HCA challenge

In HCA , How many plan variants does each plan type have?

• Three

• Four

• Five

• Six

In HCA, Dental Care is a built-in benefit for the HCA Prime Plan.

• True

• False:

Is it possible for an HCA Lite Planholder to have Annual Physical Exam (APE) as part of his coverage?

 

• Yes, APE is an optional benefit that can be added to the plan.

   

• No, APE is not part of HCA Lite Benefits.

True or False: The Accidental Death and Dismemberment Insurance is a built-in benefit for both HCA Prime and Lite Plan.

 

• True

   

• False

IN HCA, True or False: Once the Longevity Health Fund is given to the insured on the policy anniversary following his 75th birthday, the policy will be terminated as well.

• True

• False

What are the deductible options for a Health Care Access Lite plan?

 

• 100k, 200k, and 300k pesos

   

• 100k, 150k, and 200k pesos

   

• 200k, 300k, and 500k pesos

   

• No deductible is required

If Jose is single, can parents as dependents under his Health Care Access plan?

 

• Yes, provided that his parents are not beyond 60 years old.

   

• No, only siblings can be enrolled as a dependent.

What is Longevity Health Fund?

•  It is a lump sum payment paid to the insured on the policy anniversary following his 75th birthday.

•  It is a staggered payment given to the insured upon reaching 76 years old.

   

• It is an add-on rider wherein the insured can have access to a health fund starting his policy anniversary following his 75th birthday.

How many critical illnesses are covered by the Critical Illness Booster under HCA?

•  18 identified critical illness conditions

   

• 9 identified critical illness conditions

   

•  56 identified critical illness conditions

   

•  57 identified critical illness conditions

William purchased an HCA Lite Plan P1M, with a P100,000 deductible in August 2021. After six months, he was confined in the hospital due to a stomach flu, and incurred a total bill amounting to P200,000. How much will his HCA Lite cover?

 

• The entire P200,000 hospital bill.

   

•  The amount remaining after subtracting the P100k deductible

   

•  This will be covered up to ABL