Pre-Test Beginning of Year Test

Word is software of

• Apple

• Android

• Google

• Microsoft

Answer explanation

Microsoft Word is a Word processing software and opened to the public in October 1983.

The first ever version of Microsoft Word - Word 1.0 - was launched in October 1983 and developed by former Xerox programmers, Charles Simonyi and Richard Brodie.

What is the first task a job applicant should perform AFTER their interview, according to recruiters? 

• Write a thank you

  follow-up email to all of the interviewers ...

  You sincerely want the position.

• Send flowers to the interviewers with a confetti filled thank you note that spills out of the letter when opened.

  They'll really notice you now!

• Call the interviewers thanking them and ask them if they've made their decision to hire you yet.

• Play it cool and do nothing to follow-up the interview.

  They know you're interested and they have your contact info.

Answer explanation

Follow-up with a simple email to all the participants in your interview!

This is the number 1 task recruiters say job applicants forget to do and following up always makes the applicant stand out to the hiring team.

You receive a phone call stating that your Amazon purchase of a laptop has been completed. Would you like to purchase insurance for the laptop? You realize you never purchased a laptop from Amazon. What do you do next?

• Give the operator from Amazon your bank information and ask them to correct the mistake immediately.

• Give the operator from Amazon your Amazon information and ask them to correct the problem immediately.

• Hang up. This is a phishing scheme to gain information about your bank or Amazon accounts.

• Ask Amazon to call you back when you have a parent or guardian in the room.

Answer explanation

Hang up!!

This is a phishing scheme to gain information about your bank or Amazon accounts.

It's always best to be completely yourself in job interviews and that means wearing the clothing that best fits your personality; chatting about subjects that interest you; feeling relaxed and not trying too hard.

• True

• False

It's always best to be completely yourself in job interviews and that means wearing the clothing that best fits your personality; chatting about subjects that interest you; feeling relaxed and not trying too hard.

• True

• False

A big part of personal finance is saving for the future. What is the term used for savings that you can access quickly in case of an emergency? This money is usually kept in a savings or checking account with no fees for withdrawals?

• APR

• Diversification

• Liquidity

• Bonus Pay

A big part of personal finance is saving for the future. What is the term used for savings that you can access quickly in case of an emergency? This money is usually kept in a savings or checking account with no fees for withdrawals?

• APR

• Diversification

• Liquidity

• Bonus Pay

I must be 18 years old to open a savings, checking or money market account?

• True

• False

Answer explanation

False!

You may open a savings, checking or money market account at any time although some accounts may start as custodial.

How do credit cards prove I'm good at re-paying my debts?

• Every month, I have the opportunity to pay my credit card balance on time and the correct amount of money owed.

• They don't!

  Credit cards are scary and shouldn't be used in any circumstance.

• Credit cards are great and even if you don't repay them, the company will keep letting you use them!

• Credit cards need to be paid every quarter and the money is taken automatically from my bank account.

Answer explanation

Every month your credit card bill is due and you may choose to pay the amount owed, the full amount or a partial amount at or above the amount owed.

Good credit is built with you paying your bill on time and with the amount owed.

How do credit cards prove I'm good at re-paying my debts?

• Every month, I have the opportunity to pay my credit card balance on time and the correct amount of money owed.

• They don't!

  Credit cards are scary and shouldn't be used in any circumstance.

• Credit cards are great and even if you don't repay them, the company will keep letting you use them!

• Credit cards need to be paid every quarter and the money is taken automatically from my bank account.

Answer explanation

Every month your credit card bill is due and you may choose to pay the amount owed, the full amount or a partial amount at or above the amount owed.

Good credit is built with you paying your bill on time and with the amount owed.