TCDN

Which factor(s) affects the interest rate ceiling?

• Influence of money supply and demand

• Effects of inflation

• Economic stability

• Government Policies

• All are correct

What is the interest rate ceiling?

• The highest interest rate allowed in a specific transaction.

• The highest interest rate that an institution charges a borrower's loans

• The highest level the financial institution    applies to  attract deposits into its institution

• All are correct

The increase in market interest rates shows

• The supply of loans is increasing

• Demand for loans is increasing

• State intervention in the market is more obvious

• There is no correct answer

How many government policies which affect interest rates?

• 2

• 5

• 4

• 3

When interest rates fall negatively, they

• Stimulate borrowing and  investment

• Increase in inflation

• Have abundant bank liquidity

• Will help people's incomes increase

Compared to lending interest rates, deposit interest rates of banks

• Always bigger

• Always smaller

• Greater than or equal to

• Less than or equal to

When the economy is growing, market interest rates can be

• Higher due to higher investment demand

• Lower due to lower demand for loans

• Higher due to reduced demand for savings

• Higher due to higher investment demand and reduced demand for savings

When the economy is in recession, market interest rates can

• Higher due to higher demand for loans

• Lower due to lower demand for loans for investment

• Higher due to reduced demand for savings

• Higher due to higher demand for loans and reduced demand for savings

In which case the interest rate on NVD deposits is higher than the interest rate on USD deposits

• VND/USD exchange rate is expected to increase in the near future

• VND/USD exchange rate is expected to decrease in the near future

• Both are wrong

• Both are true

When the interest rate ceiling is reduced, how will depositors be affected?

• Rising savings  account interest rates

• Investment restrictions

• Increase spending

• All is incorrect