Bankruptcy and consumer protection review

voluntary bankruptcy is...

•  file a petition with a federal court asking to be declared bankrupt.

• creditors file a petition with the court, asking the court to declare you.

• idk

• You voluntarily take accountability and go bankrupt

wage garnishment occurs when

• the creditor take most of the savings.

• the creditor stops all paychecks.

• doesn't allow changes in income.

• takes a portion of your money from your bank account

what happens when you declare bankruptcy

• it gets put back into the debts needed to pay.

• the court takes over your money and distributes it to those you owe.

• Money gets put back into the government.

• all of the above

the (FDCPA) applies to only third party debt collectors

• true

• false

the children's online privacy act applies to

• children over 13

• children under 6

• children under 13

• teens 13-18

what is the food cosmic act

• requires all food to be labeled safe

• the checking of all foods before processed

• abuses in food packaging and quality, and it mandated legally enforceable food standards.