Standard 3-Understand the Principles of Earning-Personal Finance

Match skills, abilities, interest and values with a list of specific occupations. Possible related to ones interest.

• Career Assessments

• Commission

• Dependent

Following a career plan to reach your career goal. Veterinary technician to become a veterinarian

• Gross Income

• Career Pathway

• Commission

Losing credits for classes already taken

• Career

• Industry

• Changing Major and or College

Staying at curent job with lower cost of living than job offered. Average cost of basic necessities, housing and food

• Cost of Living

• Career

• Career Cluster

Items not helpful: copies of elementary and middle school report card

• Career

• College. Training Application Folder

• Gross Pay

Recommended that one's educational loan payments require no more that 10-15% of estimated starting income.

• Career

• Career Cluster

• Debt-to-Income Ratio

Company offering gym membership, flexible hours, repayment of education loans, merchandise discounts, and child care

• Employee Benefits

• Career

• Gross Pay

Not a consequence, of being able to attain a marriage license

• Job

• Defaulting on Student Loan

• Net income

Interest rates for Stafford loans tend to be higher because the loans are held for a relatively long period of time.

• LifeStyles

• Net Income

• Direct Subsidized Stafford Loan

Pay directly into checking account at depository institutions for each pay period. Most secure method for employer to pay employees.

• Direct Deposit

• Career

• Occupation