Baroda Gyani Women Special Inter-region Round-1

RBI has revised the LTV ratio at 90% for Home Loans upto ______ .

• Rs. 10 lacs
• Rs. 20 lacs
• Rs. 30 lacs
• Rs. 50 lacs

Registering a fake phone numbers as that of phone numbers of authorised call centres of the bank is called?

• Social Engineering
• Skimming
• Clonning
• Encrypting

All cash cheques/drafts for Rs.___________and above should be screened under ultraviolet ray machine before passing for payment.

• 100000
• 10000
• 50000
• 200000

Our Bank has enabled service of unblock/block registered mobile numbers using ………... menu in Finacle at branch level.

• HDCR
• BLKMOB
• MOBBLK
• MOBREG

Which menu is to be used by the branches to record declaration of Death or disability of customers covered under PMJJBY or PMSBY?

• PMYDCD
• PMYCCD
• PMYDDC
• PMYDDD

To strengthen the objective of centralized processing of agriculture loans and to overcome the operational difficulties of existing Agri CPCs, our Bank has created a new operational structure for processing of Agri loans in the name of CAMP. CAMP stands for -

• Centralization of Agriculture Marketing and Processing
• Centralised Agriculture & Marketing and Processing Cell
• Centre for Agriculture Marketing and Processing
• Centre for Agri Marketing and Procurement

Our Bank has decided to obtain periodical balance confirmation of operative accounts of Government. Such balance certificate should be generated from the system through the menu ?

• CUSTBALP
• CUSTMOD
• CUSTMOB
• CUSTCERT

Exposure not exceeding Rs. ____ Crore are exempted from RAROC Framework?

• 1
• 5
• 10
• 50

Interest payment is subject to Tax Deducted at source (TDS) as per prevailing Income Tax ACT. Tax is deducted at source (TDS) on deposits that earn interest more than Rs………… in a financial year.

• 10000
• 40000
• 20000
• 50000

Stock and Book Debts Audit is to be carried out in all cases where FB & NFB exposure is above

• 1 Cr
• 5 Cr
• 10 Cr
• All CC accounts