)

£700 profit for the week

c)

£800 profit for the week

d)

£500 profit for the week

54.

Which formula correctly calculates total cost?

a)

Revenue − Total variable costs

b)

Revenue + Profit totals

c)

Fixed costs + Total variable costs

d)

Fixed costs − Variable costs

55.

Which item is most likely a variable cost for a phone case maker?

a)

Accountant salary monthly

b)

Raw plastic per case

c)

Factory insurance annual

d)

Machinery lease monthly

56.

What is the break-even formula in units?

a)

Fixed costs divided by contribution per unit

b)

Fixed costs multiplied by selling price

c)

Selling price minus fixed costs

d)

Variable costs divided by selling price

57.

A café considers lowering price to £9 while variable cost stays £2 and fixed £300. What happens to the break-even point?

a)

It decrease because contribution rises

b)

They become impossible to calculate

c)

It increase because contribution falls

d)

They stay the same regardless of price

58.

If fixed costs double but contribution per unit stays constant, what happens to break-even units?

a)

They double compared to before

b)

They halve compared to before

c)

They become negative

d)

They stay unchanged

59.

Why might a high ARR still be rejected in practice?

a)

Fixed costs are always zero

b)

Break-even customers too low

c)

Contribution per unit too high

d)

Project risk or cash flow timing

60.

What is represented by the purple region in the break even diagram shown here?

a)

The break even point

b)

Profit

c)

Loss

61.

What is represented by the orange region in the break even diagram shown here?

a)

The break even point

b)

Profit

c)

Loss

62.

Tick the options that will decrease the quantity of units that need to be sold to break even (all other factors staying the same)

a)

Reducing fixed costs

b)

Reducing variable costs per unit

c)

Reducing the price of the product

d)

Increasing the price of the product

e)

Increasing contribution

63.

A cash flow statement shows an overview of money flowing in and out of a company

a)

True

b)

False

64.
Which of the following is an example of a cash in-flow for a business?
a)
payment to suppliers
b)
paying back a loan to a bank
c)
payment from debtors
d)
purchase of fixed assets
65.
Which of the following is an example of a cash out-flow for a business?
a)
payments to creditors
b)
sale of goods
c)
payment from debtors
d)
receiving a loan from the bank
66.
Which of the following is NOT a use of cash-flow forecasts?
a)
They indicate how much cash is available for paying bills
b)
They show how much the bank needs to lend to stop insolvency
c)
They indicate whether the business is holding too much cash
d)
They indicate how much profit the business will make
67.
A firm is forecast to have a negative closing bank balance. Which would reduce the problem?
a)
sell more goods on 4 months credit
b)
produce more goods
c)
ask customers to pay in cash and not sell goods on credit
d)
ask suppliers if the firm can pay for goods in cash
68.
If a cashflow forecast suggests that a firm will run out of cash, which would help the problem?
a)
purchase more fixed assets
b)
repay a bank loan
c)
pay suppliers immediately
d)
delay paying suppliers
69.
The monthly net cash flow for a business is calculated by:
a)
sales revenue - cost of goods sold
b)
total cash in - total cash out
c)
total cash out - total cash in
d)
total cash in - cost of goods sold
70.
The closing bank balance is calculated by:
a)
opening bank balance + cash out-flow
b)
opening bank balance + cash in-flow
c)
opening bank balance + net cash flow
d)
net cash flow + gross profit
71.

What is the money available to pay for day to day operational costs called?

a)

Cash

b)

Working capital

c)

Profit

d)

All of the above

72.

Assume a firm sells goods costing £40,000 for £55,000. It provides the customer

with 70% trade credit (i.e. the customer pays only 30% of the price as a down

payment). The profit earned is __________, and the cash received is _________.

a)

£15,000, £12,000

b)

£15,000, £16,500

c)

£15,000, £28,000

d)

£15,000, £55,000

73.

The term _________ describes how efficiently an asset can be converted into

cash.

a)

Liquidity

b)

Solvency

c)

Conversion rate

d)

Working capital cycle

74.

In a given cash flow forecast, the closing balance in June would become the ____________ of July.

a)

Closing balance

b)

Working capital

c)

Net cash flow

d)

Opening balance

75.
Which one of the following is an example of an outflow? 
a)
Capital 
b)
Bank Loan
c)
Wages 
d)
Government Grant
76.
Which of the following is true about cash flow?
a)
It is the same as profit
b)
It is different from profit
c)
It is the same as revenue
77.
What is net cash flow?
a)
The difference between revenue and cost
b)
The difference between money in and money out
c)
The difference between assets and liabilities
78.

Which of the following reduces a businesses cash flow?

a)

Asking debtors for payment

b)

Repaying an overdraft

c)

Securing better trade credit terms from suppliers

79.
What is a long term way to improve cash inflow?
a)
Take out a loan
b)
Take out an overdraft
c)
Use a factoring service
80.
How can cash outflows be improved?
a)
Buy extra equipment
b)
Lease out equipment
c)
Use a factoring service
81.

selling an asset would be an example of

a)

cash inflow

b)

cash outflow

82.

What is the formula used for a cash flow forecast?

a)

[ Receipts - Payments = Net Cash Flow ] + Opening Balance = Closing Balance.

b)

[ Receipts - Payments = Net Cash Flow ] - Opening Balance = Closing Balance.

83.

When scientists collect data that is measurable with numbers, we call it...

a)

qualitative

b)

quantitative

84.

Two types of data scientists collect are...

a)

random and sample

b)

qualitative and quantitative

c)

descriptive and inferential

d)

parameter and statistic

85.

Another word used to describe quaNTitative data is...

a)

Categorical

b)

Numerical

86.

Read each statement and then determine which type of data it characterizes: qualitative, quantitative, or both.

Information is measured

a)

Quantitative

b)

Both

c)

Qualitative

87.

Read each statement and then determine which type of data it characterizes: qualitative, quantitative, or both.

More open-minded and fluid

a)

Quantitative

b)

Both

c)

Qualitative

88.

A business gathers information regarding the population size of a specific area. Which of the following best describes the information collected?

a)

Marketing data

b)

Market data

c)

Financial data

d)

Financial information

89.

The pie chart below shows information about five businesses that operate in the same market. The total market is valued at £5,000,000.

Based on this information, the value of the market held by Business B is:

a)

£300,000

b)

£900,000

c)

£1,400,000

d)

£1,600,000

90.

The table below shows the number of surfboards sold by a business over an 8 week period.

Based on this information, which of the following is the average weekly number of surfboards sold by the business?

a)

0.31

b)

3.25

c)

3.71

d)

4.5